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Collateral Analyst Jobs in Arizona (NOW HIRING)

During product qualification, the business operations analyst is responsible for compiling required change collateral to be presented to Change Approval Board (CAB). In this role, individuals ensure ...

This includes evaluating business financial statements, cash flow, collateral, industry trends, and ... Credit Analyst 4: Basic Qualifications - Bachelor's degree, or equivalent work experience ...

Corporate Escrow Analyst

Phoenix, AZ · On-site

$28.30 - $42.44/hr

... collateral is in a designated flood hazard area. The Escrow Analyst will collaborate with various departments to ensure compliance with regulatory requirements and internal policies. This is a ...

During product qualification, the business operations analyst is responsible for compiling required change collateral to be presented to Change Approval Board (CAB). In this role, individuals ensure ...

... demand collateral -Recover collateral -Minimize risk through proper operation of equipment ... analytical skills -Successfully pass drug test -Successfully pass Certified Asset Recovery ...

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Collateral Analyst information

See Arizona salary details

$17

$35

$52

How much do collateral analyst jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for collateral analyst in Arizona is $35.52, according to ZipRecruiter salary data. Most workers in this role earn between $25.77 and $48.17 per hour, depending on experience, location, and employer.

What are some common challenges faced by collateral analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What does a collateral analyst do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What are the key skills and qualifications needed to thrive as a collateral analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What is a collateral analyst?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.

What are popular job titles related to Collateral Analyst jobs in Arizona?

For Collateral Analyst jobs in Arizona, the most frequently searched job titles are:

What cities in Arizona are hiring for Collateral Analyst jobs?

Cities in Arizona with the most Collateral Analyst job openings:

What are popular job titles related to Collateral Analyst jobs in AZ?

For Collateral Analyst jobs in AZ, the most frequently searched job titles are:

Infographic showing various Collateral Analyst job openings in Arizona as of August 2026, with employment types broken down into 1% Internship, 86% Full Time, 7% Part Time, and 6% Contract. Highlights an 81% Physical, 9% Hybrid, and 10% Remote job distribution, with an average salary of $73,885 per year, or $35.5 per hour.

Truly - Commercial Underwriter

Amerifirst Financial

Gilbert, AZ • On-site

Full-time

Re-posted 10 days ago


Job description

Want to be a part of a dynamic company and team? We are Looking for Candidates who are sharp, hungry and want to grow to the next level with us! Truly Mortgage ( A Division of AmeriFirst Financial Inc. ) is Looking for you!
  • Competitive Compensation & Benefit Plan (Pay Commensurate with Experience)
  • Remote

Executive Summary of Position:
As a Business Purpose Underwriter, you are the Credit expert responsible for ensuring the proposed loan meets or exceeds our company guidelines & requirements. The Underwriter's loan decision must adhere to our investor requirements and shall always be made based on the collective interest of our company, secondary market investor, and borrower. The position requires ethical, highly detail-oriented, analytical, organized, and experienced underwriting professionals with the desire to go the "extra mile", and seeking to grow with our company.? This is a fantastic opportunity to be a key member of our team and to play an important role in the development of our systems, process, and policies at this very important stage of our company's development.
Essential Duties:
  • Completely Underwrite Business Purpose Rental & Short Term (Fix/Flip, Bridge, New Construction) mortgage loans in compliance with company credit guidelines & regulatory requirements.
  • Review all loan terms, LTV/LTC, DSCR, assets, reserves, collateral, title, and insurance meet program guidelines.
  • Review loan files & documentation for completeness, identify any missing documentation, and generate a condition list for all parties to the loan file: Borrower, Loan Processor, Business Partner, and Sales Reps.
  • Collaborate with the Processor and Sales Rep. to address any credit, collateral, or qualifying challenges in a proactive & positive manner
  • Ensure all loan level data for the loan file is entered into the loan origination system and company pipeline management database timely & accurately.
  • On an on-going basis, review and clear any conditions submitted for Credit review, and be diligent & responsible for reviewing and owning all loan file details prior to submission to Pre-Closing Audit.
  • Collaborate with the Loan Processor, QC, and Loan Closer to ensure timely & complete hand-off of loan files deemed Clear-to-Close.
  • Manage pipeline and prioritize to ensure loans close on time with a high degree of accuracy in a very tight deadline-oriented environment
  • Identify and report any suspected misrepresentation or fraudulent activity occurring on any transaction by providing all documents & supporting details to Credit Management immediately.
  • Maintain current knowledge of all loan products and origination requirements by keeping updated of all company policies and procedures as well as federal and state regulatory changes by reviewing all updates and participating in in-house training events ?
  • Ensure adequacy and quality of the borrower and subject property collateral requirements by:
  • Documenting the sources of funds, and reserves in accordance with the guidelines
  • Evaluate the security property by reviewing Collateral reports (Hybrid Valuations /Appraisals), Scope of Work, Project Feasibility reports, Environmental reports, Leases, and Property Insurance requirements.
  • Thoroughly Review the Preliminary Title report, and other closing requirements.
  • Approve all loans in accordance with the company published terms and conditions; provide a counter-offer, if the terms does do not comply with Truly Mortgage lending standards and/or guidelines; or if necessary prepare an adverse action/statement of denial.
  • Ensure accuracy of Pricing, Loan Terms, Application details, Loan Approval terms, & conditions, loan disclosures and other required documentation.
  • Review the borrower's entity documents to determine who are the members of the entity and who is authorized to sign the mortgage loan documents.

Education, Knowledge, Skills, Abilities and Experience:
  • Education: Bachelor's Degree or relative experience
  • Experience: 3-5 years mortgage lending experience with good knowledge of lending regulations and credit/collateral analysis practices. Experience underwriting fix & flip/hard money/business purpose preferred.
  • Skills/Ability: Strong written and verbal communication skills; must be able to adapt well to a fast-paced and constantly changing business environment; PC proficient; comfortable with new technology systems and paperless environment, demonstrated the ability to work in a team-oriented environment; demonstrated ability to provide good customer service.

Disclosure:
Amerifirst Financial provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerifirst Financial complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
This job description is not intended to be an all-inclusive representation of all possible duties, responsibilities and/or qualifications. Other duties, responsibilities and/or qualifications may be assigned to this position as the need arises and/or management requires. Understands, accepts and recognizes requirements relating to compliance issues and attends training as is appropriate and relative to their position. Including, but not limited to: the Bank Secrecy Act: Anti-Money Laundering, USA Patriot Act.