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Commercial Real Estate Credit Analyst Jobs (NOW HIRING)

WSFS Bank

Commercial Real Estate Credit Analyst

Dover, DE · On-site

$48K - $79K/yr

Commercial Real Estate (CRE) Credit Analyst At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities ...

WSFS Bank

Commercial Real Estate Credit Analyst

Dover, DE · On-site

$48K - $79K/yr

The Commercial Real Estate (CRE) Credit Analyst is responsible for performing the underwriting steps associated with commercial real estate credits. This role will be required to prepare credit ...

Wsfsbank

Commercial Real Estate Credit Analyst

Dover, DE · On-site

$48K - $79K/yr

The Commercial Real Estate (CRE) Credit Analyst is responsible for performing the underwriting steps associated with commercial real estate credits. This role will be required to prepare credit ...

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Commercial Real Estate Credit Analyst information

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$32.5K

$87.7K

$132K

How much do commercial real estate credit analyst jobs pay per year?

As of Aug 27, 2026, the average yearly pay for commercial real estate credit analyst in the United States is $87,745.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What does a commercial real estate credit analyst do?

A Commercial Real Estate Credit Analyst evaluates the creditworthiness of borrowers seeking financing for commercial properties like office buildings, retail centers, or industrial sites. They analyze financial statements, assess property values, study market conditions, and prepare credit reports to help lenders make informed loan decisions. Their role is crucial in identifying potential risks and ensuring loans are structured to minimize losses for financial institutions.

What are the key skills and qualifications needed to thrive as a commercial real estate credit analyst?

To thrive as a Commercial Real Estate Credit Analyst, you need strong analytical abilities, financial modeling skills, and a solid understanding of real estate markets, typically supported by a degree in finance, accounting, or a related field. Familiarity with underwriting software, Excel, and industry databases, as well as certifications like the CFA or CCIM, are often expected. Attention to detail, effective communication, and sound judgment are essential soft skills for evaluating risk and presenting recommendations. These competencies ensure accurate credit assessments, informed decision-making, and effective risk management in commercial lending environments.

What are some common challenges a commercial real estate credit analyst faces when evaluating loan applications?

Commercial Real Estate Credit Analysts often encounter challenges such as assessing complex financial statements, evaluating market risks, and accurately valuing diverse property types. They must analyze both macroeconomic factors and property-specific details, which can be difficult due to fluctuating markets and incomplete borrower information. Collaboration with loan officers, appraisers, and risk managers is essential to ensure comprehensive risk assessments and well-informed credit decisions.

What is the difference between Commercial Real Estate Credit Analyst vs Commercial Mortgage Underwriter?

AspectCommercial Real Estate Credit AnalystCommercial Mortgage Underwriter
CredentialsFinance, Real Estate certifications, or related degreesFinance, Real Estate, or Mortgage-specific certifications
Work EnvironmentBanking, investment firms, or lending institutionsBanks, mortgage companies, or lending agencies
Employer & IndustryFinancial institutions involved in real estate lendingMortgage lenders and banks specializing in commercial properties
Search & Comparison IntentUnderstanding roles in real estate finance and credit analysisEvaluating mortgage underwriting processes for commercial properties

Both roles focus on commercial real estate financing but differ in their responsibilities. The Commercial Real Estate Credit Analyst assesses creditworthiness and financial risk, while the Commercial Mortgage Underwriter reviews loan applications to ensure compliance and risk mitigation. Understanding these distinctions helps job seekers and employers identify the right position in the commercial real estate finance sector.

More about Commercial Real Estate Credit Analyst jobs

What cities are hiring for Commercial Real Estate Credit Analyst jobs?

Cities with the most Commercial Real Estate Credit Analyst job openings:

What states have the most Commercial Real Estate Credit Analyst jobs?

States with the most job openings for Commercial Real Estate Credit Analyst jobs include:

What job categories do people searching Commercial Real Estate Credit Analyst jobs look for?

The top searched job categories for Commercial Real Estate Credit Analyst jobs are:

Commercial Real Estate Credit Analyst jobs near you
Infographic showing various Commercial Real Estate Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 75% Physical, 2% Hybrid, and 23% Remote job distribution, with an average salary of $87,745 per year, or $42.2 per hour.

Commercial Real Estate Credit Analyst II

Northern Bank

Woburn, MA • On-site

$78K - $85K/yr

Other

Re-posted 20 days ago

Job description

SUMMARY/OBJECTIVE:
The Commercial Real Estate (CRE) Credit Analyst II is responsible for evaluating and underwriting commercial real estate loan opportunities. This role analyzes borrower, guarantor, and property-level financial performance to assess risk and determine creditworthiness, while providing clear recommendations to support sound lending decisions.
ESSENTIAL FUNCTIONS:
  • Analyze borrower and guarantor financials, tax returns, and global cash flow
  • Evaluate property-level performance, including income, expenses, and debt service coverage and lease/tenant dynamics
  • Assess loan structure, collateral, and repayment sources to determine credit risk
  • Prepare clear, concise credit memos and loan presentations with recommendations
  • Conduct market and industry research, including rents, vacancy trends, and property conditions
  • Review third-party reports (e.g., appraisals, environmental) and identify risks and mitigants
  • Support loan origination, underwriting, and closing processes in partnership with Loan Officers
  • Perform annual reviews and ongoing monitoring of assigned credit relationships
  • Assist in the maintenance of Bank filing systems as new information is received.
  • Participate in ongoing process improvement initiatives.
JOB QUALIFICATIONS:
  • 1-3+ years of experience in credit analysis, commercial banking, or real estate underwriting.
  • Bachelor's degree in Finance, Accounting, Business, or related field.
  • Experience with commercial real estate lending (multifamily, office, retail, industrial).
  • Understanding of appraisal and collateral valuation concepts
  • Proficient in Microsoft Office suite including Excel and Word and familiar with basic computer applications.
  • Strong analytical and math skills required.
  • Ability to multi-task, prioritize work, and adapt to changes in working environment required.
  • Clear written and verbal communication required.
  • Salesforce experience preferred.
The annual salary range for the Commercial Real Estate Credit Analyst II is $78,000 - $85,000 per year.
About Northern Bank & Trust Company
Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of over $3 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender. For more information on online banking services, please visit www.NBTC.com or follow Northern Bank on Facebook (/NorthernBankM A/), Twitter (@northernbankma), Instagram (@northernbankma) and LinkedIn (company/northern-bank-ma/).

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