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Card Fraud Analyst Jobs in Texas (NOW HIRING)

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX · On-site

Provide direct leadership and supervision to the Fraud Analyst team within Back Office Operations. Oversee all non-card fraud detection, investigation, dispute resolution, and loss-mitigation ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX · On-site

Provide direct leadership and supervision to the Fraud Analyst team within Back Office Operations. Oversee all non-card fraud detection, investigation, dispute resolution, and loss-mitigation ...

FIRST SERVICE CREDIT UNION

Fraud Manager

Houston, TX · On-site

Provide direct leadership and supervision to the Fraud Analyst team within Back Office Operations. Oversee all non-card fraud detection, investigation, dispute resolution, and loss-mitigation ...

AAFES

Credit Fraud Analyst (S)

Dallas, TX · On-site

$54K/yr

Monitors, identifies, and analyzes financial card fraud risk. Establishes effective processes, standards, and reporting of card fraud to ensure compliance and to help mitigate risk. Additional ...

Exchange

Credit Fraud Analyst (S)

Dallas, TX

Monitors, identifies, and analyzes financial card fraud risk. Establishes effective processes, standards, and reporting of card fraud to ensure compliance and to help mitigate risk.

The Exchange

Credit Fraud Analyst (S)

Dallas, TX · On-site

Monitors, identifies, and analyzes financial card fraud risk. Establishes effective processes, standards, and reporting of card fraud to ensure compliance and to help mitigate risk.

Exchange

Credit Fraud Analyst (S)

Dallas, TX

Monitors, identifies, and analyzes financial card fraud risk. Establishes effective processes, standards, and reporting of card fraud to ensure compliance and to help mitigate risk.

Q2

Principal Fraud Response & Governance

Austin, TX

... card-not-present fraud, and elder financial exploitation * Deep working knowledge of fraud detection and case management tooling - transaction monitoring, behavioral analytics, device and identity ...

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Card Fraud Analyst information

See Texas salary details

$14

$28

$59

How much do card fraud analyst jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for card fraud analyst in Texas is $28.59, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $31.59 per hour, depending on experience, location, and employer.

What does a card fraud analyst do?

A Card Fraud Analyst is responsible for detecting and investigating suspicious or unauthorized credit and debit card transactions. They monitor account activity to identify potential fraud, analyze patterns, and work with banking systems to prevent financial losses. When fraud is suspected, they may contact customers to verify transactions and coordinate with law enforcement or other financial institutions. Their work helps protect both the bank and its customers from fraudulent activities. Strong analytical skills and attention to detail are essential in this role.

How do card fraud analysts typically collaborate with other departments to prevent and address fraudulent activity?

Card Fraud Analysts work closely with teams such as customer service, IT, and risk management to quickly identify and respond to suspicious transactions. Collaboration often involves sharing real-time alerts, investigating flagged accounts, and developing new fraud detection strategies. Analysts may also participate in cross-functional meetings to improve security protocols and provide training on emerging fraud trends. This teamwork ensures a coordinated approach to protecting customers and minimizing financial losses.

What are the key skills and qualifications needed to thrive as a card fraud analyst, and why are they important?

To thrive as a Card Fraud Analyst, you need strong analytical abilities, attention to detail, and a background in finance, business, or a related field. Familiarity with fraud detection software, data analysis tools like SQL, and relevant certifications such as Certified Fraud Examiner (CFE) are highly valued. Outstanding problem-solving, communication, and decision-making skills set top performers apart in this role. These competencies are crucial for accurately detecting fraudulent activity, minimizing financial losses, and ensuring customer trust in banking services.
What are popular job titles related to Card Fraud Analyst jobs in Texas? For Card Fraud Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Card Fraud Analyst jobs in Texas look for? The top searched job categories for Card Fraud Analyst jobs in Texas are:
What cities in Texas are hiring for Card Fraud Analyst jobs? Cities in Texas with the most Card Fraud Analyst job openings:
Card Fraud Analyst jobs near you
Infographic showing various Card Fraud Analyst job openings in Texas as of July 2026, with employment types broken down into 88% Full Time, 7% Part Time, 1% Temporary, and 4% Contract. Highlights an 82% Physical, 8% Hybrid, and 10% Remote job distribution, with an average salary of $59,460 per year, or $28.6 per hour.

Fraud Manager

FIRST SERVICE CREDIT UNION

Houston, TX • On-site

Full-time

Re-posted 26 days ago

Job description

Role:
Provide direct leadership and supervision to the Fraud Analyst team within Back Office Operations. Oversee all non-card fraud detection, investigation, dispute resolution, and loss-mitigation activities across Digital Banking, ACH origination, wire transfers, internal member-to-member transfers, Remote Deposit Capture (RDC), bill pay, and other electronic channels. Ensure 100% regulatory compliance with Regulation E, NACHA Operating Rules, UCC, FFIEC guidance, and internal policies while minimizing financial losses and delivering exceptional member experience. Monitor and identify emerging fraud activity, implement preventive measures, prepare executive-level fraud reports, serve as the primary liaison with law enforcement and vendors, and maintain current expertise through ongoing external training.
Essential Functions & Responsibilities:
Supervise, coach, and develop the Fraud Analyst(s). Responsibilities include hiring, training, scheduling, performance reviews, quality assurance reviews of investigations/disputes.
Oversee daily fraud operations for fraud coming in via non-card channels: ensure all alerts, disputes, and cases are actioned within required SLAs and regulatory timelines
Monitor team performance metrics (loss rates, recovery rates, alert response times, dispute win/loss ratios, provisional credit accuracy).
Continuously improve fraud detection and prevention: analyze emerging trends, recommend and implement rule changes in Verafin, Bioctach, digital banking platforms, and core fraud tools; coordinate testing and rollout of new detection strategies
Act as primary liaison with IT Security, Deposit Operations, Card Services, Compliance, and external partners (Visa, Pulse, Verafin, law enforcement) on non-card fraud-related matters, data compromises, and mass reissuance events
Perform other duties as assigned and remain current on evolving fraud typologies and regulatory changes.
Performance Measurements:
  1. Fraud team achieves 100% compliance with all regulatory timelines (Reg E, NACHA, UCC, network rules) with zero monetary penalties or exam findings. Combined non-card fraud loss rate and net loss ratio meet or fall below annual budgeted targets.
  2. Team dispute win/loss and recovery rates consistently meet or exceed industry benchmarks.
  3. Proactive rule enhancements and process improvements result in measurable year-over-year reduction in fraud attempts or losses.
  4. Accept individual accountability and responsibility for success of FSCU which includes meeting assigned goals/ projects.

Knowledge and Skills:
Experience: Three years to five years of similar or related experience.
Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., information technology certifications in lieu of a degree).
Interpersonal Skills: Strong leadership and coaching skills; frequent contact with staff, senior management, members (in distress), law enforcement, and regulators. Must excel at motivating teams during high-pressure events while maintaining professionalism and empathy.
Other Skills: Expert knowledge of Regulation E, NACHA Operating Rules, UCC, Visa/Pulse operating regulations. Advanced proficiency with fraud platforms, digital banking systems, ACH/wire platforms, and core processing systems. Proven ability to analyze fraud data, identify trends, and implement effective detection/prevention strategies. Excellent decision-making, prioritization, and project management skills in a fast-paced environment. Strong written and verbal communication skills for executive reporting and member correspondence.
Physical Requirements: Standard office environment; occasional extended hours during major fraud events or compromises.
Work Environment: Professional office setting with the need for calm, decisive leadership during crisis situations.

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