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Credit Risk Associate Jobs in Virginia (NOW HIRING)

CSC Leasing

Associate, Credit & Investment

Richmond, VA · On-site

The Associate position is an integral part of the firm's transaction review process. The ideal ... Monitor and report on credit risk and exposure for CSC's portfolio * Perform strategic initiative ...

Procession Systems

4223 Credit Associate

Mclean, VA · On-site

4223 Credit Associate 4223 | US Citizen OVERVIEW: The Credit Associate is a key member of the ... Conduct thorough credit analysis and risk assessments for financing, including financial statement ...

Navstar

4223 Credit Associate

Mclean, VA · On-site

Credit Associate The Credit Associate is a key member of the Client Advisory Team alongside a ... Conduct thorough credit analysis and risk assessments for financing, including financial statement ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Virginia

Credit Risk Associate information

See Virginia salary details

$49.6K

$108.4K

$181.4K

How much do credit risk associate jobs pay per year?

As of Jul 10, 2026, the average yearly pay for credit risk associate in Virginia is $108,376.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,400.00 and $140,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Virginia? The most popular types of Credit Risk jobs in Virginia are:
What are popular job titles related to Credit Risk Associate jobs in Virginia? For Credit Risk Associate jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Virginia look for? The top searched job categories for Credit Risk Associate jobs in Virginia are:
What cities in Virginia are hiring for Credit Risk Associate jobs? Cities in Virginia with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Virginia as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 30% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $108,376 per year, or $52.1 per hour.
Senior Business Analyst - Credit Risk

Senior Business Analyst - Credit Risk

Koalafi

Arlington, VA

$100K - $129K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

Job description

At Koalafi, we believe in a world where no one has to put an important purchase on hold. That's why we're making it easier for more people to pay for big purchases over time.

Retailers across the country rely on us to offer flexible lease-to-own financing to their non-prime consumers, while increasing sales and strengthening customer loyalty. Their 2M+ customers love us because we provide a flexible way for them to make payments and give them an opportunity to improve their credit. Our 200+ Koalafi teammates enjoy inspiring and challenging work that accelerates their careers.

Interested in learning more about how we're transforming the financing experience and joining our team?

What You'll Do: 

At Koalafi, we use data-driven insights to inform business decisions. This position is responsible for supporting the business by providing analysis, recommendations, and driving the implementation of strategic business initiatives. You will have the unique opportunity to grow alongside the company and help shape the future direction of the business. In this role, you will:

  • Drive research and analysis that powers our strategy, operational, financial, and business development decision-making
  • Develop business plans, including gathering requirements for transformational projects within our new product line
  • Monitor portfolio risk and recommend changes to credit policy strategy
  • Perform in-depth analysis on complex datasets to generate actionable insights
  • Present results to leadership and influence to adopt recommendations
  • Support with regular reports, ad hoc data requests and analysis, transaction analysis, and special inquires as requested
  • Create queries as needed to problem solve and answer internal and external customer questions
  • Produce financial models and NPV analyses

About You (Qualifications)

  • Bachelor's degree in a quantitative field (finance, economics, mathematics, engineering, etc.)
  • 2 years of analysis experience
  • Proficiency in Python and SQL or similar language
  • Ability to communicate with data in written and verbal contexts
  • Exceptional attention to detail and problem-solving skills
  • Demonstrates curiosity and a growth mindset by actively seeking feedback, continuously developing skills, and adapting to changing priorities and business needs

Preferred Qualifications

  • Master's degree in a quantitative field (finance, economics, mathematics, engineering, etc.)
  • 2+ years of analyst experience in financial industries, ideally consumer lending or credit risk
  • 1+ years at a fast-moving start-up
  • Experience using in data science and machine learning techniques such as Logistic Regression and/or GBM models

Location: This position requires regular in-person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time
Salary Range: $100,000-$129,000 per year
Additional Compensation: This position is eligible to participate in company bonus plan.

The final salary offer will depend on factors including, but not limited to, experience, skills, and geographic location. The actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

Applications will be accepted until position is filled.

Why choose Koalafi: A career at Koalafi means opportunities to tackle exciting challenges every single day. We take pride in a culture of innovation, trust, and ownership. You'll get outside your comfort zone, build meaningful relationships, and most of all, take charge of projects that ultimately help people get the things they need most.

Benefits:

At Koalafi, you will have a direct impact on our products and help shape the company's success. We offer competitive compensation & benefits packages to keep you at your best:

  • Comprehensive medical, dental, and vision coverage
  • 20 PTO days + 11 paid holidays
  • 401(k) retirement with company matching
  • Student Loan & Tuition Reimbursement
  • Commuter assistance
  • Parental leave (maternal + paternal)
  • Inclusion and Associate Engagement Programs

Who we are & what we value:

  • We focus on what's most important
  • We set clear expectations and deliver
  • We embrace challenges to reach our full potential
  • We ask, "How can this be better?"
  • We move fast together