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Credit Card Underwriter Jobs (NOW HIRING)

... underwriting * Proven ownership across the full credit card lifecycle: * Credit policy and risk strategy development, monitoring, and adjustment * Approval, line assignment, and pricing strategy ...

... underwriting * Proven ownership across the full credit card lifecycle: * Credit policy and risk strategy development, monitoring, and adjustment * Approval, line assignment, and pricing strategy ...

... underwriting * Proven ownership across the full credit card lifecycle: * Credit policy and risk strategy development, monitoring, and adjustment * Approval, line assignment, and pricing strategy ...

... underwriting * Proven ownership across the full credit card lifecycle: * Credit policy and risk strategy development, monitoring, and adjustment * Approval, line assignment, and pricing strategy ...

Underwriter

Dallas, TX · On-site

$27 - $30/hr

Within authorized authority, and in accordance with sound underwriting practices as set out in ... credit, or credit card accounts in a timely manner. The Loan Quality Officer position is also ...

Showing results 41-60

Credit Card Underwriter information

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$46.5K

$87.3K

$148.5K

How much do credit card underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit card underwriter in the United States is $87,290.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,000.00 and $101,500.00 per year, depending on experience, location, and employer.

What is a credit card underwriter?

A Credit Card Underwriter is responsible for evaluating credit card applications to determine an applicant’s creditworthiness. They analyze financial data, credit history, income, and risk factors to assess whether an applicant meets the lender’s criteria. Using underwriting guidelines and risk assessment tools, they decide on approvals, rejections, or credit limits. Their goal is to minimize financial risk while ensuring responsible lending practices.

What are the key skills and qualifications needed to thrive as a credit card underwriter?

To thrive as a Credit Card Underwriter, you need a strong background in financial analysis, risk assessment, and a solid understanding of credit principles, typically supported by a degree in finance, business, or a related field. Proficiency with credit scoring systems, underwriting software, and familiarity with regulatory frameworks such as Fair Credit Reporting Act (FCRA) is essential. Strong attention to detail, analytical thinking, and effective communication skills help you excel in making sound decisions and explaining credit decisions. These skills and qualities are crucial for ensuring accurate risk evaluation, regulatory compliance, and maintaining the financial health of the organization.

What are some typical challenges faced by credit card underwriters in their daily work?

Credit Card Underwriters often navigate the challenge of balancing risk management with meeting organizational targets for approval rates. They must analyze large volumes of applications efficiently while ensuring accuracy and compliance with lending regulations. Staying updated on changing credit policies and adapting to new underwriting technologies can also be demanding. However, these challenges help underwriters sharpen their analytical skills and play a vital role in safeguarding the institution's portfolio. Most employers provide ongoing training and resources to help underwriters succeed in this dynamic environment.

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Cities with the most Credit Card Underwriter job openings:

What states have the most Credit Card Underwriter jobs?

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What job categories do people searching Credit Card Underwriter jobs look for?

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Infographic showing various Credit Card Underwriter job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $87,290 per year, or $42 per hour.

Analytics Senior Manager, Business Credit Card Acquisitions Analytics

Wells Fargo

Wilmington, DE • On-site

Full-time

Medical, Life, Retirement, PTO

Posted 6 days ago


Wells Fargo rating

7.8

Company rating: 7.8 out of 10

Based on 709 frontline employees who took The Breakroom Quiz

89th of 171 rated banks


Job description

About this role:

Wells Fargo is seeking an Analytics Senior Manager to lead Business Credit Card Acquisitions Analytics. This leader will own the acquisitions analytics agenda for the Business Credit Card portfolio, with accountability for developing the analytical roadmap, generating actionable insights, and evaluating acquisition strategy performance to support sustainable growth, customer targeting, channel effectiveness, and portfolio outcomes.

Leading a team of analytics professionals, this role is responsible for translating business priorities into analytics strategies, performance frameworks, forecasts, and decision-ready recommendations that inform acquisition decisions across the customer lifecycle. The leader will drive analytical insights that help optimize customer selection, improve acquisition performance, identify growth opportunities, and evaluate strategic tradeoffs across the portfolio.

Working across a highly matrixed environment, this individual will partner closely with Credit Risk, Product, Marketing, Finance, Modeling, Operations, Technology, Legal, Compliance, and control partners to influence strategic decisions and business outcomes. Success in this role requires strong analytical leadership, business acumen, and the ability to lead change, develop talent, and translate complex data into actionable insights for senior leadership. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

  • Own the acquisitions analytics agenda for Business Credit Card, including acquisition performance measurement, growth diagnostics, customer targeting, funnel analytics, channel effectiveness, forecasting, and strategy evaluation

  • Establish the analytical roadmap and team priorities across performance monitoring, strategic analysis, forecasting, experimentation, and executive decision support

  • Lead, develop, and inspire a team of analytics professionals while fostering a culture of accountability, continuous improvement, collaboration, and analytical rigor

  • Translate business strategy and portfolio priorities into measurable outcomes, analytics frameworks, and insight-driven recommendations that support risk-adjusted growth

  • Partner with Credit Risk, Product, Marketing, Finance, Modeling, Technology, Operations, and control partners to evaluate business performance, identify opportunities, and influence strategic decisions

  • Lead forecasting, scenario analysis, and test-and-learn measurement to assess business impacts and support acquisition strategy optimization

  • Deliver executive-ready insights and recommendations that connect acquisition trends, customer behavior, credit outcomes, profitability, and business objectives

  • Ensure analytics and reporting practices adhere to governance, data quality, auditability, and regulatory requirements

Required Qualifications:

  • 7+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 3+ years of management or leadership experience

Desired Qualifications:

  • Experience in acquisition analytics within credit card (consumer, small business, or commercial card) and/or unsecured lending
  • Solid understanding of acquisition economics, application funnels, underwriting outcomes, customer targeting, channel performance, approval rates, booked volume, and early portfolio performance metrics

  • Demonstrated success leading analytics teams or complex analytics workstreams supporting acquisition strategy, credit risk strategy, marketing strategy, portfolio growth, or customer selection

  • Proven ability to translate complex data into executive-ready insights, strategic recommendations, and measurable business actions

  • Expertise in performance monitoring, segmentation, forecasting, scenario analysis, test-and-learn measurement, and business diagnostics

  • Experience supporting acquisition strategies across digital, banker-led, branch, direct mail, prescreen, relationship-managed, partnership, or other acquisition channels

  • Familiarity with credit policy, underwriting strategy, prescreen or solicitation analytics, fair lending considerations, profitability measurement, and portfolio risk indicators

  • Proficiency with analytical tools such as SQL, SAS, Python, R, Tableau, Power BI, or similar technologies

  • Track record of building or enhancing automated reporting, executive dashboards, standardized definitions, reusable analytical datasets, and data quality controls

  • Excellent executive communication skills, including preparation of materials for senior leadership, risk reviews, strategy governance forums, audit, regulatory, and independent challenge activities

Job Expectations:

  • Ability to travel up to5% of the time

  • This position offers a hybrid work schedule

  • This position is not eligible for Visa sponsorship

Job posting may come down early due to volume of applicants.

Locations:

  • 2200 Concord Pike, Wilmington, DE 19803

  • 550 S Tryon Charlotte, NC 28202

  • 3075 Loyalty Cir, Columbus, OH 43219

Required locations listed above.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$139,000.00 - $239,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. VisitBenefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

15 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.


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About Wells Fargo

Sourced by ZipRecruiter

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets, proudly serves one in three U.S. households and more than 10% of small businesses in the U.S., and is a leading middle market banking provider in the U.S. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 41 on Fortune's 2022 rankings of America's largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health and a low-carbon economy.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

San Francisco, CA, US

Year founded

1852

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