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Cyber Liability Underwriter Jobs (NOW HIRING)

Approximately 1-3 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Cyber Underwriter (Wholesale)

New York, NY · On-site

$100K - $120K/yr

Approximately 1-3 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Senior Cyber Underwriter (Wholesale)

Atlanta, GA · On-site

$94K - $112K/yr

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Approximately 5-10 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You have a track record of ...

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Senior Cyber Underwriter (Wholesale)

Atlanta, GA · On-site

$94K - $112K/yr

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Approximately 5-10 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You have a track record of ...

Senior Cyber Underwriter (Retail)

Atlanta, GA · On-site

$94K - $112K/yr

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

Approximately 3-6 years of experience as underwriter in cyber liability, Tech, Media E&O ... Miscellaneous E&O, other E&O lines or specialty commercial insurance * You possess solid knowledge ...

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Cyber Liability Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do cyber liability underwriter jobs pay per year?

As of Jun 14, 2026, the average yearly pay for cyber liability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Is underwriting being replaced by AI?

Cyber liability underwriters analyze complex data to assess cyber risk exposure, and AI tools are increasingly used to assist in data analysis and risk modeling. However, human judgment remains essential for interpreting nuanced information and making final underwriting decisions, so AI is currently a complement rather than a complete replacement.

What is the difference between Cyber Liability Underwriter vs Cyber Risk Analyst?

AspectCyber Liability UnderwriterCyber Risk Analyst
Primary RoleAssess and evaluate insurance applications for cyber risk, determine coverage terms, and set premiums.Analyze cyber threats, assess vulnerabilities, and provide risk insights to improve security measures.
Required CredentialsCertifications like CPCU, ARM, or CISSP; relevant insurance and cybersecurity knowledge.Cybersecurity certifications such as CISSP, CISA, or GIAC; strong analytical skills.
Work EnvironmentInsurance companies, brokerage firms, or underwriting agencies.Corporate security teams, consulting firms, or risk management departments.

While both roles focus on cyber risk, the Cyber Liability Underwriter primarily evaluates insurance applications and sets coverage terms, whereas the Cyber Risk Analyst conducts in-depth risk assessments to inform security strategies. Understanding these differences helps job seekers and employers align expectations and requirements.

What does a cyber insurance underwriter do?

A cyber liability underwriter assesses and evaluates the risks associated with insuring organizations against cyber threats and data breaches. They analyze security measures, review policy terms, and determine appropriate coverage and premiums, often using specialized tools and industry standards. Their work helps ensure that insurance policies adequately protect clients from cyber-related losses.

What are the key skills and qualifications needed to thrive as a Cyber Liability Underwriter, and why are they important?

To thrive as a Cyber Liability Underwriter, you need a solid understanding of underwriting principles, cybersecurity risks, and insurance regulations, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and relevant industry certifications such as CPCU or RPLU is typically required. Strong analytical thinking, attention to detail, and effective communication enable you to evaluate risks and collaborate with clients and brokers. These skills are essential for accurately assessing cyber risks, pricing policies, and ensuring profitability while meeting client needs in a rapidly evolving cyber landscape.

What is the highest paid underwriter?

The highest paid underwriters, including those in cyber liability underwriting, typically earn salaries exceeding $150,000 annually, with senior or specialized underwriters earning significantly more. Compensation varies based on experience, certifications, and the size of the company, with some top earners reaching over $200,000 including bonuses and incentives.

What are some common challenges faced by Cyber Liability Underwriters, and how can they be addressed?

Cyber Liability Underwriters often face the challenge of assessing rapidly evolving cyber risks, as threats and technologies can change quickly. Staying updated on the latest cyber threats, regulatory requirements, and mitigation strategies is essential. Collaboration with IT security experts and continuous education help underwriters make informed decisions. Additionally, underwriters must balance risk selection with market competitiveness, which requires strong analytical skills and adaptability.

How much do cyber insurance underwriters make?

Cyber liability underwriters typically earn between $70,000 and $130,000 annually, depending on experience, location, and company size. Senior or specialized underwriters with certifications can earn higher salaries, often exceeding $150,000. Compensation may also include bonuses and benefits related to their underwriting expertise and industry knowledge.

What does a Cyber Liability Underwriter do?

A Cyber Liability Underwriter evaluates and assesses the risks associated with providing insurance coverage for cyber-related incidents, such as data breaches, cyberattacks, and information theft. They analyze applications, review security protocols, and determine appropriate coverage terms and pricing for businesses seeking cyber insurance. Their work helps insurance companies manage potential losses and assists clients in understanding their cyber risks. Cyber Liability Underwriters also keep up with evolving cyber threats and regulatory changes to ensure accurate risk assessments.
More about Cyber Liability Underwriter jobs
What cities are hiring for Cyber Liability Underwriter jobs? Cities with the most Cyber Liability Underwriter job openings:
What states have the most Cyber Liability Underwriter jobs? States with the most job openings for Cyber Liability Underwriter jobs include:

Senior Cyber Underwriter - West Coast (Remote)

Munich Re

Seattle, WA • On-site, Remote

$112K - $132K/yr

Other

Medical, Life, Retirement, PTO

Posted 13 days ago


Job description

HSB, a Munich Re company, is a specialty insurer and risk solutions provider focused on cyber and technology risk. We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported by proactive risk management services and data driven insights designed to strengthen operational resilience and reduce loss-putting prevention at the center of cyber insurance.

Position will be Remote - US based

About the Role

The Senior Cyber & Technology Risk Underwriter is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while driving growth and profitability within an assigned territory. This role builds and manages strong broker relationships, provides market insight in a rapidly evolving cyber risk landscape, and positions the organization as a leader in the primary cyber market. The Senior Underwriter partners closely with internal stakeholders to support product, coverage, and pricing initiatives and advance cyber capabilities.

Key Responsibilities

  • Underwrite new business and renewal Cyber and Technology E&O risks within assigned authority
  • Rate, quote, and bind new business originating from broker partners in the assigned territory
  • Maintain underwriting excellence and deliver a superior experience for brokers and insureds
  • Establish, manage, and grow trading relationships with key broker partners
  • Represent the organization at broker meetings and industry events to drive new and renewal business
  • Track broker engagement and develop strategies to strengthen market presence and positioning
  • Provide market intelligence and insight to support growth across cyber and specialty products
  • Participate in internal discussions and working groups to advance cyber services and offerings
  • Collaborate with internal partners to support product, coverage, and rate enhancements
  • Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels

Qualifications

  • Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline
  • Five or more years of experience in the insurance and/or reinsurance industry
  • Three or more years of cyber liability underwriting experience, with additional experience in cyberrelated areas such as claims, product administration, underwriting, or cybersecurity
  • Commercial underwriting and/or insurance marketing experience
  • Established broker relationships within an assigned territory
  • Experience underwriting Cyber, Technology E&O, or other Management Liability products, including Crime and MPL (carrier or consulting environment preferred)

 

 

Knowledge & Skills

  • Strong analytical and strategic thinking capabilities
  • Excellent organizational and prioritization skills
  • Proven relationshipmanagement and businessdevelopment abilities
  • Strong understanding of insurance concepts and underwriting principles
  • Ability to influence and collaborate effectively with internal and external stakeholders
  • Strong verbal and written communication skills

At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.   

We are an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.  The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee.  Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

The Company is open to considering candidates in numerous locations, including California.  The salary ranged posted below applies to the Company's Hartford, CT location.

   The salary range for this position is $ 101,700        149,200, plus opportunity for company bonus.  In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO).

   The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range