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Credit Analyst I Jobs (NOW HIRING)

We are currently looking for a Credit Analyst I to join our Credit Administration team! This individual will assist in underwriting commercial loans including the preparation of financial spreads ...

As a Commercial Credit Analyst I, you will be responsible for supporting the underwriting, analysis, and monitoring of new and existing loan relationships of the Credit Union. You will manage a ...

Credit Analyst I

Stamford, CT · On-site

$65K - $80K/yr

We are currently looking for a Credit Analyst I to join our Credit Administration team! This individual will assist in underwriting commercial loans including the preparation of financial spreads ...

The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...

The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...

The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for ...

Indirect Credit Analyst I

Norwich, CT · On-site

$31.28 - $46.97/hr

Description: SUMMARY The Indirect Credit Analyst I is responsible for reviewing and analyzing loan applications submitted through the indirect lending channel. This role assesses applicant ...

Credit Analyst Job Summary: The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. Please note this is ...

Credit Analyst Job Summary: The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. Please note this is ...

Credit Analyst I

Spokane, WA

$27.34 - $41.01/hr

Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...

Credit Analyst Job Summary: The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. Please note this is ...

Provide a thorough and timely written analysis of commercial credits to properly assess risk; this analysis includes: a) Identification of major trends, strengths, and weaknesses. b) Disclosure of ...

Credit Analyst I

Pasco, WA

$27.34 - $41.01/hr

Assists commercial lenders with credit analysis and credit approval. The pay range for this position is $27.34 - 41.01 per hour. PRINCIPAL RESPONSIBLITES AND DUTIES: * Prepares and/or oversees the ...

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Credit Analyst I information

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$15

$29

$49

How much do credit analyst i jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for credit analyst i in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst I vs Credit Analyst II?

AspectCredit Analyst ICredit Analyst II
Required CredentialsBachelor's degree in finance, accounting, or related field; some roles may require relevant certificationsSame as Credit Analyst I, often with additional experience or certifications
Work EnvironmentEntry-level, supervised, team-based, in banking or financial institutionsMore independent, handling complex cases, in similar environments
Employer & Industry UsageCommon in banks, credit unions, and lending companiesUsed in similar settings, often as a step up role
Common Search & Comparison IntentYesYes

The main difference between Credit Analyst I and Credit Analyst II lies in experience and complexity of tasks. Credit Analyst II typically handles more complex credit evaluations and requires more experience, but both roles share similar educational backgrounds and work environments. The progression from Credit Analyst I to II involves increased responsibility and expertise within the same industry.

More about Credit Analyst I jobs
What cities are hiring for Credit Analyst I jobs? Cities with the most Credit Analyst I job openings:
What states have the most Credit Analyst I jobs? States with the most job openings for Credit Analyst I jobs include:
Infographic showing various Credit Analyst I job openings in the United States as of June 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Indirect Credit Analyst I

Indirect Credit Analyst I

Coreplus Federal Credit Union

Norwich, CT • On-site

$31.28/hr

Full-time

Posted 26 days ago


Job description

Job Type
Full-time
Description
SUMMARY
The Indirect Credit Analyst I is responsible for reviewing and analyzing loan applications submitted through the indirect lending channel. This role assesses applicant creditworthiness using established underwriting guidelines, credit bureau data, and supporting documentation to determine appropriate loan decisions, including approval, decline, or counteroffer. The Indirect Credit Analyst I works under moderate supervision while developing foundational knowledge of consumer credit risk, indirect lending policies, and regulatory compliance requirements.
ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Review and evaluate loan documentation to ensure loan conditions meet Credit Union lending standards and requirements.
  • Assess applicants' income, employment, and financial condition to determine whether to approve, counteroffer, decline, or request additional information when necessary.
  • Make sound underwriting decisions in accordance with the Credit Union's lending guidelines to support profitability, minimize loan losses, and grow the indirect lending portfolio.
  • Determine applicant creditworthiness by reviewing credit reports and evaluating key metrics such as debt-to-income and loan-to-value ratios.
  • Respond promptly and efficiently to dealership and internal requests while demonstrating strong communication and member service skills.
  • Review and process incoming dealership funding packages to ensure documentation is complete, accurate, and ready for timely funding.
  • Work directly with dealerships to obtain all required contracts and supporting documentation to prevent or resolve funding delays quickly and efficiently.
  • Educate members on available Credit Union products and services and promote offerings that align with their financial goals when appropriate.
  • Ensure adherence to all applicable regulatory requirements including, Fair Lending, Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), and any other applicable federal, state, or regulatory requirements.
  • Maintain compliance with all Credit Union policies, procedures, and regulatory guidelines.
  • Provide occasional weekend (Saturday), holiday, or after-hours support to accommodate dealership partners operating outside standard business hours.
  • Perform additional duties and responsibilities as assigned by management to support the overall success of the indirect lending program.

Key Performance Indicators (KPIs)
Performance in this role is measured using several operational and risk management metrics, including:
  • Decision Turnaround Time: Timely review and decisioning of loan applications within established service level agreements.
  • Decision Accuracy & Quality: Adherence to underwriting policies and procedures as measured through quality assurance reviews.
  • Productivity: Volume of loan applications reviewed within expected performance standards.
  • Approval and Conversion Rates: Balanced credit decisioning aligned with lending guidelines.
  • Funding Rate: Percentage of approved loans that are successfully funded.
  • Early Payment Default (EPD): Portfolio performance of loans approved by the analyst during the early repayment period.
  • Dealer Service Levels: Responsiveness and professionalism in communications with dealer partners.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Requirements
EDUCATION and/or EXPERIENCE
  • Bachelor's degree (B. A.) from four-year college or university, two to three years related experience and/or training; or equivalent combination of education and experience.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
  • Ability to write reports, business correspondence, and procedure manuals.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • Ability to analyze Federal tax returns.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
  • Basic understanding of NCUA and other applicable operating regulations, and various changes in laws.

PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear. The employee is occasionally required to stand, walk, and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate.
Acknowledgement
I have reviewed and understand the above job description and believe it to be accurate and complete and I fully understand the requirements set forth herein. My signature indicates that I hereby accept this position and agree to abide by the requirements set forth. I understand that this job description is to state general guidelines and doesn't constitute a contract for employment. Furthermore, I understand that the company as in all company policies and practices can change the duties and responsibilities of this job as business necessitates. A copy of this job description will be kept in my personnel file.
Salary Description
31.28 an hour