The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM. The Credit Portfolio Manager II is responsible for underwriting loan ...
The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM. The Credit Portfolio Manager II is responsible for underwriting loan ...
The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM. The Credit Portfolio Manager II is responsible for underwriting loan ...
The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM. The Credit Portfolio Manager II is responsible for underwriting loan ...
Credit Portfolio Manager I
Toms River, NJ · On-site
... credit approval policy and process with the ability to accurately interpret lending policy and apply same to the management of the portfolio. • Knowledge of qualitative portfolio analytics and ...
New
Credit Portfolio Manager I
Toms River, NJ · On-site
... credit approval policy and process with the ability to accurately interpret lending policy and apply same to the management of the portfolio. • Knowledge of qualitative portfolio analytics and ...
New
VP, Credit & Portfolio Manager
Los Angeles, CA · On-site
$85 - $115/hr
Supports the overall credit and portfolio management function for the Woodland Hills Office. Facilitates comprehensive credit analysis of existing and potential clients, assists in the management of ...
VP, Credit & Portfolio Manager
Los Angeles, CA · On-site
$85 - $115/hr
Supports the overall credit and portfolio management function for the Woodland Hills Office. Facilitates comprehensive credit analysis of existing and potential clients, assists in the management of ...
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Portfolio Manager II, Middle Market - Restaurant & Franchise Finance
Mount Laurel, NJ · On-site
$120K - $198K/yr
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Portfolio Manager II, Middle Market - Restaurant & Franchise Finance
Mount Laurel, NJ · On-site
$120K - $198K/yr
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Portfolio Manager II, Middle Market - Restaurant & Franchise Finance
Boston, MA · On-site
$120K - $198K/yr
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Credit Portfolio Manager II, Middle Market - Restaurant & Franchise Finance
Boston, MA · On-site
$120K - $198K/yr
Credit Management The Credit Portfolio Manager II (CPM), Middle Market performs the financial analysis needed to make credit decisions on new and existing business, supports the commercial banking ...
New
Provide guidance to less seasoned Credit Portfolio Managers and Credit Analyst staff. WHAT YOU WILL DO: 1. Direct all facets of construction loan processing from origination to closing. 2. ...
Provide guidance to less seasoned Credit Portfolio Managers and Credit Analyst staff. WHAT YOU WILL DO: 1. Direct all facets of construction loan processing from origination to closing. 2. ...
... Credit Portfolio Manager is responsible for analyzing, underwriting, and negotiating credit decisions for standards Private Wealth Management (PWM) credit requests submitted by Private Wealth and ...
... Credit Portfolio Manager is responsible for analyzing, underwriting, and negotiating credit decisions for standards Private Wealth Management (PWM) credit requests submitted by Private Wealth and ...
Asset Management - Investment Grade Credit Portfolio Manager - Executive Director
Manhattan, NY · On-site
$180 - $280/hr
Investment Grade Credit Portfolio Manager - Fixed Income The Global Fixed Income Currency and Commodities team (GFICC) at J.P. Morgan Asset Management is a leading fixed income manager with over $1 ...
Asset Management - Investment Grade Credit Portfolio Manager - Executive Director
Manhattan, NY · On-site
$180 - $280/hr
Investment Grade Credit Portfolio Manager - Fixed Income The Global Fixed Income Currency and Commodities team (GFICC) at J.P. Morgan Asset Management is a leading fixed income manager with over $1 ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow IPF credit relationships. This includes partnering with internal and external clients to support ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow IPF credit relationships. This includes partnering with internal and external clients to support ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow IPF credit relationships. This includes partnering with internal and external clients to support ...
The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow IPF credit relationships. This includes partnering with internal and external clients to support ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Senior Credit Portfolio Manager - Global Family Office (GFO)
Chicago, IL · On-site
$74K - $126K/yr
The Credit Portfolio Manager will be responsible for managing credit product risk and profitability for a portfolio of credit clients and monitoring loan performance to ensure that loan quality ...
Act as direct account manager for assigned portfolio of accounts * Prepare credit analysis for quarterly and annual reviews * Assist Head of Portfolio Management in various reporting and ...
Act as direct account manager for assigned portfolio of accounts * Prepare credit analysis for quarterly and annual reviews * Assist Head of Portfolio Management in various reporting and ...
Credit Portfolio Group - Research - Vice President
Manhattan, NY · On-site
$150 - $200/hr
Portfolio management will start with fundamental credit analysis and lead to the generation of trade ideas and strategies centered around the lending book and being the support function for portfolio ...
Credit Portfolio Group - Research - Vice President
Manhattan, NY · On-site
$150 - $200/hr
Portfolio management will start with fundamental credit analysis and lead to the generation of trade ideas and strategies centered around the lending book and being the support function for portfolio ...
Asset Management - Investment Grade Credit Portfolio Manager - Executive Director
Manhattan, NY · On-site
$200K - $350K/yr
As the Investment Grade Credit Portfolio Manager within the Fixed Income team, you will have a proven track record of consistent alpha generation and a strong fiduciary mindset. You will report into ...
Asset Management - Investment Grade Credit Portfolio Manager - Executive Director
Manhattan, NY · On-site
$200K - $350K/yr
As the Investment Grade Credit Portfolio Manager within the Fixed Income team, you will have a proven track record of consistent alpha generation and a strong fiduciary mindset. You will report into ...
Credit Portfolio Group - Quantitative Research - Associate
Manhattan, NY · On-site
$150K - $200K/yr
The Credit Portfolio Lending Group (CPG) is a public-side global function with approximately 25 ... Portfolio Management & Research (PM&R), which is aligned by industry and geography, and Trading ...
Credit Portfolio Group - Quantitative Research - Associate
Manhattan, NY · On-site
$150K - $200K/yr
The Credit Portfolio Lending Group (CPG) is a public-side global function with approximately 25 ... Portfolio Management & Research (PM&R), which is aligned by industry and geography, and Trading ...
Credit Portfolio Manager information
See salary details
$46.5K - $52.5K
4% of jobs
$52.5K - $58.6K
6% of jobs
$58.6K - $64.6K
7% of jobs
$68.5K is the 25th percentile. Wages below this are outliers.
$64.6K - $70.7K
11% of jobs
$70.7K - $76.7K
7% of jobs
$76.7K - $82.8K
5% of jobs
$82.8K - $88.8K
7% of jobs
The median wage is $89.2K / yr.
$88.8K - $94.9K
18% of jobs
$94.9K - $100.9K
3% of jobs
$100.9K - $107K
2% of jobs
$107.6K is the 75th percentile. Wages above this are outliers.
$107K - $113K
28% of jobs
$46.5K
$86.7K
$113K
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Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted yesterday
Truist rating
8.0
Based on 119 frontline employees who took The Breakroom Quiz
72nd of 171 rated banks
Job description
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Credit Portfolio Manager is responsible for underwriting loan transactions, including completing all required financial and other due diligence, in order to make recommendations for new business-purpose (i.e. wholesale) credit requests. In addition, the Portfolio Manager proactively manages an assigned portfolio of credit relationships with an average portfolio size of over $500MM. Role supports a growing national franchise focused on Middle Market Healthcare Services. The Credit Portfolio Manager will handle all loan requests above $10MM but some requests could be in excess of $100MM.
The Credit Portfolio Manager II is responsible for underwriting loan transactions, including structuring loan terms, covenants and pricing to recommend deals to credit risk management. Respond to client needs, participating in client presentations, when appropriate, and researching and qualifying credit prospects. Thoroughly understands industry specific and client entity structures, the related customized credit facility structuring and associated risks. Manage time-critical financial and operational due diligence and underwriting activities. Negotiate key financial structure and legal documentation for clients and prospects. Coordinate with key partners, including relationship management, cross-functional partners, and Credit Risk Management.
Oversees sound portfolio management activities. Provides technical assistance and coaching to junior Credit Portfolio Managers. Provides monitoring and industry/market research for complex industries and portfolios.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Independently structure loan terms, covenants and pricing to recommend deals to credit risk management.
- Role will handle the largest and most complex wholesale loan requests and borrower relationships within the wealth portfolio.
- Credit requests have a variety of business structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, working capital facilities, yacht/airplane financing, corporate finance transactions, concentrated stock/highly structured securities-backed and unsecured facilities.
- Analyze historical and projected financial statements, tax returns, borrowing base statements, appraisals, loan collateral and other diligence items provided in support of the loan request.
- Identify key borrower and transaction risks, providing mitigants or otherwise proposing alternative loan structures where appropriate.
- Prepare concise, well-thought out credit packages, outlining transaction request and purpose; borrower overview including financial profile; strengths; risk & mitigants; and proposed recommendation for presentation to credit risk management.
- Negotiate legal documents; involved in the closing process for portfolio loan transactions.
- Manage end-end credit delivery process, in partnership with cross-functional partners such as internal legal and/or outside counsel, loan fulfillment, and loan servicing, in order to meet client expectations.
- Actively communicate throughout the process with the advisor team, and in some cases directly with the client, in order to manage expectations.
- Continuously act with a sense of urgency.
- Engage with clients and prospects to understand financial profile and discuss credit opportunities.
- Manage assigned portfolio by monitoring performance and trends, identifying issues early and following through for remediation.
- Coordinate credit and loan portfolio administration activities such as loan renewals and modifications, completion of periodic (at least annual) credit reviews, frequent review of financial statements and related internal risk ratings, management of covenant compliance and ongoing collateral monitoring.
- Have a strong understanding of industry and regulatory trends, including knowledge of competitors and loan market dynamics.
- Continuously monitor industry and regulatory trends for issues that could impact borrowers within loan portfolio.
Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor's Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience.
- Minimum of seven (7) years underwriting and managing commercial lending transactions.
- Demonstrates strong decision making skills and ability to balance business development and risk mitigation.
- Excellent proven oral and written communication skills.
- Strong client relationship skills.
- Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management.
Preferred Qualifications:
- Completion of formal bank credit training program from a well-respected financial institution.
- Strong industry and product knowledge.
- Experience underwriting real estate related transactions.
- Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment.
- Solid legal and loan structuring fundamentals.
#Atlanta #Charlotte
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
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About Truist
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Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Charlotte, NC, US
Year founded
2019