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Credit Manager Jobs in Boca Raton, FL (NOW HIRING)

About SCCU Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east ...

About SCCU Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east ...

About SCCU Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east ...

Manage end-to-end collections for a mixed portfolio of strategic accounts and small business customers * Execute high-volume outreach (calls, emails) to small business clients to drive timely ...

Manage end-to-end collections for a mixed portfolio of strategic accounts and small business customers * Execute high-volume outreach (calls, emails) to small business clients to drive timely ...

Showing results 41-60

Credit Manager information

See Boca Raton, FL salary details

$24.2K

$64.2K

$122.4K

How much do credit manager jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit manager in Boca Raton, FL is $64,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,200.00 and $87,800.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Boca Raton, FL? The most popular types of Credit jobs in Boca Raton, FL are:
What are popular job titles related to Credit Manager jobs in Boca Raton, FL? For Credit Manager jobs in Boca Raton, FL, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Boca Raton, FL look for? The top searched job categories for Credit Manager jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Credit Manager jobs? Cities near Boca Raton, FL with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Boca Raton, FL as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $64,205 per year, or $30.9 per hour.

Credit Risk Metrics Specialist

Amerantbank

Fort Lauderdale, FL • On-site

Full-time

Posted 7 days ago


Job description

Calculates and prepares the Allowance for Credit Losses (ACL) report. Coordinates the updated of borrower’s financial information needed for the ACL calculation and updates all related factors (Vintage, WARM, prepayments, line of credit utilization and qualitative factors). Assist in the model validation and ongoing monitoring. Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of asset quality presentations, and calculation of Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs).


Responsibilities:

Allowance for Credit Losses (ACL):

  • Calculate the Allowance for Credit Losses (ACL) according to the approved model, which requires compiling all needed information from credit related units, downloading portfolio data from the bank’s loan system, running the different models in Impairment Studio, preparing the required reports, and reconcile data to GL.
  • Update the loss factors (Vintage, LGD, WARM, Prepayment, line utilization and qualitative factors) used in the calculation of the ACL.
  • Coordinate the update of borrower’s financial information (DSCR, LTV and Financial Spreads)
  • Prepare all ACL related reports (BRC presentation, financial reporting disclosures)
  • Assist in the ACL model development, documentation, implementation, and on-going performance testing.
  • Ensure model documentation is up to date and in accordance with regulatory requirements.
  • Maintain ACL procedures manuals up to date in line with current process
  • Estimate loss provisions forecast for the Bank’s budget.

Credit Risk Metrics:

  • Calculate and monitor Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs) related to credit risk, asset quality, and portfolio performance.
  • Engage with the business and Enterprise Data Management Office to identify and help remediate data related items including but not limited to data quality, data classification and data descriptions.

Credit Risk Financial Reporting:

  • Prepares Credit Risk SEC, US-GAPP, OCC and other regulatory reporting.
  • Ensures that reports reconcile with Financial Reporting reports.
  • Liaison between Credit Risk and Financial Reporting for the purpose of coordinating regulatory reporting related to Credit Risk.

Other:

  • Work on special projects as required.
  • Identify, evaluate, monitor, and make any recommendation deemed necessary to the Executive Credit Officer and/or senior management to assess, reduce, eliminate, or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, regulations, prescribed practices, internal policies and procedures or ethical standards.
  • Stay abreast of industry changes, trends, and best practices, and assess the potential impact Bank’s credit risk.
  • Continuously look for innovative ways to refine and/or automate processes to gain efficiency and improve operational controls.
  • Interact with internal/external auditors and regulators.
  • Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.

Minimum Education and/or Certifications Requirements:

Bachelor’s degree in business administration, finance, economics or related disciplines, or equivalent experience required.

Minimum Work Experience Requirements:

Minimum of three years of banking experience, ideally in credit risk modeling, and estimating the Allowance for Credit Losses (ACL).

Technical and/or Other Essential Knowledge:

  • Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data, identify emerging risk trends, and translate analysis into clear business insights and actionable recommendations.
  • Advanced proficiency in Microsoft Excel, including complex formulas, pivot tables, data modeling, Power Query, Power Pivot, dashboard development, and VBA programming.
  • Proficiency in Microsoft PowerPoint and Word, with the ability to prepare professional reports, management presentations, and executive summaries.
  • Strong financial analysis and financial modeling skills, including the ability to analyze portfolio performance, credit metrics, and loss trends.
  • Proficiency in data visualization and reporting techniques, including the development of dashboards, trend analyses, and management reports.
  • Strong attention to detail with a demonstrated ability to identify errors, inconsistencies, and potential data quality issues.
  • Excellent written, verbal, and presentation communication skills.
  • Ability to multitask and perform effectively under pressure, managing tight deadlines and shifting priorities.
  • Strong interpersonal skills with the ability to collaborate effectively across teams.
  • Knowledge of banking products, services, and systems.
  • Fully bilingual in Spanish and English preferred.


This position is hybrid/remote work eligible.