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Credit Risk Jobs in California (NOW HIRING)

Intuit

Principal Credit Risk Analyst

Mountain View, CA · On-site

$236K - $319K/yr

The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow: * Drive new lending business initiatives from the credit risk expert perspective ...

Us Bank

Credit Risk Analyst

San Francisco, CA · On-site

$93 - $109/hr

... credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Professional will partner with their assigned Line of Business, other ...

Intuit

Principal Credit Risk Analyst

Mountain View, CA

$236K - $319K/yr

The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow: * Drive new lending business initiatives from the credit risk expert perspective ...

US Bank

Credit Risk Analyst

San Francisco, CA · Hybrid

... credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Professional will partner with their assigned Line of Business, other ...

SKIMS

Director, Treasury & Credit Risk

Los Angeles, CA · On-site

$190K - $210K/yr

Director, Treasury & Credit Risk Department: Accounting and Finance Employment Type: Full Time Location: Los Angeles HQ Compensation: $190,000 - $210,000 / year Description SKIMS is a solutions ...

SKIMS

Director, Treasury & Credit Risk

Los Angeles, CA · On-site

SKIMS is seeking a Director, Treasury to lead our global treasury and credit risk functions. This is a critical leadership role for a high-growth consumer and retail company embarking on significant ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Jobs in California

Credit Risk information

See California salary details

$49.3K

$107.9K

$180.6K

How much do credit risk jobs pay per year?

As of Sep 6, 2026, the average yearly pay for credit risk in California is $107,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $140,100.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in California?

The most popular types of Credit Risk jobs in California are:

What are popular job titles related to Credit Risk jobs in California?

For Credit Risk jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in California look for?

The top searched job categories for Credit Risk jobs in California are:

What cities in California are hiring for Credit Risk jobs?

Cities in California with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in California as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $107,883 per year, or $51.9 per hour.

Principal Credit Risk Analyst

Intuit

Mountain View, CA • On-site

$236K - $319K/yr

Full-time

Posted 19 days ago

Intuit rating

8.2

Company rating: 8.2 out of 10

Based on 92 frontline employees who took The Breakroom Quiz

105th of 247 rated software companies

Job description

One out of every two small businesses fails within their first five years, most often due to running out of cash. QuickBooks Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside QuickBooks for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity. That's how we power prosperity.
QuickBooks Capital is a nimble and high-priority business unit within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talents and team members that love new challenges, cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.
The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow:
  • Drive new lending business initiatives from the credit risk expert perspective, especially, cash flow based lending products.
  • Ensure our loan portfolio is within our risk tolerance while growing the portfolio.
  • Partner with our data science and data engineering teams to leverage the latest technology and models to serve our QuickBooks customers' financing needs

Responsibilities
  • Build great ownership and leadership by working collaboratively with business partners (product management, product development, marketing, data engineering, compliance, underwriting team etc.) to design new lending offerings to increase our market share.
  • Ensure new product credit underwriting platform and data infrastructure requirements and delivery road maps are robust and complete for product partners.
  • Build and lead a high-performing team of credit strategists and analysts to deliver the target risk adjusted returns.
  • Partner closely with our marketing, product, data scientist, underwriting, partnership teams to drive customer segmentation, develop innovative credit strategies, and perform portfolio analyses
  • Dive deep into our lending portfolio performance and design credit policy proposals that will improve business KPIs
  • Leverage cloud data technology to extract insights from extensive transactional data and convert credit risk analyses into actionable business opportunities.
  • Develop, deploy, and oversee tests that explore new methodologies and estimate key metrics for our acquisition strategies and credit policy
  • Proactively contribute innovative concepts for the creation of new financing products tailored for QuickBooks customers.

Qualifications
  • 12+ years working experience in lending or fintech related industries.
  • 4+ years team management experience in leading a group of risk analysts and data scientists is a plus.
  • Strong risk related domain knowledge, such as credit bureau attributes and scoring, customer acquisition, scorecard modeling, loan amount assignment, pricing, loss forecasting, or collections
  • Tracking records of building new lending related products with data driven solutions.
  • Strong business acumen with the ability to build relationships, influence cross functional partners and drive winning results.
  • Proven analytical thinker that can leverage excellent communication skills to translate complex quantitative and qualitative data into actionable insights
  • MS/PhD in quantitative fields such as Statistics, Operational Research, Industry Engineering, Economics etc.

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at ). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
The expected base pay range for this position is:
Mountain View $236,000 - $319,500

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