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Catastrophe Modeling Jobs in Michigan (NOW HIRING)

$85K - $110K/yr

We provide the situational awareness first responders need when a moment brings catastrophe. We do ... Knowledge of RF coverage predictions, traffic/capacity modeling, and related toolsets is an asset ...

Catastrophe Modeling information

See Michigan salary details

$19

$35

$66

How much do catastrophe modeling jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for catastrophe modeling in Michigan is $35.16, according to ZipRecruiter salary data. Most workers in this role earn between $27.26 and $37.93 per hour, depending on experience, location, and employer.

What is catastrophe modeling?

Catastrophe modeling is the process of using computer models to estimate the potential losses that could result from natural or man-made disasters, such as hurricanes, earthquakes, floods, or terrorist attacks. These models analyze historical data, scientific research, and current exposure information to predict the likelihood and potential severity of catastrophic events. Insurers, reinsurers, and other organizations use catastrophe modeling to assess risk, price insurance policies, and prepare for possible large-scale losses.

How to get a job in catastrophe modeling?

The qualifications you need to obtain a job in catastrophe modeling include a bachelor’s degree in a science field related to catastrophes, such as geology, meteorology, or environmental science. Insurance-specific degrees, such as actuarial sciences, are also acceptable. Advanced degrees in actuarial science, math, or another catastrophe-related field may help you stand out in the job market. Practice using industry software to run data analysis to become proficient with the application. Some start their careers in entry-level positions in the insurance industry to learn about risk evaluation before moving into catastrophe modeling.

What are the key skills and qualifications needed to thrive as a catastrophe modeler, and why are they important?

To thrive as a Catastrophe Modeler, you need a strong background in mathematics, statistics, and data analysis, typically supported by a degree in engineering, actuarial science, or a related field. Proficiency in modeling software (such as RMS or AIR), programming languages (like Python or R), and familiarity with GIS systems are commonly required. Critical thinking, attention to detail, and effective communication are valuable soft skills for interpreting data and conveying risk insights to stakeholders. These skills and qualifications are crucial for producing accurate risk assessments that inform insurance, reinsurance, and disaster preparedness strategies.

What are some common challenges faced by professionals in catastrophe modeling, and how can they be addressed?

Professionals in catastrophe modeling often encounter challenges such as managing large and complex datasets, staying current with emerging risks (like climate change), and communicating technical findings to non-technical stakeholders. Addressing these requires strong analytical skills, ongoing professional development, and effective collaboration with underwriters, actuaries, and risk managers. Building expertise in specialized software and maintaining open communication channels with other teams can help overcome these obstacles and contribute to successful risk assessments.

What is the difference between Catastrophe Modeling vs Actuary?

AspectCatastrophe ModelingActuary
Required CredentialsTypically requires degrees in risk management, insurance, or related fields; certifications like CPCU or ARM are commonRequires a degree in mathematics, statistics, or actuarial science; professional actuarial certifications (e.g., ASA, FSA) are essential
Work EnvironmentPrimarily in insurance, reinsurance, or risk management firms; involves data analysis and modelingIn insurance companies, consulting firms, or government agencies; involves data analysis, financial modeling, and risk assessment
Industry UsageUsed to assess and quantify natural disaster risks for insurance underwriting and risk managementUsed to evaluate financial risks, reserve calculations, and pricing in insurance and pension industries

While both roles involve risk analysis and data modeling, catastrophe modeling focuses specifically on natural disaster risks, whereas actuaries assess a broader range of financial risks. Both careers require strong quantitative skills and work within the insurance industry, but their specific applications and certifications differ.

How much do catastrophe modeling professionals make?

Catastrophe modeling professionals typically earn a median annual salary ranging from $70,000 to $120,000, depending on experience, education, and location. Senior roles or those with specialized skills in risk analysis and modeling tools can earn higher salaries, often exceeding $150,000 annually.

What do catastrophe modeling professionals do?

Catastrophe modeling professionals analyze data to assess the financial impact of natural and man-made disasters, such as hurricanes, earthquakes, and floods. They develop models using specialized software to estimate potential losses for insurance companies and other stakeholders, often requiring skills in statistics, risk assessment, and data analysis. Their work supports risk management and insurance underwriting decisions.

What are the most commonly searched types of Catastrophe Modeling jobs in Michigan?

The most popular types of Catastrophe Modeling jobs in Michigan are:

What are popular job titles related to Catastrophe Modeling jobs in Michigan?

For Catastrophe Modeling jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Catastrophe Modeling jobs in Michigan look for?

The top searched job categories for Catastrophe Modeling jobs in Michigan are:

Infographic showing various Catastrophe Modeling job openings in Michigan as of August 2026, with employment types broken down into 79% Full Time, 19% Part Time, and 2% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $73,123 per year, or $35.2 per hour.

Senior Commercial Property Underwriter

Farmington Hills, MI • Hybrid

H.W. Kaufman Group
Finance and Insurance • 1 - 5K employees

$96K - $114K/yr

Full-time

Medical, Retirement

Posted 7 days ago


Job description

*This position is open to multiple Burns & Wilcox branch offices across the US.*

We are seeking an experienced Commercial Property Underwriter to join our E&S underwriting team. The ideal candidate has deep knowledge of the commercial property E&S market, strong analytical and relationship-building skills, and a proven ability to make sound risk decisions.  This is a hybrid position with a minimum 3 days in-office.


  • Evaluate, analyze, and underwrite diverse commercial property risks within established authority levels, ensuring adherence to Atain’s underwriting philosophy and standards.
  • Assess exposure, coverage requirements, risk characteristics, CAT model outputs, and financial data to develop appropriate pricing and terms.
  • Maintain a profitable and diversified portfolio by managing aggregation, monitoring performance, and adjusting underwriting strategies based on emerging trends and results.
  • Identify opportunities for growth while maintaining underwriting discipline to ensure longterm profitability.
  • Develop, strengthen, and maintain productive relationships with wholesale broker partners across the country.
  • Negotiate pricing, coverage, and terms with brokers to achieve competitive yet profitable outcomes.
  • Deliver prompt, professional, and highquality service in a fast-paced environment, meeting or exceeding service standards and response expectations.

  • Minimum of 5 years of commercial excess and surplus lines property underwriting experience.
  • Solid understanding of property coverage forms, risk assessment tools, and underwriting methodologies.
  • Experience with catastrophe-exposed business; familiarity with CAT modeling.
  • Track record of managing a profitable book of business and balancing portfolio goals.
  • Ability to travel 10-15%
  • Strong negotiation, analytical, and decisionmaking skills.
  • Excellent interpersonal and communication abilities, with proven success in broker relationship management.
  • Ability to thrive in a fastpaced environment while maintaining exceptional service standards.
  • Bachelor’s degree; professional designations such as CPCU, AU, or ASLI are a plus.

 

Benefits:

  • Competitive base compensation
  • Health benefits & 401K with employer match
  • Employer paid continuing education courses and designations.
  • Many opportunities for career advancement

This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business.


Atain Insurance is a leading Excess & Surplus (E&S) carrier serving the specialty wholesale insurance market.  We offer a broad range of products serving property, casualty and professional liability risks.  Licensed in 50 states through Atain Insurance Company and Atain Specialty Insurance Company, we specialize in underwriting difficult-to-place risks that require creative and flexible solutions.  We offer solutions across binding, brokerage and programs. We pride ourselves on our strong financial position and proven record of success. This is why A.M. Best affirmed Atain with an “A” (Excellent) Financial Strength Rating. Atain is part of the H.W. Kaufman Group family of companies, which comprises a vast network of over 50 offices across the globe. 

Equal Opportunity Employer

The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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