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Credit Portfolio Manager Jobs (NOW HIRING)

Supports the overall credit and portfolio management function for the Woodland Hills Office. Facilitates comprehensive credit analysis of existing and potential clients, assists in the management of ...

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Credit Portfolio Manager information

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$46.5K

$86.7K

$113K

How much do credit portfolio manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit portfolio manager in the United States is $86,688.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $108,000.00 per year, depending on experience, location, and employer.

What is a credit portfolio manager?

Credit Portfolio Managers are finance professionals responsible for overseeing a portfolio of credit assets, such as loans or bonds, within a financial institution or investment firm. They analyze credit risk, monitor portfolio performance, and make decisions about buying, selling, or holding credit instruments to achieve desired risk-return objectives. Their role involves assessing creditworthiness, ensuring compliance with regulations, and working closely with analysts and risk managers to optimize the portfolio’s value. Credit Portfolio Managers play a crucial role in managing the overall credit exposure and profitability of an organization.

What are the key skills and qualifications needed to thrive as a credit portfolio manager?

To thrive as a Credit Portfolio Manager, you need strong analytical skills, expertise in credit risk assessment, and a background in finance or a related field, often supported by a bachelor's or master's degree. Proficiency with credit risk modeling tools, portfolio management software, and familiarity with regulatory systems like Basel III is typically required. Exceptional communication, decision-making, and relationship management skills help you collaborate with stakeholders and make informed credit decisions. These competencies are crucial for optimizing portfolio performance, managing risk, and ensuring regulatory compliance.

How does a credit portfolio manager typically collaborate with other departments to manage risk and optimize portfolio performance?

Credit Portfolio Managers work closely with teams such as risk management, underwriting, and relationship managers to ensure the credit portfolio remains healthy and aligned with the institution's risk appetite. They regularly participate in cross-departmental meetings to discuss emerging risks, analyze market trends, and review credit exposures. Effective collaboration helps identify potential problem loans early and enables the development of strategies to optimize returns while mitigating risk. Building strong relationships with these teams is essential for making informed, proactive portfolio decisions.

How much do credit portfolio managers get paid?

Credit portfolio managers typically earn a median annual salary ranging from $80,000 to $150,000, depending on experience, location, and the size of the organization. Senior managers or those in large financial institutions can earn higher compensation, often including bonuses and incentives based on portfolio performance.

How much do credit portfolio managers make?

Credit portfolio managers typically earn a median annual salary ranging from $80,000 to $150,000, depending on experience, location, and the size of the organization. Senior managers or those in major financial hubs can earn higher compensation, often including bonuses and incentives based on portfolio performance.

What does a credit portfolio manager do?

A credit portfolio manager oversees a collection of credit assets, such as loans or bonds, to optimize risk and return. They analyze credit data, monitor portfolio performance, and make decisions to manage credit risk, often using financial modeling and risk assessment tools. Strong analytical skills and knowledge of credit markets are essential for this role.
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What cities are hiring for Credit Portfolio Manager jobs?

Cities with the most Credit Portfolio Manager job openings:

Who are the top companies hiring for Credit Portfolio Manager jobs?

The top employers for Credit Portfolio Manager jobs are:

What states have the most Credit Portfolio Manager jobs?

States with the most job openings for Credit Portfolio Manager jobs include:

Infographic showing various Credit Portfolio Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $86,688 per year, or $41.7 per hour.

Credit Delivery Portfolio Manager - Medical Specialty Team

Truist

Atlanta, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Truist rating

8.0

Company rating: 8.0 out of 10

Based on 119 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks


Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Credit Portfolio Manager is responsible for underwriting loan transactions, including completing all required financial and other due diligence, in order to make recommendations for new business-purpose (i.e. wholesale) credit requests. In addition, the Portfolio Manager proactively manages an assigned portfolio of credit relationships with an average portfolio size of over $500MM. Role supports a growing national franchise focused on Middle Market Healthcare Services. The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM.
The Credit Portfolio Manager II is responsible for underwriting loan transactions, including structuring loan terms, covenants and pricing to recommend deals to credit risk management. Respond to client needs, participating in client presentations, when appropriate, and researching and qualifying credit prospects. Thoroughly understands industry specific and client entity structures, the related customized credit facility structuring and associated risks. Manage time-critical financial and operational due diligence and underwriting activities. Negotiate key financial structure and legal documentation for clients and prospects. Coordinate with key partners, including relationship management, cross-functional partners, and Credit Risk Management.
Oversees sound portfolio management activities. Provides technical assistance and coaching to junior Credit Portfolio Managers. Provides monitoring and industry/market research for complex industries and portfolios.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
  • Independently structure loan terms, covenants and pricing to recommend deals to credit risk management.
  • Role will handle the largest and most complex wholesale loan requests and borrower relationships within the wealth portfolio.
  • Credit requests have a variety of business structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, working capital facilities, yacht/airplane financing, corporate finance transactions, concentrated stock/highly structured securities-backed and unsecured facilities.
  • Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request.
  • Identify key borrower and transaction risks, providing mitigants or otherwise proposing alternative loan structures where appropriate.
  • Prepare concise, well-thought out credit packages, outlining transaction request and purpose; borrower overview including financial profile; strengths; risk & mitigants; and proposed recommendation for presentation to credit risk management.
  • Negotiate legal documents; involved in the closing process for portfolio loan transactions.
  • Manage end-end credit delivery process, in partnership with cross-functional partners such as internal legal and/or outside counsel, loan fulfillment, and loan servicing, in order to meet client expectations.
  • Actively communicate throughout the process with the advisor team, and in some cases directly with the client, in order to manage expectations.
  • Continuously act with a sense of urgency.
  • Engage with clients and prospects to understand financial profile and discuss credit opportunities.
  • Manage assigned portfolio by monitoring performance and trends, identifying issues early and following through for remediation.
  • Coordinate credit and loan portfolio administration activities such as loan renewals and modifications, completion of periodic (at least annual) credit reviews, frequent review of financial statements and related internal risk ratings, management of covenant compliance and ongoing collateral monitoring.
  • Have a strong understanding of industry and regulatory trends, including knowledge of competitors and loan market dynamics.
  • Continuously monitor industry and regulatory trends for issues that could impact borrowers within loan portfolio.

Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience.
  • Minimum of seven (7) years underwriting and managing commercial lending transactions.
  • Demonstrates strong decision making skills and ability to balance business development and risk mitigation.
  • Excellent proven oral and written communication skills.
  • Strong client relationship skills.
  • Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management.

Preferred Qualifications:
  • Completion of formal bank credit training program from a well-respected financial institution.
  • Strong industry and product knowledge.
  • Experience underwriting real estate related transactions.
  • Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment.
  • Solid legal and loan structuring fundamentals.

#Atlanta #Charlotte
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
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About Truist

Sourced by ZipRecruiter

Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

2019