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Credit Manager Jobs in Delaware (NOW HIRING)

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Credit Manager information

See Delaware salary details

$25.5K

$67.7K

$129.1K

How much do credit manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit manager in Delaware is $67,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Delaware?

The most popular types of Credit jobs in Delaware are:

What are popular job titles related to Credit Manager jobs in Delaware?

For Credit Manager jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Credit Manager jobs in Delaware look for?

The top searched job categories for Credit Manager jobs in Delaware are:

What cities in Delaware are hiring for Credit Manager jobs?

Cities in Delaware with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Delaware as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $67,717 per year, or $32.6 per hour.

Chase Card SMB Acquisitions - Credit Strategy - Vice President

JPMorgan Chase & Co.

Wilmington, DE • On-site

Full-time

Medical, Retirement

Re-posted yesterday

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks

Job description


Join a newly established first-line credit function where your expertise will directly shape risk appetite and lending strategy for one of the largest card portfolios in the industry. In this high-visibility role, you will collaborate with senior leaders across product, finance, and risk to define the future of small business credit decisioning - balancing growth with sound, responsible lending.
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations, overseeing decisions from approval and decline through credit line assignment across approximately 10 million new accounts annually. You will partner across the organization to set risk appetite, shape underwriting policies, and ensure lending decisions that create sustainable value. This role calls for analytical curiosity, comfort with complex data, and the ability to translate insights into clear, actionable strategy.
Job responsibilities
  • Define the credit risk appetite and credit box in partnership with Product, Finance, and the Credit Risk team
  • Assess new credit expansion opportunities and develop execution plans in collaboration with product and risk partners
  • Establish reviews and processes to monitor performance against credit assumptions and ensure disciplined execution
  • Shape the variables included in new credit models and engage with the modeling team on roadmap development and priorities
  • Recruit, develop, and retain high-performing talent within the credit decisioning function
  • Design and implement performance metrics; lead performance monitoring reviews with senior leadership
  • Drive policy and strategy development by shaping credit policies and risk management frameworks
  • Maintain a strong regulatory and controls environment across all credit risk activities
  • Collaborate with stakeholders across risk, underwriting, legal, and finance to balance growth objectives with sound risk management

Required qualifications, capabilities, and skills
  • Bachelor's degree in Finance, Business Administration, or a related field
  • 7 years of experience in direct-to-consumer lending, originations, or retail credit at a large-scale financial services organization
  • Demonstrated ability to evaluate and manage credit risk, with strong judgment in recommending or approving credit policy
  • Exceptional quantitative and analytical skills, with experience working with complex, large-scale data
  • Proven strategic thinking and execution capabilities, with a track record of identifying and driving business improvements
  • Experience collaborating across cross-functional teams and multiple stakeholders within large organizations
  • Experience developing executive-level presentation materials and leading senior leadership briefings
  • High level of personal initiative with a demonstrated track record of setting and achieving challenging goals

Preferred qualifications, capabilities, and skills
  • Advanced degree (MBA or Master's) in Finance, Statistics, Economics, or a related quantitative field
  • Experience in small business or commercial credit risk strategy
  • Familiarity with credit scoring models, underwriting systems, or automated decisioning platforms
  • Prior experience in a first-line risk or credit strategy function at a major financial institution
  • Proficiency in data analysis tools such as Python, SQL, or SAS

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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