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Credit Risk Fraud Analyst Jobs in Austin, TX (NOW HIRING)

Q2

Senior Fraud Response Analyst

Austin, TX · On-site

Q2 is a leading provider of digital banking and lending solutions to banks, credit unions ... Track fraud-related issues, remediation plans, risk mitigation activities, and action items through ...

Wealthfront

Fraud Operations Specialist

Austin, TX · On-site

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Ability to make sound, risk-based decisions with limited information. * Excellent written and ...

Wealthfront

Fraud Operations Specialist

Austin, TX · Remote

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Ability to make sound, risk-based decisions with limited information. * Excellent written and ...

Wealthfront

Fraud Operations Specialist

Austin, TX · Remote

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Ability to make sound, risk-based decisions with limited information. * Excellent written and ...

United Heritage Credit Union

Fraud Manager

Austin, TX · On-site

... Credit Union's fraud risk management program. This position will be fully onsite at our offices in ... Analyze fraud losses, trends, and root causes to identify opportunities for improved prevention and ...

United Heritage Credit Union

Fraud Manager

Austin, TX · On-site

... Credit Union's fraud risk management program. This position will be fully onsite at our offices in ... Analyze fraud losses, trends, and root causes to identify opportunities for improved prevention and ...

United Heritage Credit Union

Fraud Manager

Austin, TX · On-site

... Credit Union's fraud risk management program.This position will be fully onsite at our offices in ... Analyze fraud losses, trends, and root causes to identify opportunities for improved prevention and ...

United Heritage Credit Union

Fraud Manager

Austin, TX · On-site

... Credit Union's fraud risk management program. This position will be fully onsite at our offices in ... Analyze fraud losses, trends, and root causes to identify opportunities for improved prevention and ...

FloatMe

Senior/Staff Data Scientist

Austin, TX · On-site

... such as credit, risk, fraud, recommendations, or similar domains. * A Master degree in a ... Strong product, analytical, and statistical judgment, including the ability to turn ambiguous ...

Q2

Intermediate Software Engineer

Austin, TX · Hybrid

Our Team The Risk & Fraud team at Q2 is responsible for helping our customers take a proactive ... Proficiency in SQL and comfort with relational and/or analytical data stores * Proficiency in ...

Western Alliance Bank

Senior Credit Analyst

Austin, TX · On-site

$36.74 - $45.38/hr

Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...

Visa

Senior Risk Operations Analyst

Austin, TX · Hybrid

This position is responsible for identification and mitigation to any risk or fraud attack ... The Senior Analyst is responsible for all aspects of monitoring, alert development, incident review ...

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All JobsCredit Risk Fraud Analyst JobsCredit Risk Fraud Analyst Jobs in Austin, TX

Credit Risk Fraud Analyst information

See Austin, TX salary details

$36.7K

$112.9K

$195.8K

How much do credit risk fraud analyst jobs pay per year?

As of Sep 14, 2026, the average yearly pay for credit risk fraud analyst in Austin, TX is $112,880.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,800.00 and $139,300.00 per year, depending on experience, location, and employer.

What does a credit risk fraud analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.

What are the key skills and qualifications needed to thrive as a credit risk fraud analyst?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

How does a credit risk fraud analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Fraud Analyst jobs in Austin, TX?

For Credit Risk Fraud Analyst jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Fraud Analyst jobs in Austin, TX look for?

The top searched job categories for Credit Risk Fraud Analyst jobs in Austin, TX are:

What cities near Austin, TX are hiring for Credit Risk Fraud Analyst jobs?

Cities near Austin, TX with the most Credit Risk Fraud Analyst job openings:

Credit Risk Fraud Analyst jobs near you
Infographic showing various Credit Risk Fraud Analyst job openings in Austin, TX as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $112,880 per year, or $54.3 per hour.

Data Analyst | Credit Risk Management

Austin, TX • On-site

University Federal Credit Union
See more jobs at University Federal Credit Unionexternal

Full-time

Posted 3 days ago

New

Job description

Job Summary
The Data Analyst | Credit Risk Management supports UFCU's Lending Team and Credit Council by delivering high-quality, insight-driven analysis across consumer, mortgage, and business lending portfolios. This hybrid role blends lending analytics, credit risk evaluation, and operational reporting to enhance decision quality and ensure safe, sound, member-centric lending.
The Data Analyst | Credit Risk Management plays a pivotal role in UFCU's digital business design by synchronizing data, processes, and people across silos, improving the accuracy, transparency, and speed of credit-related decisions.
This role is ideal for someone who is analytical, structured, collaborative, and driven to improve how teams make decisions together - aligned with UFCU's culture of clarity, consistency, and empowerment.
The Data Analyst | Credit Risk Management reports to the Chief Lending Officer
About UFCU
Our Credit Union was founded in 1936 and has grown to serve members throughout Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures.
In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values:
Purposefully Member-Obsessed
We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success.
Possibilities Reimagined
We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights.
Performance Excellence Rooted in Unwavering Integrity
We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.
Essential Functions
Portfolio & Credit Analytics
  • Produce timely, accurate analytics for loan portfolios, including delinquency, charge-off trends, loan mix, exception rates, and credit tier performance.
  • Support development and maintenance of portfolio dashboards using data visualization tools (e.g., Power BI).
  • Conduct trend analysis on credit quality, origination, risk migration, and evaluate performance of scoring models to enhance credit decisioning.
  • Provide underwriting and pricing insights based on risk-adjusted return and member behavior metrics.

Credit Council Packet & Reporting
  • Own preparation of the quarterly Credit Council packet with CLO.
  • Validate all KRIs and KPIs for accuracy, completeness, and consistency with Enterprise Risk Management.
  • Partner with Lending, Finance, and Compliance to ensure reports reflect up-to-date policy, regulatory, and CECL considerations
  • Present analytical findings clearly and tactfully to support strong cross-functional discussion.

Risk Management & Compliance Support
  • Assist in CECL modeling inputs, stress-testing routines, and static pool performance analysis.
  • Help ensure compliance with NCUA requirements and internal policy standards through data and analytic support.
  • Support independent loan review preparation and quality control metrics.

Cross-Functional Collaboration
  • Work closely with internal partners (Lending, ERM, Finance, Compliance, Technology) to ensure data alignment and decision-quality improvements.
  • Demonstrate strong relational skills and tactful communication to support constructive, trust-centered dialogue.
  • Serve as a connector across silos, enabling decision coordination and shared understanding in support of UFCU's digital business design.

Process Enhancement & Innovation
  • Recommend improvements to underwriting standards, exception processes, and automated decisioning rules based on data insights.
  • Identify data gaps and propose enhancements to systems, reporting structures, and workflows.
  • Support development of a scalable analytics framework that adapts to UFCU's evolving lending strategies and digital offerings.

Other
  • Adheres to all company policies, procedures, and business ethics codes.
  • Completes required regulatory training as assigned.
  • Maintains strict adherence to and compliance with all laws, rules, regulations, and internal controls specific to the role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations.

Knowledge/Skills/Abilities
Knowledge
  • Deep understanding of credit risk principles, financial statement analysis, and regulatory requirements.
  • Familiarity with credit risk models, loan origination systems, and specialized risk assessment software.

Skills
  • Strong proficiency with Excel and experience with SQL and business intelligence tools (e.g., Power BI, Tableau).
  • Familiarity with CECL methodologies, loan origination systems, and portfolio management tools.
  • Strong quantitative reasoning and ability to synthesize complex information into clear, actionable insights.

Abilities
  • High personal standards, discipline, and follow-through.
  • Analytical discernment - able to evaluate ideas and proposals with balanced, practical judgment.
  • Relationship-oriented communicator who builds trust across teams.
  • Calm, steady presence with resilience under pressure.
  • Commitment to UFCU's member-centric mission and collaborative culture.

Core Competencies
  • Demonstrating Member Obsession
  • Puts themselves in the Member's shoes
  • Looks for friction points
  • Makes it personalized and easy
  • Demonstrating Performance Excellence
  • Sets standards for elevating excellence
  • Ensures elevated quality
  • Takes responsibility
  • Conducts continuous improvement
  • Demonstrating Innovation
  • Challenges current thinking
  • Approaches change with a positive mindset

Experience
Minimum Requirements
  • Bachelor's degree in Finance, Economics, Business, Data Analytics, or a related field required.
  • Minimum 4-6 years of experience in lending, credit analytics, risk management, financial analysis, or data-driven business, operational, or marketing analytics roles
  • Strong analytical and quantitative skills, with proficiency in portfolio analysis, risk modeling, and operational reporting.
  • Experience with data analytics tools and reporting platforms (e.g., Excel, SQL, Tableau, Power BI); experience with digital lending tools is a plus.
  • Advanced Excel, SQL, Power BI, Tableau.
  • Experience in a credit union or regulated financial institution.
  • Experience preparing and delivering executive-level reports and presentations to senior leadership, committees, and other key stakeholder groups to communicate insights, portfolio performance, and make recommendations.
  • Must be bondable.

Preferred Requirements
  • DataBricks or Snowflake experience.

Physical Demands
The physical demands described are representative of those that must be met by an employee, with or without accommodation, to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Frequent
  • While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear.
  • Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.
  • Employee will make extensive use of the telephone and virtual communications requiring the ability to explain complex information effectively and accurately.

Work Environment
The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job.
  • This position is a hybrid role and requires frequently working onsite at UFCU Plaza in Austin, Texas.
  • This position may involve periodic stressful conditions.
  • May occasionally require an adjusted work schedule, overtime, and evening/weekend hours.
  • May occasionally move from one work location/branch to another.
  • Public contact position, requiring appropriate professional appearance.
  • Frequent computer use at a workstation of up to two hours at a time.
  • The noise level in the work environment is usually

#INDUFCU
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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