1

Credit Assessor Jobs (NOW HIRING)

Credit Risk Director REIT

Richmond, VA ยท Hybrid

$175K - $225K/yr

Lead credit assessments for major Wall Street banks and broker-dealers. * Represent the firm in high-level lender relationship meetings in NYC. * Coordinate with Legal on onboarding documentation and ...

The fundamental goal of Counterparty Credit Risk Oversight is to ensure Wintrust's credit assessment practices for non-lending counterparties (e.g., our Treasury, Corporate, Insurance, Sovereign, and ...

Credit Analyst

Getzville, NY ยท On-site

$60K - $74K/yr

Assess the credit and financial strength of Citi's Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors * Complete ...

These assessments include initial analyses of new money and material modifications. Evaluate and determine the ongoing credit risks and corresponding risk rating of commercial clients through ...

Apply quantitative concepts and processes in a judgmental environment to accurately assess risk and balance with expected profitability to the Company * Communicate credit decisions to relevant ...

With direction, conduct preliminary assessment of credit worthiness of borrower; review historical operating performance and research economic and market conditions as they relate to the borrower ...

Vice President, Credit Analyst

New York, NY ยท On-site

$165K - $200K/yr

Interact with the Risk department, Bankers and Product Teams to ensure an in-depth and thorough credit assessment and efficient turnaround of transactions. Execute new transactions and amendments to ...

The fundamental goal of Counterparty Credit Risk Oversight is to ensure Wintrust's credit assessment practices for non-lending counterparties (e.g., our Treasury, Corporate, Insurance, Sovereign, and ...

In this role, you will support our credit assessment and onboarding process while enhancing enterprise credit risk reporting and help ensure timely credit decisions as business demand continues to ...

Prepare written reports for new initiations and ongoing credit assessments. * Interaction with the portfolio managers and credit team to determine appropriate investment counterparties, concentration ...

These assessments include initial analyses of new money and material modifications. Evaluate and determine the ongoing credit risks and corresponding risk rating of commercial clients through ...

Senior Credit Analyst

New York, NY ยท On-site

$140K - $160K/yr

Assess qualitative factors including industry trends, business model risk, and founder/operator background * Recommend credit decisions (approve, decline, or modify) with supporting rationale ...

With direction, conduct preliminary assessment of credit worthiness of borrower; review historical operating performance and research economic and market conditions as they relate to the borrower ...

These assessments include initial analyses of new money and material modifications. Evaluate and determine the ongoing credit risks and corresponding risk rating of commercial clients through ...

Apply quantitative concepts and processes in a judgmental environment to accurately assess risk and balance with expected profitability to the Company * Communicate credit decisions to relevant ...

next page

Showing results 1-20

Credit Assessor information

See salary details

$10

$34

$87

How much do credit assessor jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for credit assessor in the United States is $34.66, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $41.35 per hour, depending on experience, location, and employer.

What are Credit Assessors?

Credit Assessors are professionals who evaluate the creditworthiness of individuals or businesses applying for loans, credit cards, or other forms of credit. They analyze financial information, such as credit reports, income statements, and payment histories, to determine the risk of lending money or extending credit. Credit Assessors make recommendations to lenders or financial institutions based on their findings, helping to minimize financial risk and ensure responsible lending practices.

What are some common challenges Credit Assessors face in evaluating loan applications, and how can they effectively address them?

Credit Assessors often encounter challenges such as incomplete documentation, ambiguous financial histories, and pressure to balance risk with business growth targets. To address these issues, it's important to maintain clear communication with applicants and internal teams, follow standardized evaluation procedures, and stay current with regulatory requirements. Leveraging advanced credit assessment tools and continuous training can also help ensure accurate and consistent decision-making, even in complex cases.

What is the difference between Credit Assessor vs Credit Analyst?

AspectCredit AssessorCredit Analyst
Required CredentialsRelevant certifications, such as credit assessment coursesFinancial analysis certifications, such as CFA or CPA
Work EnvironmentFinancial institutions, lending companiesBanks, investment firms, lending agencies
Employer & Industry UsageUsed in credit evaluation for loans and mortgagesUsed for analyzing financial data to inform credit decisions

While both roles involve evaluating financial information, a Credit Assessor primarily reviews and approves credit applications, focusing on individual or business creditworthiness. A Credit Analyst conducts broader financial analysis to inform lending decisions, often working on risk assessment and financial modeling. Both roles require strong analytical skills and relevant certifications, but their focus and scope differ within the credit industry.

What are the key skills and qualifications needed to thrive as a Credit Assessor, and why are they important?

To thrive as a Credit Assessor, you need strong analytical skills, attention to detail, and a solid understanding of financial statements and credit risk, often supported by a degree in finance, accounting, or a related field. Familiarity with credit assessment software, financial modeling tools, and systems like Experian or Equifax is typically required. Excellent communication, judgment, and decision-making skills help you effectively evaluate applicants and explain credit decisions. These skills are crucial for ensuring accurate risk assessments, minimizing financial losses, and supporting sound lending practices.
More about Credit Assessor jobs
What states have the most Credit Assessor jobs? States with the most job openings for Credit Assessor jobs include:
Infographic showing various Credit Assessor job openings in the United States as of June 2026, with employment types broken down into 80% Full Time, and 20% Temporary. Highlights an 100% In-person job distribution, with an average salary of $72,103 per year, or $34.7 per hour.

AVP, Credit Risk Analyst

Cantor Fitzgerald Securities

Manhattan, NY โ€ข On-site

Full-time

Posted 20 days ago


Job description

Job Description
We are seeking an experienced professional to join our Credit Risk Management team as an AVP, Credit Risk Analyst. In this role, you will play a crucial part in assessing, monitoring, and governing credit risk, ensuring compliance with internal policies and regulatory standards. Your expertise will be instrumental in maintaining the bank's risk appetite and providing objective oversight across various products and strategies.
Responsibilities
  • Perform independent credit analysis of hedge fund counterparties.
  • Review and challenge Front Office credit proposals, underwriting assumptions, and risk ratings.
  • Evaluate collateral terms, margining structures, haircuts, and legal enforceability of credit agreements.
  • Analyze stress scenarios and monitor approved exposures for credit deterioration.
  • Conduct periodic credit reviews and trigger-based assessments in response to market or counterparty events.
  • Identify emerging risks and escalate concerns as per internal protocols.
  • Support portfolio-level analysis, including counterparty concentrations, strategy correlations, and sector exposures.
  • Assist in portfolio stress testing and scenario analysis exercises.
  • Prepare risk dashboards and materials for senior management and risk committees.
  • Ensure credit assessments align with internal policies, risk standards, and regulatory expectations.

Qualifications
  • 5-8 years of experience in bank credit risk management, counterparty credit risk, hedge fund risk oversight, or leveraged finance.
  • Strong understanding of hedge fund structures, trading strategies, and financing arrangements.
  • Solid foundation in credit risk principles, exposure measurement, and stress testing.
  • Advanced analytical and financial skills, with the ability to assess complex balance sheets.
  • Excellent written communication skills, with experience in producing formal risk memoranda.
  • Experience covering prime brokerage or hedge fund counterparties is preferred.
  • Familiarity with derivatives, Repo, Prime Brokerage, Stock Loan, Stock Borrow, and Futures is an asset.
  • Exposure to regulatory interactions and knowledge of SEC 15c3-5 Rules is advantageous.
  • MBA, CFA, or a relevant professional qualification is preferred.
  • Strong independent judgment, attention to detail, and the ability to manage senior stakeholders.