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Credit Risk Data Science Jobs in Orem, UT (NOW HIRING)

MasterCard

Senior Data Scientist

Holladay, UT · On-site

Role As an individual contributor working within a growing data science team, you will take ... Focused in the first instance on affordability/credit decisioning and identity/income verification ...

swirecc

Data Scientist

Draper, UT

... science and advanced analytics for large manufacturing and retail company. Employ Artificial ... Pursue use cases to analyze and drive revenue, lower costs, increase speed, and reduce risk. Use ...

swirecc

Data Scientist

Draper, UT

... science and advanced analytics for large manufacturing and retail company. Employ Artificial ... Pursue use cases to analyze and drive revenue, lower costs, increase speed, and reduce risk. Use ...

swirecc

Data Scientist

Draper, UT · On-site

... science and advanced analytics for large manufacturing and retail company. Employ Artificial ... Pursue use cases to analyze and drive revenue, lower costs, increase speed, and reduce risk. Use ...

UnitedHealth Group

Senior Data Analyst - Remote

Draper, UT · On-site +1

$80K - $101K/yr

Partner closely with Credit Risk, Underwriting, Finance, and Compliance teams to ensure reporting aligns with business rules, policies, and regulatory expectations * Validate data integrity and ...

UnitedHealth Group

Senior Data Analyst - Remote

Draper, UT · On-site +1

$80K - $101K/yr

Partner closely with Credit Risk, Underwriting, Finance, and Compliance teams to ensure reporting aligns with business rules, policies, and regulatory expectations * Validate data integrity and ...

UnitedHealth Group

Risk Analyst

Draper, UT · On-site

$60K - $107K/yr

... credit risk management or underwriting experience, with a background in commercial and/or consumer lending * 2+ years of experience in reading, interpreting, and analyzing financial data and GAAP ...

UnitedHealth Group

Risk Analyst

Draper, UT · Hybrid

$60K - $107K/yr

... credit risk management or underwriting experience, with a background in commercial and/or consumer lending * 2 years of experience in reading, interpreting, and analyzing financial data and GAAP ...

Swire Coca-Cola, USA

Data Scientist

Draper, UT · On-site

... science and advanced analytics for large manufacturing and retail company. Employ Artificial ... Pursue use cases to analyze and drive revenue, lower costs, increase speed, and reduce risk. Use ...

CCBank

Portfolio Manager I

Pleasant Grove, UT

Responsibilities: * Assist Loan Officers and Credit Risk Management with analyzing credit data and financial information of persons or companies. This includes gathering current and prospective ...

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All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Orem, UT

Credit Risk Data Science information

See Orem, UT salary details

$32.2K

$99K

$171.7K

How much do credit risk data science jobs pay per year?

As of Jun 10, 2026, the average yearly pay for credit risk data science in Orem, UT is $99,005.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $122,100.00 per year, depending on experience, location, and employer.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Orem, UT? For Credit Risk Data Science jobs in Orem, UT, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Orem, UT look for? The top searched job categories for Credit Risk Data Science jobs in Orem, UT are:
Credit Risk Data Science jobs near you
VP, Consumer Products & Experience

VP, Consumer Products & Experience

Medallion Bank

Salt Lake City, UT • On-site

Full-time

Posted yesterday

Job description

About Medallion Bank
Medallion Bank is an FDIC-insured, Utah-chartered industrial bank headquartered in Salt Lake City. We specialize in point-of-sale consumer financing delivered through recreation dealers (RV, marine) and home improvement contractors, and we support strategic partners with Banking-as-a-Service lending programs.
Role Summary
The VP, Consumer Products & Experience leads product, pricing, and user experience across Medallion Bank's recreation and home improvement lending businesses. This leader will build and scale a modern product organization-loan product management & development, online/offline UX, and competitive intelligence-while partnering closely with Sales, Credit/Risk, Technology, Marketing, Operations/Servicing, Finance, Legal/Compliance, and Executive Leadership. The mandate: accelerate profitable loan volume growth, identify specialty lending segments, align to competitive markets, raise approval and conversion rates, and deliver a best-in-class borrower and partner experience with uncompromising regulatory rigor.
Key Responsibilities
  • Own the multi-year product strategy & roadmap across partner channels (dealer/contractor and embedded/POS), aligning to growth goals, risk appetite, funding/capital plans, and regulatory obligations.
  • Assess and lead new loan product development and enhancement (secured/unsecured installment, promotional APR, same-as-cash, revolving lines, credit card, etc.) and feature delivery from discovery to launch to iteration with clear OKRs/KPIs (approval, conversion, NIM/ROA, loss rates, NPS/CSAT).
  • Pricing: build rate/fee/promotional constructs and risk-based pricing; partner with Credit/Risk and Finance on tests that optimize unit economics while maintaining loss discipline.
  • Partner with Credit/Risk & Data Science on underwriting policy and decisioning: evaluate scorecards, cash-flow/alt-data, fraud controls, and verification workflows.
  • Lead end-to-end borrower and partner experiences across online and offline journeys (pre-qual, app, verification, decisioning, funding, servicing/collections) including dealer/contractor and internal user interfaces ensure accessibility and inclusive design.
  • Scale POS enablement for home improvement contractors and recreation dealers (APIs/UIs, partner portals, training and sales enablement) in tight coordination with Sales.
  • Institutionalize competitive intelligence (rates, terms, SLAs, merchant incentives, UX patterns); convert insights into roadmap, recommended pricing moves, and channel strategies.
  • Embed Legal/Compliance and Audit throughout the lifecycle to ensure controls for Reg Z/E, UDAAP, FCRA, ECOA, privacy, and FFIEC expectations; deliver clean exams and audit outcomes.
  • Build and lead a high-performing product organization (loan product managers, UX research/design, Competitive Intelligence (); establish operating rhythm (QBRs, Program Increment (planning), dashboards, and experimentation practices.
  • Drive cross-functional execution with Engineering/Platform/Decisioning, Operations/Servicing, Sales, and Marketing; clear dependencies, sequence delivery, and communicate trade-
  • Represent Product in and with key channel partners; present performance, insights, and investment cases with clarity and data.

Qualifications
  • 10+ years in financial services product management with 5+ years leading consumer lending products at a bank/fintech/credit union; proven P&L ownership and scaled delivery.
  • Demonstrated cooperative leadership of pricing and portfolio performance (growth vs. losses; approval vs. yield; acquisition vs. retention).
  • Hands-on leadership of digital UX and assisted/partner experiences; strong experimentation (A/B, incrementality) and analytics skills.
  • Fluency partnering with Credit/Risk and Data Science on underwriting, policy, and decisioning platforms; familiarity with fraud/identity controls.
  • Regulatory fluency and experience embedding compliance by design (Reg Z/E, UDAAP, FCRA, ECOA; FDIC/State expectations).
  • Executive-level communication and influence across Sales, Tech, Finance, and the C-suite; ability to recruit, coach, and scale teams.

Physical Environment
  • In office work required with hybrid work permitted as needed.
  • Overtime and some travel may be required.

Special Requirements
  • Required to pass a background check and maintain a clear background.

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