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Credit Risk Jobs in Austin, TX (NOW HIRING)

Base Power Company

Payments & Risk Specialist

Austin, TX · On-site

$97K/yr

You'll review credit and identity verification results to ensure accurate and compliant customer ... Effective communication and detailed process management are key for you to mitigate company risk ...

PayPal

Director, Risk Management

Austin, TX · On-site

$176K - $262K/yr

... credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value ... Monitor and analyze risk exposure to ensure alignment with organizational objectives. * Lead ...

Farm Credit Bank

Syndications Officer

Austin, TX · Hybrid

$37K - $50K/yr

Provide feedback on loan pricing and allocation based on credit risk profile and investor appetites * Documentation and compliance : Ensure all loan documentation adheres to regulatory requirements ...

New

Base Power Company

Payments & Risk Specialist

Austin, TX · On-site

$97K/yr

You'll review credit and identity verification results to ensure accurate and compliant customer ... Effective communication and detailed process management are key for you to mitigate company risk ...

Truist

Commercial Real Estate Banker III

Austin, TX

... credit risk standards, risk review assessments, audit results and compliance results. 5. Prepare and deliver presentations to senior line of business management and senior credit risk management for ...

PayPal

Sr Manager, Risk Management

Austin, TX

$143K - $212K/yr

... credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value ... This job leads complex projects related to risk management, collaborates with teams to identify ...

PayPal

Sr Manager, Risk Management

Austin, TX · On-site

$130K - $193K/yr

... credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value ... This job leads complex projects related to risk management, collaborates with teams to identify ...

Farm Credit Bank of Texas

Syndications Officer

Austin, TX · On-site

$37K - $50K/yr

Provide feedback on loan pricing and allocation based on credit risk profile and investor appetites * Documentation and compliance: Ensure all loan documentation adheres to regulatory requirements ...

New

Accenture

Commercial Credit Senior Manager

Austin, TX · On-site

... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... TheCommercial Credit Senior Manager designs and implements business changes that drive industry ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Austin, TX

Credit Risk information

See Austin, TX salary details

$49.5K

$108.3K

$181.3K

How much do credit risk jobs pay per year?

As of Jun 14, 2026, the average yearly pay for credit risk in Austin, TX is $108,327.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,300.00 and $140,700.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Austin, TX? The most popular types of Credit Risk jobs in Austin, TX are:
What are popular job titles related to Credit Risk jobs in Austin, TX? For Credit Risk jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Austin, TX look for? The top searched job categories for Credit Risk jobs in Austin, TX are:
What cities near Austin, TX are hiring for Credit Risk jobs? Cities near Austin, TX with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Austin, TX as of June 2026, with employment types broken down into 50% Full Time, and 50% Contract. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $108,327 per year, or $52.1 per hour.

Credit Officer I/II-Technology, Media, Telecom & Gaming

Bank of America

Austin, TX

$98K - $225K/yr

Full-time

PTO

Posted 11 days ago

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team.

Responsibilities:

  • Partners with relationship management and product partners to assess clients' credit needs and create solutions
  • Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
  • Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
  • Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
  • Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements
  • Serves as an escalation point for complex credit transactions
  • Mentors and supports associates
  • Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury
  • Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions
  • Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners

Required Qualifications:

  • 5+ years Corporate/Commercial credit experience
  • Strong understanding of accounting and corporate finance
  • Strong understanding of legal credit agreements
  • Strong knowledge of ancillary bank products (treasury, cash management, derivatives)
  • Strong business writing skills
  • Ability to coach junior teammates

Desired Qualifications:

  • Specific experience within Technology, Media, Telecom & Gaming industries
  • Bachelor's Degree in Finance or related

Skills:

  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Loan Structuring
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Research Analysis
  • Written Communications
  • Business Development
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Stakeholder Management

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - CA - San Francisco - 555 California St - Bofa Center - 555 California (CA5705), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)Pay and benefits informationPay range$98,000.00 - $225,000.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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