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Credit Manager Jobs in Delaware (NOW HIRING)

Sallie Mae

Director, Credit Risk

Newark, DE · On-site

Prepare and present risk reports to senior management, risk committees, and regulatory bodies ... Experience with credit models or risk governance frameworks, risk appetite statements, and issue ...

Sallie_mae

Director, Credit Risk

Newark, DE

Prepare and present risk reports to senior management, risk committees, and regulatory bodies ... Experience with credit models or risk governance frameworks, risk appetite statements, and issue ...

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site

$160K - $175K/yr

You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts are accurate, explainable, and aligned with business expectations. Core Responsibilities * Lead ...

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site +1

$160K - $175K/yr

You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts are accurate, explainable, and aligned with business expectations. Core Responsibilities * Lead ...

M&T Bank

Commercial Credit Lead

Wilmington, DE · On-site

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

M&T Bank

Commercial Credit Lead

Wilmington, DE · On-site

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

Identify, analyze, and report production trends to management. * Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution. * Leverage credit bureau data, models, and ...

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Credit Manager information

See Delaware salary details

$25.5K

$67.7K

$129.1K

How much do credit manager jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit manager in Delaware is $67,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,600.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Delaware? The most popular types of Credit jobs in Delaware are:
What are popular job titles related to Credit Manager jobs in Delaware? For Credit Manager jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Delaware look for? The top searched job categories for Credit Manager jobs in Delaware are:
What cities in Delaware are hiring for Credit Manager jobs? Cities in Delaware with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Delaware as of July 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $67,717 per year, or $32.6 per hour.

Credit Operations Manager III

JPMorgan Chase & Co

Wilmington, DE

Full-time

Medical, Retirement

Re-posted 12 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 492 frontline employees who took The Breakroom Quiz

70th of 170 rated banks

Job description

You have minimum of seven years of experience in managing credit risk and aligning with organizational objectives, with expertise in crafting and executing credit policies. This is the team for you!

As a Credit Operations Manager III within the Credit Operations team at JPMorganChase, You will play a pivotal role in shaping credit policies and managing credit risk. Your leadership will guide a diverse team towards achieving performance targets, ensuring alignment with organizational goals and risk management strategies. You will leverage your expertise in credit operations to optimize processes related to credit assessment, approval, and management. Your skills in conflict management, strategic thinking, and delegation will be crucial in navigating complex issues and driving innovative solutions. As a recognized expert in customer service, you will ensure a seamless customer journey, making a significant contribution to our success.

This role offers an exciting opportunity to lead a diverse team, optimize credit processes, and make a significant impact on our operations and public image. Your expertise will drive innovative solutions and enhance customer satisfaction, contributing to our success.
Job responsibilities

  • Lead the development and implementation of credit policies, managing credit risk and aligning with organizational goals.
  • Optimize credit assessment, approval, and management processes to enhance efficiency and effectiveness.
  • Manage a diverse credit team, fostering an inclusive environment and ensuring achievement of performance targets.
  • Utilize expert customer service skills to enhance customer satisfaction and our brand image.
  • Identify and implement process improvement opportunities to drive operational excellence and business growth.

Required qualifications, capabilities, and skills

  • Expertise in crafting and executing credit policies, with over seven years of experience in managing credit risk and aligning with organizational objectives.
  • Proven track record in optimizing credit assessment, approval, and management processes.
  • Demonstrated ability in leading diverse teams, with advanced skills in team building, coaching, and delegation.
  • Expertise in customer service, with a deep understanding of customer interactions and decision-making to enhance satisfaction.
  • Advanced proficiency in identifying and implementing process improvement opportunities, utilizing problem-solving and strategic thinking skills.

Preferred qualifications, capabilities, and skills

  • Proficiency in prompt writing for clear and concise credit-related communications and documentation.
  • Experience in integrating artificial intelligence tools to enhance credit operations processes and streamline workflows.
  • Basic digital proficiency for effective utilization of credit management systems and tools, including automation solutions.
  • Capability to conduct preliminary data analytics to support credit decision-making and identify trends.
  • Strong collaboration skills to work effectively with team members and ensure smooth credit operations and process improvements.

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.

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