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Credit Balance Analyst Jobs (NOW HIRING)

PBF Energy, Inc.

Senior Credit Specialist

Parsippany, NJ · On-site

$72.82K - $116.17K/yr

Obtain and analyze credit reports and financial statements for new and existing customers to ... Monitor assigned Accounts Receivable portfolio to identify overdue balances and communicate with ...

Pbf Energy

Senior Credit Specialist

Parsippany, NJ · Hybrid

$72.82K - $116.17K/yr

Obtain and analyze credit reports and financial statements for new and existing customers to ... Monitor assigned Accounts Receivable portfolio to identify overdue balances and communicate with ...

PBF Energy

Senior Credit Specialist

Parsippany, NJ · Hybrid

$72.82K - $116.17K/yr

Obtain and analyze credit reports and financial statements for new and existing customers to ... Monitor assigned Accounts Receivable portfolio to identify overdue balances and communicate with ...

tog

The Onyx Group - Billing Admin Specialist

Greenville, SC · On-site

$18 - $24.50/hr

Review and analyze patient and insurance credit balance accounts to determine root cause of overpayments * Process patient and payer refunds in accordance with organizational policies and regulatory ...

Horizon Farm Credit

Credit Analyst

Frederick, MD · Hybrid

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Reedsville, PA · Hybrid

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

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How much do credit balance analyst jobs pay per hour?

As of Jun 1, 2026, the average hourly pay for credit balance analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Balance Analyst, and why are they important?

To thrive as a Credit Balance Analyst, you need strong analytical abilities, attention to detail, and knowledge of accounting or finance principles, often supported by a degree in finance, accounting, or a related field. Familiarity with financial management systems, spreadsheets (especially Microsoft Excel), and healthcare billing software is typically required. Excellent problem-solving skills, organizational abilities, and effective communication help you investigate discrepancies and work with cross-functional teams. These skills are crucial to accurately resolve account balances, maintain compliance, and support an organization's financial integrity.

What are some common challenges faced by Credit Balance Analysts, and how can these be effectively managed?

Credit Balance Analysts often encounter challenges such as resolving complex account discrepancies, navigating frequent changes in billing regulations, and managing high volumes of accounts within tight deadlines. To effectively manage these challenges, strong organizational skills, attention to detail, and up-to-date knowledge of billing practices are essential. Collaborating closely with billing, collections, and customer service teams can also help streamline issue resolution and improve the overall accuracy of account reconciliations.

What is a Credit Balance Analyst?

A Credit Balance Analyst is a finance professional responsible for reviewing and managing accounts that have a credit balance, often within healthcare or other billing-focused industries. Their primary duties include identifying and resolving credit balances, processing refunds, and ensuring compliance with company policies and regulatory guidelines. They analyze account discrepancies, communicate with clients or insurance companies, and help maintain accurate financial records. This role is crucial for preventing overpayments and ensuring that customers or patients are refunded promptly.

What is the difference between Credit Balance Analyst vs Accounts Receivable Specialist?

AspectCredit Balance AnalystAccounts Receivable Specialist
Required CredentialsTypically a bachelor's degree in finance or accounting; certifications like CPA or CMA are a plusSimilar educational background; certifications are less common but beneficial
Work EnvironmentFinancial institutions, healthcare, or retail companies managing credit accountsCorporate finance departments, healthcare, or retail sectors handling invoicing and collections
Employer & Industry UsageUsed in industries with credit management needs, focusing on credit balances and discrepanciesCommon in industries managing customer payments and collections
Search & Comparison IntentUnderstanding credit account management and balance resolutionManaging receivables and customer payments

The main difference is that a Credit Balance Analyst focuses on resolving credit balance discrepancies and ensuring accurate account balances, while an Accounts Receivable Specialist manages invoicing, collections, and customer payments. Both roles require similar skills and work environments but serve different functions within financial operations.

More about Credit Balance Analyst jobs
What cities are hiring for Credit Balance Analyst jobs? Cities with the most Credit Balance Analyst job openings:
What job categories do people searching Credit Balance Analyst jobs look for? The top searched job categories for Credit Balance Analyst jobs are:
Credit Balance Analyst jobs near you
Infographic showing various Credit Balance Analyst job openings in the United States as of May 2026, with employment types broken down into 82% Full Time, 8% Part Time, 2% Temporary, and 8% Contract. Highlights an 92% In-person, 3% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Senior Credit Specialist

Senior Credit Specialist

PBF Energy, Inc.

Parsippany, NJ • On-site

$72.82K - $116.17K/yr

Full-time

Medical, Retirement, PTO

Posted 12 days ago

PBF Energy rating

8.0

Company rating: 8.0 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Senior Credit Specialist
PBF Energy Inc. (NYSE:PBF) is one of the largest independent refiners in North America, operating through its subsidiaries, oil refineries and related facilities. We are seeking a talented Senior Credit Specialist to join our team as a pivotal member that would play a key role here at PBF Energy. This role would be located onsite at our Company headquarters in Parsippany, NJ.
The Sr. Credit Specialist is responsible for carrying out the credit and collection policies and procedures intended to mitigate credit risk while maximizing cash flow.
PRINCIPLE RESPONSIBILITIES:
  • Obtain and analyze credit reports and financial statements for new and existing customers to evaluate credit worthiness and mitigate financial risk.
  • Negotiate and maintain credit mitigants, such as parent company guarantees, standby letters of credit and/or other forms of acceptable collateral, ensuring all documentation is accurate, compliant, and renewed timely.
  • Coordinate with traders and schedulers to approve product movements in real-time based on current credit capacity and strict adherence to internal policies.
  • Monitor assigned Accounts Receivable portfolio to identify overdue balances and communicate with customers as necessary to collect payments.
  • Collaborate with internal departments, including Commercial, Customer Care, Billing and A/R to resolve invoice disputes timely.
  • Assist in preparing periodic reports for use internally in credit evaluations and strategic planning.
  • Participate in a continuous improvement culture by identifying areas of enhancement in existing processes that will improve productivity and effectiveness of the credit department.
  • Special projects and other duties assigned.

JOB QUALIFICATIONS:
  • Bachelor's degree in finance or related field
  • 3+ years' experience in commercial credit. Knowledge of petroleum industry a plus.
  • Strong proficiency in analyzing corporate financial statements and interpreting credit reports such as D&B or 3rd party rating agencies.
  • Excellent communication (oral and written) and interpersonal skills with tenacious and results oriented attitude and keen attention to detail.
  • Proficient in Excel and other Microsoft applications including Outlook, Word and PowerPoint. Knowledge of SAP, SRA / Right Angle, and CubeLogic a plus but not required.
  • This position is on site 5 days a week
  • ONLY CANDIDATES MEETING THE ABOVE REQUIREMENTS WILL BE CONSIDERED
  • FOR SERIOUS CONSIDERATION, PLEASE INCLUDE YOUR SALARY REQUIREMENTS

The salary range for this position is $72,815.60-$116,172.65. The compensation range listed in this posting is in compliance with applicable state law. Factors such as scope and responsibilities of the position, candidate's work experience, education/training, job-related skills and internal peer equity will be considered in determining the selected candidate's compensation. Salaries at the time of hire are typically in the lower to middle portion of the above range in order to provide the opportunity to reflect future performance-based increases. In addition to salary, PBF offers a comprehensive benefits package which includes bonus eligibility, health care, retirement benefits, and paid time off.
We thank all respondents for their interest in PBF Holding Company LLC ("PBF Energy"), however, only those selected for an interview will be contacted. Please no phone calls or emails to any employee of PBF Energy about this requisition. Placement agencies or recruiters need not respond. All resumes submitted by search firms to any employee of PBF Energy via email, the Internet or in any method without a valid written search agreement will be deemed the sole property of PBF Energy. No fee will be paid in the event the candidate is hired by PBF Energy as a result of the referral or through other means.
PBF Energy is an equal opportunity employer. We are committed to creating a diverse, inclusive environment. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, gender identity or expression, sexual orientation, reproductive health decision making, national origin, ancestry, genetic information, physical or mental disability, medical condition, marital status, age, veteran and military status, or any other status protected by applicable law. We are committed to providing reasonable accommodations as required by law.
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