Credit Analyst I
Ann Arbor, MI · On-site
As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for both ...
Credit Analyst I
Ann Arbor, MI · On-site
As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for both ...
Credit Analyst I
Ann Arbor, MI · On-site
Description As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for ...
Credit Analyst I
Ann Arbor, MI · On-site
Description As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for ...
MINIMUM WORK EXPERIENCE LEVEL I: * 1 to 3 years of credit analysis experience in a financial institution or regulatory agency, or recent graduate that meets the educational requirements, that ...
MINIMUM WORK EXPERIENCE LEVEL I: * 1 to 3 years of credit analysis experience in a financial institution or regulatory agency, or recent graduate that meets the educational requirements, that ...
Credit Analyst I
Rapid City, SD · On-site
MINIMUM WORK EXPERIENCE LEVEL I: * 1 to 3 years of credit analysis experience in a financial institution or regulatory agency, or recent graduate that meets the educational requirements, that ...
Credit Analyst I
Rapid City, SD · On-site
MINIMUM WORK EXPERIENCE LEVEL I: * 1 to 3 years of credit analysis experience in a financial institution or regulatory agency, or recent graduate that meets the educational requirements, that ...
Credit Analyst I
Houston, TX · On-site
We are currently searching for the right person to join our team as a Full-Time Credit Analyst I. Job Duties: * Perform financial covenant calculations for compliance monitoring and exceptions ...
Credit Analyst I
Houston, TX · On-site
We are currently searching for the right person to join our team as a Full-Time Credit Analyst I. Job Duties: * Perform financial covenant calculations for compliance monitoring and exceptions ...
Credit Analyst I
Peoria, IL · On-site
$24.52 - $36.78/hr
This position offers additional compensation in the form of discretionary short-term incentives (i ... Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
New
Credit Analyst I
Peoria, IL · On-site
$24.52 - $36.78/hr
This position offers additional compensation in the form of discretionary short-term incentives (i ... Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
New
Credit Analyst I
Champaign, IL · On-site
$24.52 - $36.79/hr
This position offers additional compensation in the form of discretionary short-term incentives (i ... Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
New
Credit Analyst I
Champaign, IL · On-site
$24.52 - $36.79/hr
This position offers additional compensation in the form of discretionary short-term incentives (i ... Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
New
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
Credit Analyst I
Seguin, TX · On-site
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
Credit Analyst I
Seguin, TX · On-site
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
Credit Analyst I
San Diego, CA · On-site
$19 - $24/hr
About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...
Credit Analyst I
San Diego, CA · On-site
$19 - $24/hr
About This Job The Credit Administration Analyst I provides foundational credit administration support to the Third Party Credit Risk team. Responsibilities include managing and organizing credit ...
Credit Analyst I
Frisco, TX · On-site
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
Credit Analyst I
Frisco, TX · On-site
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...
CREDIT ANALYST I
Oklahoma City, OK · On-site
Credit Analyst Location: North Branch Reports To: Sr. Credit Officer FLSA Status: Non-Exempt Position Summary: The Credit Analyst is responsible for evaluating the creditworthiness of commercial and ...
CREDIT ANALYST I
Oklahoma City, OK · On-site
Credit Analyst Location: North Branch Reports To: Sr. Credit Officer FLSA Status: Non-Exempt Position Summary: The Credit Analyst is responsible for evaluating the creditworthiness of commercial and ...
Indirect Credit Analyst I
Norwich, CT · On-site
$31.28 - $46.97/hr
Description: SUMMARY The Indirect Credit Analyst I is responsible for reviewing and analyzing loan applications submitted through the indirect lending channel. This role assesses applicant ...
Indirect Credit Analyst I
Norwich, CT · On-site
$31.28 - $46.97/hr
Description: SUMMARY The Indirect Credit Analyst I is responsible for reviewing and analyzing loan applications submitted through the indirect lending channel. This role assesses applicant ...
Credit Analyst I
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I
Pikeville, KY · On-site
Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of ...
Credit Analyst I
Pikeville, KY · On-site
Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of ...
Credit Analyst I
Saint Louis, MO · On-site
The Credit Analyst provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data ...
Credit Analyst I
Saint Louis, MO · On-site
The Credit Analyst provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data ...
Credit Analyst I
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I
Pikeville, KY · On-site
Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of ...
Credit Analyst I
Pikeville, KY · On-site
Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of ...
Credit Analyst I
Spokane, WA · On-site
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I
Spokane, WA · On-site
$27.34 - $41.01/hr
Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...
Credit Analyst I information
See salary details
$15.14 - $18.23
4% of jobs
$18.23 - $21.31
11% of jobs
$22.74 is the 25th percentile. Wages below this are outliers.
$21.31 - $24.39
22% of jobs
The median wage is $26.96 / hr.
$24.39 - $27.47
16% of jobs
$27.47 - $30.55
14% of jobs
$32.67 is the 75th percentile. Wages above this are outliers.
$30.55 - $33.63
13% of jobs
$33.63 - $36.71
7% of jobs
$36.71 - $39.79
6% of jobs
$39.79 - $42.88
3% of jobs
$42.88 - $45.96
2% of jobs
$45.96 - $49.04
2% of jobs
$15
$29
$49
How much do credit analyst i jobs pay per hour?
As of Jun 11, 2026, the average hourly pay for credit analyst i in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.
Will a credit analyst be replaced by AI?
Credit analysts perform tasks such as evaluating financial data and assessing credit risk, which can be partially automated using AI tools. However, human judgment remains essential for complex analysis, relationship management, and decision-making, so full replacement is unlikely in the near term.
What does a credit analyst 1 do?
A Credit Analyst I evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They often use financial software and adhere to company policies to assess risk and recommend credit limits or approval decisions. This entry-level role typically requires strong analytical skills and attention to detail.
How much is the salary of a credit analyst?
The salary of a Credit Analyst I typically ranges from $45,000 to $60,000 annually, depending on location, experience, and the employer. Entry-level roles may start at lower salaries, while those with additional certifications or skills can earn more.
Are credit analysts in demand?
Credit analysts are in steady demand across financial institutions, as they play a key role in assessing creditworthiness and managing risk. Employment opportunities are expected to grow as lending activities and financial analysis remain essential in the banking and finance sectors, often requiring skills in financial analysis and familiarity with credit reporting tools.
What is the difference between Credit Analyst I vs Credit Analyst II?
| Aspect | Credit Analyst I | Credit Analyst II |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; some roles may require relevant certifications | Same as Credit Analyst I, often with additional experience or certifications |
| Work Environment | Entry-level, supervised, team-based, in banking or financial institutions | More independent, handling complex cases, in similar environments |
| Employer & Industry Usage | Common in banks, credit unions, and lending companies | Used in similar settings, often as a step up role |
| Common Search & Comparison Intent | Yes | Yes |
The main difference between Credit Analyst I and Credit Analyst II lies in experience and complexity of tasks. Credit Analyst II typically handles more complex credit evaluations and requires more experience, but both roles share similar educational backgrounds and work environments. The progression from Credit Analyst I to II involves increased responsibility and expertise within the same industry.
More about Credit Analyst I jobs
What cities are hiring for Credit Analyst I jobs? Cities with the most Credit Analyst I job openings:
What states have the most Credit Analyst I jobs? States with the most job openings for Credit Analyst I jobs include:
What job categories do people searching Credit Analyst I jobs look for? The top searched job categories for Credit Analyst I jobs are:
Full-time
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Job description
As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for both current and prospective borrowers, delivering sharp credit insights and outstanding service every step of the way. Partnering closely with Loan Officers, you'll help move financing requests from initial review through payoff, including renewals and modifications. This is an exciting opportunity to build your expertise while supporting a dynamic, sophisticated portfolio spanning commercial & industrial, commercial real estate, and private banking / professional services clients.
This position also works cooperatively to support the Lending and Credit functions of the Bank, including, but not limited to:
Deliverables and Accountabilities:
Requirements
Differentiating Skills
Soft Skills
Functional Skills
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle, type or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.The noise level in the work environment is usually moderate .
This position also works cooperatively to support the Lending and Credit functions of the Bank, including, but not limited to:
- Prepare written risk analysis of commercial loan applications
- Ensure compliance with all Bank policies and applicable laws and regulations
Deliverables and Accountabilities:
- Conducts thorough risk analysis of applications for commercial credit including financial statement spreads, performance ratios, covenant checks, borrowing base certificates, and loan stress testing culminating in a written commercial loan analysis for review by officers, committee, or Board as appropriate.
- Conduct independent and objective annual reviews of existing loans as well as scheduled and unscheduled loan reviews of the existing portfolio.
- Regularly reviews compliance with all applicable laws and regulations relating to the commercial lending function and internal loan policy.
- Prepares reports for Management and the Board as assigned.
- Perform collateral reviews and audits as requested.
- Assist the team in monitoring delinquencies, overdrafts, exceptions, and covenants and perform collateral review audits as requested.
- Other duties as assigned
Requirements
Differentiating Skills
- Bachelor's degree in Accounting, Finance, or other business-related degree.
- 1 + years experience as a Credit Analyst preferred.
- Foundation in accounting principles as they relate to banking.
- Strong analytical and research skills.
- Ability to analyze and interpret financial statements.
- Comfortable navigating multiple computer systems and applications making connections and utilizing resources to draw conclusions and solve complex challenges.
- Basic knowledge of banking policies, procedures, and government regulations.
- Excellent customer service skills and proven ability to handle most customer service inquiries and diffuse difficult customer situations independently.
Soft Skills
- Work under pressure and perform several tasks simultaneously.
- Ability to work independently or in groups.
- Proven excellent verbal/written communication and interpersonal skills.
- Attention to detail and accuracy.
- Ability to meet deadlines.
- Ability to maintain the confidentiality of credit and customer information.
Functional Skills
- Functional/technical learning
- Basic understanding of risk & controls
- Detail oriented
- Service level driven
- Understands business process
Physical Demands and Work Environment
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle, type or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.The noise level in the work environment is usually moderate .