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Credit Risk Jobs in Austin, TX (NOW HIRING)

AgFirst

Commercial Credit Analyst

Round Rock, TX · On-site

Determines appropriate risk Probability of Default (PD) rating for loans and leases. * Analyzes ... Complies with proper credit administration practices as outlined in the association's policies and ...

Glacier Bancorp, Inc.

Credit Analyst II

Austin, TX · On-site

Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial, consumer, residential, equipment, Small Business Administration, mortgage, HELOC, participations, etc ...

Lighting Unlimited

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

FERGUSON

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

HP Products

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

Lighting Unlimited

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

SUPPLY.com

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

HP Products

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

SUPPLY.com

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

Ferguson Enterprises

Senior Credit Manager

San Marcos, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

Ferguson Enterprises

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit team members Qualifications * Bachelor's degree in Finance or related field preferred

Crowe LLP

Loan Review Senior Consultant

Austin, TX

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry. In this role, you will: Job Responsibilities:

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in Austin, TX

Credit Risk information

See Austin, TX salary details

$49.6K

$108.4K

$181.4K

How much do credit risk jobs pay per year?

As of Aug 10, 2026, the average yearly pay for credit risk in Austin, TX is $108,353.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,300.00 and $140,800.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Austin, TX? The most popular types of Credit Risk jobs in Austin, TX are:
What are popular job titles related to Credit Risk jobs in Austin, TX? For Credit Risk jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Austin, TX look for? The top searched job categories for Credit Risk jobs in Austin, TX are:
What cities near Austin, TX are hiring for Credit Risk jobs? Cities near Austin, TX with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Austin, TX as of August 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 100% In-person job distribution, with an average salary of $108,353 per year, or $52.1 per hour.

Commercial Credit Analyst

AgFirst

Round Rock, TX • On-site

Other

Re-posted 4 hours ago

Job description

LOCATION
This position will be located at our office in Round Rock, Texas.
EDUCATION AND EXPERIENCE
  • Bachelor's degree in finance, Business Administration or a related field, or equivalent experience.
  • Three (3) to five (5) years of experience in the administration and analysis of credit on commercial, agribusiness, and mortgage loans including risk assessments and recommendations on approval of new loan or lease applications or credit servicing actions.
  • Requires proficiency in oral and written communication.
JOB SUMMARY
  • Partners with Commercial and Capital Markets Relationship Managers, Special Assets Officers, and Loan Administrators to conduct data analysis and risk determination for large commercial and agribusiness credits.
  • Independently performs simple to moderately complex credit analysis work on loans and leases, applying financial expertise to assess credit worthiness and mitigate risk.
  • Exercises judgment in evaluating financial data, industry trends, and borrower risk factors to provide recommendations.
  • In many cases, the individual is a key member of a deal team responsible for structuring new loans, leases, or credit servicing requests.
ESSENTIAL FUNCTIONS
  • Partners with Commercial and Capital Markets Relationship Managers, Special Assets Officers, and Loan Administrators in analysis, servicing and reporting of the Association's loans and leases.
  • Analyzes financial information including balance sheets, income statements and cash flows of potential borrowers to ascertain credit worthiness. Determines appropriate risk Probability of Default (PD) rating for loans and leases.
  • Analyzes collateral and borrower primary and secondary repayment sources. Determines appropriate Loss Given Default (LGD) rating for loans and leases.
  • Interprets, communicates, and provides guidance regarding Association lending policies and procedures.
  • Collaborates with internal stakeholders to analyze financial data, assess risk, and develop credit recommendations that align with Association policies and risk tolerance. Exercises independent judgement in evaluating, structuring, and preparing detail credit reports used by senior management in decision making.
  • Reviews and approves loans submitted by other lending staff that exceed their delegated authority.
  • Complies with proper credit administration practices as outlined in the association's policies and procedures.
  • Works collaboratively with senior-level credit analysts to analyze complex loan applications.
  • Participates in the development of loan/lease relationships with other lenders, potential borrowers, applicants, members, participants, and loan/lease referral sources.
  • Contributes to the structuring, development, and closing of loans and leases, collaborating with management and relationship managers to negotiate such credits.
  • Approves leases and credit servicing actions within personal delegated authority and prepares recommendations for loan committee on loans exceeding such delegated authority.
  • Interprets and acts upon various legal, title and other questions which may arise on loans or leases.
  • Develops and administers lending programs, as well as developing and revising operating procedures relating to lending operations.
  • Provides mentoring/training to less-senior credit analysts.
  • Collaborates with Association personnel on other projects.
REQUIRED SKILLS
  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Intermediate skill level in Microsoft Office applications.
  • Ability to perform intermediate-level accounting and financial analyses under moderate supervision.
DISCLAIMER
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement .
Category:
  • Ag Lending , Agribusiness , Agriculture , Credit , Credit Analysis , Loan Services , Credit Services
experience level:
  • Mid Level
job Type:
  • Financial Services

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