Ability to assess collateral values. * Ability to utilize various software packages (i.e., Moody ... Strong analytical and quantitative skills. * Ability to communicate verbally and in written format.
Ability to assess collateral values. * Ability to utilize various software packages (i.e., Moody ... Strong analytical and quantitative skills. * Ability to communicate verbally and in written format.
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
Senior Credit Analyst
Lagrange, IN · On-site
This entails analyzing and documenting financial data, along with analyzing financial statement ratios, collateral adequacy, future repayment ability, reading credit reports, and evaluating customer ...
Senior Credit Analyst
Lagrange, IN · On-site
This entails analyzing and documenting financial data, along with analyzing financial statement ratios, collateral adequacy, future repayment ability, reading credit reports, and evaluating customer ...
Senior Credit Analyst
Lagrange, IN · On-site
$47K/yr
This entails analyzing and documenting financial data, along with analyzing financial statement ratios, collateral adequacy, future repayment ability, reading credit reports, and evaluating customer ...
Senior Credit Analyst
Lagrange, IN · On-site
$47K/yr
This entails analyzing and documenting financial data, along with analyzing financial statement ratios, collateral adequacy, future repayment ability, reading credit reports, and evaluating customer ...
Commercial Credit Analyst
Mishawaka, IN · On-site
... collateral or the borrows ability to repay the loan. * Completing loan application forms and ... group analysis, market studies, changes in compliance and regulations, software upgrades ...
Commercial Credit Analyst
Mishawaka, IN · On-site
... collateral or the borrows ability to repay the loan. * Completing loan application forms and ... group analysis, market studies, changes in compliance and regulations, software upgrades ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand ...
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
Understand, analyze, and be able to communicate verbally regarding loan collateral and related contracts, including loan documents, related statements, or financials. Evaluate performance each month ...
Commercial Credit Analyst I
Goshen, IN · On-site
Once proficient in those areas, the Credit Analyst I prepare detailed loan presentation focused on cash flow analysis and secondary repayment sources such as collateral and guarantor analysis ...
Commercial Credit Analyst I
Goshen, IN · On-site
Once proficient in those areas, the Credit Analyst I prepare detailed loan presentation focused on cash flow analysis and secondary repayment sources such as collateral and guarantor analysis ...
Commercial Credit Analyst I
Goshen, IN · On-site
Once proficient in those areas, the Credit Analyst I prepare detailed loan presentation focused on cash flow analysis and secondary repayment sources such as collateral and guarantor analysis ...
Commercial Credit Analyst I
Goshen, IN · On-site
Once proficient in those areas, the Credit Analyst I prepare detailed loan presentation focused on cash flow analysis and secondary repayment sources such as collateral and guarantor analysis ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand and be ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand and be ...
Sr Analyst, Supply Chain
Irving, TX · On-site
$75K - $93K/yr
... collateral suppliers, inventory movement coordination across business units, loss mitigation ... Business Analysis (Required) * Continuous Improvement Approach (Required) * Cross-Functional ...
Sr Analyst, Supply Chain
Irving, TX · On-site
$75K - $93K/yr
... collateral suppliers, inventory movement coordination across business units, loss mitigation ... Business Analysis (Required) * Continuous Improvement Approach (Required) * Cross-Functional ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand and be ...
This includes analyzing financial statements, review of collateral tracking performance, validating additional collateral support, and answering any questions borrowers may have. * Understand and be ...
Sr Investment Operations Analyst - HYBRID (Carmel, IN)
Carmel, IN · On-site
$81K - $121K/yr
Collateral review and processing. The Sr. Investment Operations Analyst position is well-suited for you if you: * Have knowledge of financial and investment principles and practices. * Have strong ...
Sr Investment Operations Analyst - HYBRID (Carmel, IN)
Carmel, IN · On-site
$81K - $121K/yr
Collateral review and processing. The Sr. Investment Operations Analyst position is well-suited for you if you: * Have knowledge of financial and investment principles and practices. * Have strong ...
Collateral review and processing. The Sr. Investment Operations Analyst position is well-suited for you if you: * Have knowledge of financial and investment principles and practices. * Have strong ...
Collateral review and processing. The Sr. Investment Operations Analyst position is well-suited for you if you: * Have knowledge of financial and investment principles and practices. * Have strong ...
Proven experience in collateral analysis along with commercial loan documentation experience required. Education and Experience * Bachelor's degree with concentration in business, finance, or ...
Proven experience in collateral analysis along with commercial loan documentation experience required. Education and Experience * Bachelor's degree with concentration in business, finance, or ...
Proven experience in collateral analysis along with commercial loan documentation experience required. Education and Experience * Bachelor's degree with concentration in business, finance, or ...
Proven experience in collateral analysis along with commercial loan documentation experience required. Education and Experience * Bachelor's degree with concentration in business, finance, or ...
Portfolio Manager II or III
Fishers, IN · On-site +1
$61K - $110K/yr
Document historic and proforma cash flows, covenant calculations, sensitivity analysis, guarantor statement review, and collateral valuation as appropriate. * Analyze financial information and ...
Portfolio Manager II or III
Fishers, IN · On-site +1
$61K - $110K/yr
Document historic and proforma cash flows, covenant calculations, sensitivity analysis, guarantor statement review, and collateral valuation as appropriate. * Analyze financial information and ...
Collateral Analyst information
See Indiana salary details
$17.84 - $21.06
16% of jobs
$21.06 - $24.29
4% of jobs
$25.61 is the 25th percentile. Wages below this are outliers.
$24.29 - $27.51
12% of jobs
$27.51 - $30.73
7% of jobs
The median wage is $32.53 / hr.
$30.73 - $33.96
19% of jobs
$33.96 - $37.18
1% of jobs
$37.18 - $40.40
1% of jobs
$40.40 - $43.63
3% of jobs
$43.63 - $46.85
7% of jobs
$47.51 is the 75th percentile. Wages above this are outliers.
$46.85 - $50.07
18% of jobs
$50.07 - $53.30
11% of jobs
$17
$36
$53
How much do collateral analyst jobs pay per hour?
How much do collateral analysts make?
What are some common challenges faced by Collateral Analysts and how can they be addressed?
What Does a Collateral Analyst Do?
A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.
What is the difference between Collateral Analyst vs Credit Analyst?
| Aspect | Collateral Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Evaluates and manages collateral assets to mitigate risk in lending | Assesses the creditworthiness of borrowers to approve or deny loans |
| Required Credentials | Typically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plus | Similar credentials; often holds degrees in finance or economics; certifications like CFA are common |
| Work Environment | Financial institutions, banks, or investment firms | Banking, financial services, or lending institutions |
| Common Usage | Used when analyzing collateral assets such as securities or property | Used when evaluating overall borrower risk and credit profiles |
While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.
What does a collateral analyst do?
What jobs pay 500,000 a year in the US?
What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?
What jobs pay 200,000 a year in the USA?
What are Collateral Analysts?

Full-time
Posted 20 days ago
1st Source Bank rating
9.1
Based on 11 frontline employees who took The Breakroom Quiz
3rd of 141 rated banks
Job description
Responsible for assisting the sales staff through the evaluation, analysis and management of loan transactions of current and prospective customers including periodic reviews. Manages and supervises assigned staff.
ESSENTIAL REQUIREMENTS
- Manages the daily workflow of a specific region/division and the assigned staff to ensure current loans are in conformity with terms.
- Assists Relationship Managers with new and existing credit relationships.
- Reviews financial statements, prepares summaries, facts and opinions concerning credit worthiness.
- Communicates directly with CEO, CFO, CPAs and attorneys of customers and prospects regarding credit related matters.
- Reviews transactions prepared by Credit Analysts for approval, both written and verbally.
- Reviews and administers loan and loan commitments to ensure adherence to policy guidelines and documentation is adequate to secure collateral.
- Develops and prepares reports and records relating to business loans, as required.
- Properly grades the account.
- Performs cash flow and financial analysis.
- Manages annual customer performance.
- Approves loan requests up to assigned credit authority (secured $1,000,000; unsecured $100,000).
- Serves a voting member of the credit committee.
- Responsible for the supervision of assigned staff and exercises the usual authority concerning staffing, performance appraisals, promotions, salary recommendations, and terminations.
- Regular and predictable attendance is an essential requirement of the position.
- Responsible for the completion of all compliance training related to the position.
- Must understand all applicable laws and regulations that apply to the position and complies with the requirements.
NON-ESSENTIAL FUNCTIONS
Performs all other duties as assigned.
EXPERIENCE/SKILLS
- Seven (7) years or more of credit analysis or accounting experience preferred.
- Management experience preferred (2 or more years).
- Knowledge of banking industry a plus.
- Credit skills that would allow for accurate and appropriate credit underwriting of a loan request.
- Ability to assess collateral values.
- Ability to utilize various software packages (i.e., Moody's, CBS)
- Ability to assess management's abilities.
- Good PC skills--proficiency in Microsoft Word and Excel essential.
- Strong analytical and quantitative skills.
- Ability to communicate verbally and in written format.
- Ability to think independently.
EDUCATION/LICENSES
Bachelor's degree in Accounting or Finance preferred. RMA-CRC credentials a plus.
TRAVEL REQUIREMENTS
Ability to travel to all locations as well as ability to travel overnight, as needed for meetings, projects, seminars, etc.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.
EQUIPMENT
MS Office PC, fax, phone and standard office equipment.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
About 1st Source Bank
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
1,001 - 5,000 Employees
Headquarters location
South Bend, IN, US
Year founded
1863