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Credit Manager Jobs in Utah (NOW HIRING)

The Credit & Collections Manager will collaborate closely with the following teams: Sales, Accounting, Finance, and Operations. SIGNIFICANT ACTIVITIES & DELIVERABLES * Utilizes computerized ...

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Credit Manager information

See Utah salary details

$23.2K

$61.6K

$117.4K

How much do credit manager jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit manager in Utah is $61,594.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,800.00 and $84,200.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What are the most commonly searched types of Credit jobs in Utah?

The most popular types of Credit jobs in Utah are:

What are popular job titles related to Credit Manager jobs in Utah?

For Credit Manager jobs in Utah, the most frequently searched job titles are:

What cities in Utah are hiring for Credit Manager jobs?

Cities in Utah with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Utah as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $61,594 per year, or $29.6 per hour.

Credit Manager

SOUTHERNCARLSON INC

West Valley City, UT • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 2 days ago

New


SouthernCarlson rating

6.3

Company rating: 6.3 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

324th of 423 rated retail wholesalers


Job description

The vision of SouthernCarlson is to develop strong business relationships so we understand our customers' individual needs and provide the best possible service to improve our and their profitability.
Credit Manager
Location: 3110 S 1030 W South Salt Lake City, UT 84119
Schedule: Monday - Friday | 8am-5pm - HYBRID
Compensation: Salary + bonus; based on experience
Travel: 25%
About Us
SouthernCarlson is a leading distributor of the most recognized brands of construction and packaging tools, fasteners, jobsite supplies, and expert service across North America. With deep roots in the construction and industrial supply industry, we serve contractors, builders, and manufacturers with an unwavering commitment to reliability, integrity, and performance.
Our success is built not only on the quality of our products and services, but on a company culture that values people, relationships, and the drive to go above and beyond. We believe that how we serve is just as important as what we deliver.
Position Summary
SouthernCarlson is seeking an experienced Credit Manager to lead the company's credit and collections function. This role is responsible for managing accounts receivable performance, mitigating credit risk, improving cash flow, and developing effective collection strategies across multiple locations. The Credit Manager will provide leadership to the credit team while partnering with sales, operations, and customers to support business growth and maintain strong customer relationships.
Key Responsibilities

  • Lead, coach, and develop the Credit and Collections team to achieve departmental goals and performance expectations.
  • Oversee invoice collections and resolution of customer account issues to ensure timely payment and account accuracy.
  • Establish and monitor collection strategies to maintain customer accounts within agreed payment terms.
  • Review delinquent accounts, evaluate credit risk, and direct collection efforts based on aging, exposure, and customer circumstances.
  • Analyze accounts receivable trends and implement initiatives to improve receivable turnover, reduce DSO, and minimize bad debt.
  • Monitor Prelim software, by reviewing status and dates of Preliminary notices. Analyze waivers to assure SouthernCarlson is protected
  • Partner with branch leadership, sales teams, and customers to resolve disputes and develop effective collection solutions.
  • Monitor customer payment trends and proactively identify potential financial risks.
  • Develop, maintain, and enforce credit and collection policies, procedures, and best practices.
  • Prepare and present accounts receivable, aging, collection, and credit risk reports to leadership.
  • Escalate significant financial concerns, credit exposures, and collection risks to senior management.
  • Drive continuous improvement initiatives that enhance efficiency, reporting accuracy, and overall departmental performance.
  • Maintain strong relationships with customers and internal stakeholders while balancing risk management and customer service objectives.
  • Ensure compliance with company policies, accounting standards, and applicable regulations.
You May Be a Great Fit If You Have:
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred; equivalent experience considered.
  • 5+ years of progressive experience in credit, collections, accounts receivable, or financial management.
  • 2+ years of leadership or supervisory experience managing credit, collections, or accounting personnel.
  • Background in the construction, industrial, distribution, or building materials industry preferred. Knowledge of lien laws, Preliminary Notices, waivers etc.
  • Strong knowledge of commercial credit practices, risk assessment, accounts receivable management, and collection strategies.
  • High attention to detail
  • Advanced proficiency in Microsoft Excel and Microsoft Office applications.
  • Experience with ERP systems and accounts receivable management software preferred.
  • Excellent communication, negotiation, and conflict resolution skills.
  • Strong organizational skills with the ability to prioritize multiple projects and deadlines.
  • Self-motivated leader with a high level of integrity, accountability, and attention to detail.
Why You'll Love Working With Us
Consistent Hours - Monday-Friday schedule, Hybrid
Positive Culture - Team-first environment built on respect and trust
Career Growth - We promote from within-start here, grow here
Competitive Benefits:
  • Health, Dental, Vision
  • 401(k) with Company Match
  • Paid Time Off, Sick Time and Holidays
Our Values - OUR PROMISE MEANS MORE™
  • Respect - We treat everyone with kindness and fairness
  • Integrity - We do what's right, always
  • Teamwork - We win together
  • Family Feel - We're a nationwide company with a local touch

SouthernCarlson, Inc. is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.

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