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Senior Credit Risk Manager Jobs in Orem, UT (NOW HIRING)

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

... senior management * Assist in updating, implementing and maintaining credit risk rating ... methodologies * Support senior leadership in partnering with broader business units to assess data ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT

... senior management * Assist in updating, implementing and maintaining credit risk rating ... methodologies * Support senior leadership in partnering with broader business units to assess data ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

... senior management * Assist in updating, implementing and maintaining credit risk rating ... methodologies * Support senior leadership in partnering with broader business units to assess data ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site +1

... senior management * Assist in updating, implementing and maintaining credit risk rating ... methodologies * Support senior leadership in partnering with broader business units to assess data ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that ... This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that ... This role will collaborate directly with Risk, Compliance, Legal, and external program fintechs ...

Clicklease

Senior Risk Analyst

Draper, UT · On-site

Senior Risk Analyst What you'll be doing: * Independently monitor and manage diverse lease ... Solid understanding of regulatory requirements related to credit risk management. * Proven ability ...

Sunwest Bank

Senior Credit Administrator

Draper, UT

Job Title: Senior Credit Administrator Department: Credit Administration - 68 Reports to: Chief ... risk, and partnering closely with relationship managers to support sound credit decisions and ...

Sunwest Bank

Senior Credit Administrator

Draper, UT · On-site

Job Title: Senior Credit Administrator Department: Credit Administration - 68 Reports to: Chief ... risk, and partnering closely with relationship managers to support sound credit decisions and ...

Clicklease

Risk Analyst

Draper, UT · On-site

Investigate portfolio performance trends and escalate potential risks to senior team members ... analysis, credit analysis, risk management, portfolio analytics, or a related field. * Basic to ...

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Senior Credit Risk Manager information

See Orem, UT salary details

$19.6K

$102.8K

$182.6K

How much do senior credit risk manager jobs pay per year?

As of Jul 31, 2026, the average yearly pay for senior credit risk manager in Orem, UT is $102,810.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $126,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What are popular job titles related to Senior Credit Risk Manager jobs in Orem, UT? For Senior Credit Risk Manager jobs in Orem, UT, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Orem, UT look for? The top searched job categories for Senior Credit Risk Manager jobs in Orem, UT are:
What cities near Orem, UT are hiring for Senior Credit Risk Manager jobs? Cities near Orem, UT with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you

Credit Risk Analyst

UnitedHealth Group

Draper, UT • On-site

Full-time

Retirement

Re-posted 18 days ago

UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

185th of 885 rated healthcare providers

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as well as Credit professionals to assess the credit and financial strength of the Bank's borrowers and counterparts by performing fundamental credit analysis, using both quantitative and qualitative factors, and provide recommendation for loan transactions, determine appetite and risk ratings, and monitor credit trends in the portfolio. This role supports the broader risk governance frameworks, regulatory compliance, and strategic decision-making through quantitative analysis and reporting.
The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and implements the risk framework, policies, standards, and procedures aligned with the bank's strategic goals.
NOTE: Qualified candidates must live in the Draper UT / Salt Lake City UT regional area to be considered (office-based position, not open to remote work)
Primary Responsibilities:
  • Actively engage with Bank's lending and investing stakeholders to review and assess potential credit risks associated with lending portfolios, products, processes, and strategies
  • Perform ongoing assessment of the credit and financial strength of the commercial and consumer counterparts by performing fundamental credit analysis of counterparties using internal rating methodologies
  • Review loans on an individual and aggregate portfolio basis to determine potential risks, adherence to policy and procedures, and accuracy of risk ratings
  • Present findings and recommendations to senior leadership and answer questions relating to analysis performed and escalate issues to senior management
  • Assist in updating, implementing and maintaining credit risk rating methodologies
  • Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment
  • Perform broader sector analysis in order to assess industry fundamentals and portfolio trends
  • Conduct scenario analysis and sensitivity testing to quantify potential losses
  • Generate report with early warning indicators then review, assess and propose rating action recommendation to senior leadership
  • Support internal audits and regulatory exams
  • Assist with development and enhancement of risk policies and underwriting standards
  • Partner with underwriting, finance, and product teams to assess new products and strategies

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
  • Bachelor's degree in Finance, Accounting, Economics, Statistics, Engineering or related field
  • 2+ years of consumer credit risk management or underwriting experience
  • 2+ years of experience with SQL, Python, R, or SAS
  • Must live in or willing to relocate to the Draper UT / Salt Lake City UT Regional Area - this position is onsite at the office location in Draper UT and not open to remote work

Preferred Qualifications:
  • Credit risk experience in a consumer or healthcare financing, fintech, bank or other financial institution
  • Knowledge of credit life cycle (origination, portfolio management, collection), loan loss provisioning, and advance credit risk analytics
  • Advanced proficiency in Microsoft Office PowerPoint (creating and executing presentations), and Excel (Financial Spreading, Pivot Tables, VLOOKUP, Advanced Formulas, Formatting, etc.)
  • Proven ability to clearly communicate verbally and in writing
  • Proven ability to translate complex risk concepts into clear business insights
  • Proven attention to detail and strong problem-solving skills
  • Proven excellent interpersonal skills, including the ability to lead and collaborate with multiple teams
  • Proven ability to scope and lead a risk assessment or project from start to end and present results to stakeholders and senior leaders
  • Proven solid project management / organizational skills and the ability to manage multiple assignments concurrently across various stakeholders
  • Proven exposure to loan purchase programs, securitization, or warehouse lending
  • Proven background in model validation, governance, or audit support

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 - $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

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