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Credit Risk Manager Jobs in Orem, UT (NOW HIRING)

Commercial Loan Officer

Spanish Fork, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Cyprus Credit Union is looking for a Commercial Relationship Manager / Commercial Loan Officer to ... collateral, and credit risk while structuring sound lending solutions and presenting ...

Commercial Loan Officer

Spanish Fork, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Cyprus Credit Union is looking for a Commercial Relationship Manager / Commercial Loan Officer to ... collateral, and credit risk while structuring sound lending solutions and presenting ...

Commercial Loan Officer

Spanish Fork, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Cyprus Credit Union is looking for a Commercial Relationship Manager / Commercial Loan Officer to ... collateral, and credit risk while structuring sound lending solutions and presenting ...

Lead Product Manager - Risk Platform

Draper, UT · On-site

$172K - $206K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As Lead Product Manager on the team you will leverage your expertise to shape the future of risk management including credit, fraud, and compliance products, partnering closely with cross-functional ...

This role plays a critical part in maintaining the quality of the loan portfolio, identifying emerging risk, and partnering closely with relationship managers to support sound credit decisions and ...

This role plays a critical part in maintaining the quality of the loan portfolio, identifying emerging risk, and partnering closely with relationship managers to support sound credit decisions and ...

This role plays a critical part in maintaining the quality of the loan portfolio, identifying emerging risk, and partnering closely with relationship managers to support sound credit decisions and ...

Analyst II Credit Card Compliance

South Jordan, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

What we do We provide credit cards, recreational loans, deposit accounts, merchant services and ... Independently perform change management risk assessments for internal projects and processes to ...

Analyst II Credit Card Compliance

South Jordan, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

What we do We provide credit cards, recreational loans, deposit accounts, merchant services and ... Independently perform change management risk assessments for internal projects and processes to ...

Underwriter

Sandy, UT · On-site +1

$36 - $42.27/hr

Excellent organizational, time-management, and multitasking skills. * Strong attention to detail ... Ability to think outside the box to make decisions based on overall credit risk profile Knowledge ...

Calypso Developer

Midvale, UT · On-site

$55 - $60/hr

Collaborate with business users, quantitative analysts, risk management, operations, architects ... Credit Derivatives, Exchange-Traded Derivatives, Market Risk, and Credit Risk. * Extensive ...

Showing results 41-60

Credit Risk Manager information

See Orem, UT salary details

$75.2K

$137.6K

$208.2K

How much do credit risk manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for credit risk manager in Orem, UT is $137,632.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,100.00 and $154,300.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Orem, UT?

The most popular types of Credit Risk jobs in Orem, UT are:

What are popular job titles related to Credit Risk Manager jobs in Orem, UT?

For Credit Risk Manager jobs in Orem, UT, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Orem, UT look for?

The top searched job categories for Credit Risk Manager jobs in Orem, UT are:

What cities near Orem, UT are hiring for Credit Risk Manager jobs?

Cities near Orem, UT with the most Credit Risk Manager job openings:

Director- Third Party Risk and Business Continuity

Mountain America Credit Union

Sandy, UT • On-site

Full-time

Posted 19 days ago


Mountain America Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

72nd of 150 rated financial services


Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
The Director of Third-Party Risk and Business Continuity is a key leader within Mountain America Credit Union's Enterprise and Operational Risk function, reporting to the Vice President of Enterprise and Operational Risk. The role is responsible for overseeing the day-to-day execution and continued maturity of the third-party risk management and operational resilience programs, including business continuity, crisis management, operational scenario analysis, and alignment with technology recovery capabilities and disaster recovery dependencies. As part of the second line of defense, the Director partners with business units, Legal, Procurement, Compliance, IT, Information Security, and other stakeholders to align program execution with strategic objectives, regulatory expectations, and enterprise risk standards.
Job Description
LOCATION
Mountain America Center - Hybrid
9800 S Monroe St
Sandy, UT 84070
SCHEDULE
Full Time; this is a hybrid schedule with some weekly in office expectation, based on business need.
To be effective, an individual must be able to perform each job duty successfully.
Business Continuity and Operational Resilience
  • Lead the design, implementation, testing, and continued maturity of the enterprise business continuity and operational resilience program, including business impact analyses, risk assessments, operational scenario analysis, tabletop exercises, and crisis management simulations.
  • Partner with IT and Information Security to align business continuity planning with technology recovery capabilities, disaster recovery dependencies, and business response requirements.
  • Coordinate crisis response governance, escalation protocols, decision rights, leadership communications, situational risk reporting, lessons learned, and prioritized remediation for significant operational events.
  • Monitor emerging threats and trends, including cyber, technology, supply chain, regulatory, physical security, climate, and geopolitical events; maintain related program documentation, reporting, and remediation visibility for operational continuity risks.

Third-Party Risk and Contract Oversight
  • Direct the continued maturity of a scalable third-party risk management program aligned to the credit union's vendor ecosystem, operational complexity, internal governance standards, and regulatory expectations.
  • Oversee the third-party risk lifecycle, including due diligence, risk assessments, contract risk reviews, ongoing monitoring, issue escalation, remediation tracking, exit planning, and senior-level credible challenge of evidence-based risk conclusions.
  • Partner with business units, Vendor Relationship Owners, Subject Matter Experts, Legal, Procurement, Information Security, Compliance, and other stakeholders to identify, assess, mitigate, monitor, and document third-party risks, contract provisions, controls, and risk mitigation strategies.
  • Monitor third-party performance, control effectiveness, key risk indicators, critical vendor exposure, concentration risk, fourth-party risk, and emerging risk themes, escalating issues when risk exposure exceeds defined thresholds.
  • Lead TPRM responses for regulatory exams, internal audits, and independent reviews, including documentation, analysis, issue remediation, and management responses.
  • Drive the TPRM program maturity roadmap, including process improvements, automation, data quality, GRC optimization, regulatory alignment, and adoption of sound industry practices.
  • Provide executive, committee, and Board-level reporting and recommendations on third-party risk exposure, trends, issues, concentrations, emerging risks, program maturity, remediation priorities, and related governance documentation.

Education and Experience
  • Bachelor's degree in finance, risk management, business administration, economics, or related field required; advanced degree preferred.
  • Minimum of 8 years of experience in enterprise risk, operational risk, business continuity, third-party risk management, contract management, or related risk disciplines.
  • Minimum of 3 years of experience leading teams, business processes, or cross-functional initiatives with notable risk and complexity.
  • Experience developing or maturing risk, resilience, third-party, or contract management programs in a regulated financial institution preferred.
  • Understanding of ERM frameworks, operational resilience expectations, third-party risk lifecycle practices, contract risk considerations, and regulatory expectations for financial institutions.
  • Understanding of SOC 2, SSAE-18, financial statements, business impact analysis, recovery planning, operational scenario analysis, and crisis response practices.

Certifications
  • Preferred certifications: CTPRP, ORCE, CRCMP, or similar risk-related credentials.

Skills
  • Strategic thinking with strong analytical, problem-solving, and risk data interpretation capabilities, including the ability to aggregate, interpret, and visualize complex risk information.
  • Demonstrated ability to apply credible challenge, respectfully question assumptions, escalate risks, and influence outcomes using facts, regulatory knowledge, and clear communication.
  • Excellent written and verbal communication skills, with the ability to synthesize risk information, prepare executive-ready materials, and collaborate effectively with cross-functional teams, including Compliance, Internal Audit, and senior leadership.
  • Familiarity with GRC platforms and risk analytics tools, such as Tableau, Power BI, or similar.

Leadership and Organization Development
  • Demonstrates ownership and accountability in delivering high-quality risk governance and reporting outcomes.
  • Fosters a culture of collaboration, transparency, and continuous improvement within the Risk function.
  • Provides mentorship and guidance to junior team members and peers, supporting professional development and knowledge sharing.
  • Aligns team activities and deliverables with operational risk strategy and organizational goals.
  • Effectively manages change and adapts to evolving regulatory, strategic, and operational priorities.
  • Builds strong cross-functional relationships to influence outcomes and promote a unified risk culture.
  • Contributes to succession planning by developing documentation, tools, and processes that support long-term team capability and resilience.

Managerial Responsibility
  • Has supervisory/managerial responsibilities that are direct or through work leaders or assistants, typically with a subordinate group of 2 to 15 employees. Estimates personnel needs and assigns work to meet these needs. Supervises, coordinates and reviews the work of assigned staff. Recommends candidates for employment, conducts performance evaluations and salary reviews for assigned staff, and applies company policy.

Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

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