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Credit Analyst I Jobs (NOW HIRING)

The Credit Analyst provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data ...

Credit Analyst I

Wenatchee, WA · On-site

$27.34 - $41.01/hr

Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...

Credit Analyst I

Vancouver, WA · On-site

$24 - $35/hr

SUMMARY Support the Commercial Lending Department by analyzing the financial positions of individuals and businesses applying for credit with Riverview Bank. Assist in the preparation of credit ...

Credit Analyst I

Wabasha, MN · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Winona, MN · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Onalaska, WI · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Wabasha, MN · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Altoona, WI · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Winona, MN · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Altoona, WI · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

Credit Analyst I

Onalaska, WI · On-site

$47K - $71K/yr

Contributes to the loan decision-making process and sound portfolio management by providing in-depth credit analysis on new and existing clients for Business Banking Officers and Loan Committees.

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed. In ...

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed. In ...

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed. In ...

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed. In ...

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio. Duties and Responsibilities: * Develop business credit acumen through various monitoring ...

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed. In ...

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio. Duties and Responsibilities: * Develop business credit acumen through various monitoring ...

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio. Duties and Responsibilities: Develop business credit acumen through various monitoring ...

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Credit Analyst I information

See salary details

$15

$29

$49

How much do credit analyst i jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for credit analyst i in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating financial data and assessing credit risk, which can be partially automated using AI tools. However, human judgment remains essential for complex analysis, relationship management, and decision-making, so full replacement is unlikely in the near term.

What does a credit analyst 1 do?

A Credit Analyst I evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They often use financial software and adhere to company policies to assess risk and recommend credit limits or approval decisions. This entry-level role typically requires strong analytical skills and attention to detail.

How much is the salary of a credit analyst?

The salary of a Credit Analyst I typically ranges from $45,000 to $60,000 annually, depending on location, experience, and the employer. Entry-level roles may start at lower salaries, while those with additional certifications or skills can earn more.

Are credit analysts in demand?

Credit analysts are in steady demand across financial institutions, as they play a key role in assessing creditworthiness and managing risk. Employment opportunities are expected to grow as lending activities and financial analysis remain essential in the banking and finance sectors, often requiring skills in financial analysis and familiarity with credit reporting tools.

What is the difference between Credit Analyst I vs Credit Analyst II?

AspectCredit Analyst ICredit Analyst II
Required CredentialsBachelor's degree in finance, accounting, or related field; some roles may require relevant certificationsSame as Credit Analyst I, often with additional experience or certifications
Work EnvironmentEntry-level, supervised, team-based, in banking or financial institutionsMore independent, handling complex cases, in similar environments
Employer & Industry UsageCommon in banks, credit unions, and lending companiesUsed in similar settings, often as a step up role
Common Search & Comparison IntentYesYes

The main difference between Credit Analyst I and Credit Analyst II lies in experience and complexity of tasks. Credit Analyst II typically handles more complex credit evaluations and requires more experience, but both roles share similar educational backgrounds and work environments. The progression from Credit Analyst I to II involves increased responsibility and expertise within the same industry.

More about Credit Analyst I jobs
What cities are hiring for Credit Analyst I jobs? Cities with the most Credit Analyst I job openings:
What states have the most Credit Analyst I jobs? States with the most job openings for Credit Analyst I jobs include:

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Posted 17 days ago


Job description

Objectives of this Role:

The Credit Analyst provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects.  The position analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending money.  

Essential Duties & Responsibilities 

  • Analyze and accurately spread business financial statements and produce cash flow analysis utilized in support of new and existing commercial loans, renewal requests, and amendments.
  • Analyze and identify pertinent historic trends in the customer’s business, and evaluate strengths and weaknesses in a Borrower’s repayment capacity.
  • Assist in the preparation of credit approval forms, annual and quarterly reviews, and accurate and timely risk ratings.
  • Assist in the ongoing management and monitoring of commercial loan portfolio.
  • Ensure certain financial statements and compliance certificates are up to date.
  • Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research including evaluating financial statements and analyzing third party data. 

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice. 

Competencies 

  • Customer Centric Focus
  • Diversity and Inclusion
  • Act with Integrity
  • Collaboration and Teamwork
  • Results Oriented/Execution
  • Business Acumen  

Skills & Qualifications  

  • Bachelor's Degree in finance, accounting or other business-related field required or equivalent experience.
  • Basic knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
  • Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Knowledge of generally accepted accounting principles and ability to read a financial statement.
  • Must possess strong written and verbal communication and presentation skills.
  • Interact effectively with others to establish and maintain smooth working relations. 
  • Ability to prioritize and multi-task in a fast-paced environment.
  • Strong organizational skills, detail-oriented, efficient, and ability to maintain a high degree of accuracy.
  • Ability to work as a member of a team to produce needed outcomes and meet deadlines.
  • Proficient in Microsoft Outlook and Microsoft Suite including Word and Excel. 

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. 

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