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Credit Analyst Jobs in Alberta (NOW HIRING)

Senior Credit Analyst

Edmonton, AB · On-site

  • Medical

  • Retirement

A career as a Senior Credit Analyst in the Equipment Financing team at National Bank means acting as a credit specialist who supports informed decisions for complex financing needs. This job allows ...

New

Senior Credit Analyst

Edmonton, AB · Hybrid

  • Medical

  • Retirement

A career as a Senior Credit Analyst in the Equipment Financing team at National Bank means acting as a credit specialist who supports informed decisions for complex financing needs. This job allows ...

New

Prepare detailed loan summaries and renewal credit packages, including financial analysis, cash flow assessment, DSCR calculations, and key risk considerations, for internal review and approval.

Prepare lender submission packages, credit narratives, and supporting analysis for new facilities, renewals, extensions, and amendments. * Compare proposed terms against market comparables and ...

Working closely with Credit Risk Management and Finance to set credit loss provisions for the loan portfolio in accordance with IFRS-9 requirements. You will own the quantitative methodologies for ...

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Credit Analyst information

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the most commonly searched types of Credit Analyst jobs in Alberta?

The most popular types of Credit Analyst jobs in Alberta are:

What are popular job titles related to Credit Analyst jobs in Alberta?

For Credit Analyst jobs in Alberta, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Alberta look for?

The top searched job categories for Credit Analyst jobs in Alberta are:

What cities in Alberta are hiring for Credit Analyst jobs?

Cities in Alberta with the most Credit Analyst job openings:

Infographic showing various Credit Analyst job openings in Alberta as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Senior Credit Analyst

National Bank

Edmonton, AB • On-site

Full-time

Medical, Retirement

Posted 2 days ago

New


Job description

A career as a Senior Credit Analyst in the Equipment Financing team at National Bank means acting as a credit specialist who supports informed decisions for complex financing needs. This job allows you to have a positive impact on our organization thanks to your expertise in credit analysis, financial assessment, and risk management.

Your role

• Analyze financial statements and credit applications to assess risks and recommend appropriate loan structures.

• Prepare clear, well‑supported credit submissions for new and existing clients in equipment financing.

• Ensure the quality and compliance of credit files in line with internal policies, regulatory expectations, and risk appetite.

• Collaborate closely with senior commercial relationship managers to support financing strategies for medium and large commercial clients.

• Identify potential risks, trends, and opportunities, and recommend adequate mitigation strategies.

• Support the development of colleagues by providing guidance, coaching, and expertise in credit underwriting.

Your team

Will consists of specialists who work in an agile, proactive, and collaborative manner to seize opportunities, stay at the cutting edge of technology, and improve processes continuously.

Within the Equipment Financing department, you are part of a team dedicated to offering high‑value advice to commercial clients. You report to a manager who promotes collaboration and professional growth. Our team stands out for its strong culture of mutual support, knowledge sharing, and commitment to delivering high‑quality credit analysis. We aim to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your role and develop new areas of expertise. Tools such as the Data Academy, language training, and coaching and mentoring support are available to you at all times.

Requirements

• Hold a bachelor’s degree in business or a related field and several years of experience (typically 5+ years in financial services, including 3 years in business lending).

• Demonstrated expertise in credit underwriting, financial statement analysis, and risk mitigation strategies.

• Knowledge of equipment financing, leasing, collateral security, and documentation requirements.

• Ability to manage a high volume of complex credit requests with sound judgment and prioritization.

• Proficiency with MS Office (particularly Excel).

Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!