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Commercial Credit Manager Jobs in Boca Raton, FL

Bank of America

Credit Officer II

West Palm Beach, FL · On-site

$85 - $115/hr

This role reports to the Commercial Credit Manager and operates within a collaborative, team‑oriented environment. Key Responsibilities * Lead client and prospect engagement related to credit and ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

This role reports to the Commercial Credit Manager and operates within a collaborative, team-oriented environment. Key Responsibilities * Lead client and prospect engagement related to credit and ...

Bank of America

Credit Officer II

Fort Lauderdale, FL · On-site

This role reports to the Commercial Credit Manager and operates within a collaborative, team-oriented environment. Key Responsibilities * Lead client and prospect engagement related to credit and ...

Bank of America

Credit Officer II

Lauderdale Lakes, FL · On-site

This role reports to the Commercial Credit Manager and operates within a collaborative, team-oriented environment. Key Responsibilities * Lead client and prospect engagement related to credit and ...

Bank of America

Credit Officer II

West Palm Beach, FL · On-site

This role reports to the Commercial Credit Manager and operates within a collaborative, team-oriented environment. Key Responsibilities * Lead client and prospect engagement related to credit and ...

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Commercial Credit Manager information

See Boca Raton, FL salary details

$24.2K

$64.2K

$122.4K

How much do commercial credit manager jobs pay per year?

As of Aug 12, 2026, the average yearly pay for commercial credit manager in Boca Raton, FL is $64,205.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,200.00 and $87,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commercial credit manager?

To thrive as a Commercial Credit Manager, you need expertise in credit analysis, financial statement interpretation, and risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, loan origination systems, and relevant certifications like the Certified Credit Executive (CCE) are common requirements. Strong negotiation, decision-making, and communication skills help build effective client relationships and guide teams. These competencies are essential for minimizing risk, ensuring regulatory compliance, and supporting sound lending decisions within financial institutions.

What are some common challenges a commercial credit manager faces when assessing loan applications?

A Commercial Credit Manager often encounters challenges such as evaluating incomplete or inconsistent financial documentation from clients, assessing the risk of lending to businesses in volatile industries, and balancing the need for thorough due diligence with tight decision-making deadlines. Additionally, managing relationships with both clients and internal stakeholders, such as underwriters or sales teams, requires strong communication and negotiation skills. Staying updated on market trends and regulatory requirements is also crucial to ensure sound credit decisions and compliance.

What is the difference between Commercial Credit Manager vs Credit Analyst?

AspectCommercial Credit ManagerCredit Analyst
CredentialsBachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are commonBachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific courses
Work EnvironmentManages credit risk for commercial loans, oversees credit teams, interacts with sales and risk departmentsAnalyzes credit data, assesses risk, prepares reports, often works in credit departments or financial institutions
Employer & Industry UsageUsed in banking, finance, and lending institutions to evaluate large commercial clientsCommon in banks, credit agencies, and financial firms for assessing individual and business creditworthiness

The Commercial Credit Manager focuses on managing credit risk for commercial loans and overseeing credit teams, while the Credit Analyst primarily analyzes credit data and assesses risk. Both roles require similar educational backgrounds and certifications, but their responsibilities and work environments differ slightly, with the manager taking on leadership and strategic oversight.

What are popular job titles related to Commercial Credit Manager jobs in Boca Raton, FL? For Commercial Credit Manager jobs in Boca Raton, FL, the most frequently searched job titles are:
What job categories do people searching Commercial Credit Manager jobs in Boca Raton, FL look for? The top searched job categories for Commercial Credit Manager jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Commercial Credit Manager jobs? Cities near Boca Raton, FL with the most Commercial Credit Manager job openings:
Commercial Credit Manager jobs near you

Credit Officer II

Bank of America

West Palm Beach, FL • On-site

$85 - $115/hr

Other

Re-posted 8 days ago

Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 527 frontline employees who took The Breakroom Quiz

51st of 171 rated banks

Job description

Credit Officer I/II – Middle Market Commercial Banking

Bank of America’s Regional Middle Market Commercial Banking team is seeking a Credit Officer I/II to support a diverse portfolio of middle market clients across Florida. Clients include both public and private companies across a broad range of industries, with annual revenues ranging from $50MM to $2BN+.

The Credit Officer (CO) is an experienced professional responsible for delivering strategic, integrated debt capital solutions to commercial banking clients. The role encompasses structuring and advising on a wide range of credit products, including revolving credit facilities, term loans, and syndicated financings.

The CO maintains primary responsibility for managing the Bank’s credit exposure to assigned clients, including loans, treasury, derivatives, and other capital markets products that carry credit exposure. Partnering closely with Relationship Managers (RMs), Treasury Solutions Officers (TSOs), and underwriting teams, the CO contributes to delivering comprehensive, client‑centric financial solutions.

This role reports to the Commercial Credit Manager and operates within a collaborative, team‑oriented environment.

Key Responsibilities
  • Lead client and prospect engagement related to credit and debt capital solutions, supporting business development and revenue growth
  • Serve as a trusted advisor to clients, providing strategic guidance on capital structure, liquidity, and financing alternatives
  • Structure and recommend tailored credit solutions aligned with client needs and risk parameters
  • Lead negotiations of loan terms, covenants, and documentation
  • Own and actively manage portfolio asset quality, including risk identification and mitigation
  • Partner with RMs, TSOs, and product specialists to deliver integrated banking solutions across the platform
  • Act as a credit approver in coordination with Risk, ensuring adherence to credit policies and standards
  • Provide mentorship, coaching, and oversight to junior underwriting and analyst team members
Core Skills & Competencies
  • Credit structuring, financial analysis and underwriting expertise
  • Risk assessment
  • Portfolio management
  • Loan documentation and negotiation
  • Strong decision‑making and problem‑solving capabilities
  • Client relationship management and advisory skills
  • Collaboration across product and coverage teams
  • Leadership, coaching, and talent development
  • Strong written and verbal communication skills
Required Qualifications
  • 10+ years of experience in commercial banking, including Middle Market, Leveraged Finance, Large Corporate, or similar business lines
  • Strong technical skills, including financial statement analysis, underwriting, cash flow modeling, and credit structuring
  • Ability to manage complex transactions and client relationships
  • Excellent communication and interpersonal skills
Education
  • Bachelor’s degree (BA/BS) preferred

Shift: 1st shift (United States of America)

Hours Per Week: 40

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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