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Car Financial Services Jobs (NOW HIRING)

Acura of Rochester

Used Car Finance Manager

Rochester, NY · On-site

$100K/yr

Would you like to work for an award-winning dealership group that values excellent customer service ... Ensure accuracy of all documents before being sent to a financial institution * Possess in-depth ...

Garber Randall

Used Car Finance Manager

Canandaigua, NY · On-site

$100K/yr

Would you like to work for an award-winning dealership group that values excellent customer service ... Ensure accuracy of all documents before being sent to a financial institution * Possess in-depth ...

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Car Financial Services information

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$38.5K

$95.5K

$146K

How much do car financial services jobs pay per year?

As of Jun 10, 2026, the average yearly pay for car financial services in the United States is $95,505.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $111,000.00 per year, depending on experience, location, and employer.

What are car financial services?

Car financial services refer to a range of financial products and services that assist individuals and businesses in purchasing, leasing, or refinancing vehicles. This can include auto loans, leases, refinancing options, insurance products, and sometimes services like extended warranties or gap insurance. These services are typically offered by banks, credit unions, auto dealerships, and specialized financial institutions. Car financial services help make vehicle ownership more accessible by spreading out the cost over time and offering additional protections and benefits.

What are the typical responsibilities of a professional working in Car Financial Services, and how do they collaborate with dealerships and clients?

Professionals in Car Financial Services are responsible for assisting customers in securing financing options for vehicle purchases, explaining loan terms, and guiding them through the application process. They work closely with car dealerships to ensure a smooth transaction and often liaise with banks or lending institutions to secure the best rates for clients. A key part of the role involves evaluating credit applications, verifying documentation, and maintaining compliance with regulatory standards. Collaboration and clear communication with both internal sales teams and external partners are essential for success in this fast-paced environment.

What is the difference between Car Financial Services vs Car Loan Specialist?

AspectCar Financial ServicesCar Loan Specialist
CredentialsTypically requires finance or banking certifications, knowledge of credit analysisRequires finance or banking background, often with sales or customer service skills
Work EnvironmentOffice-based, working with financial products and client dataDealerships or financial institutions, interacting directly with customers
Employer & IndustryFinancial institutions, banks, or auto finance companiesCar dealerships, auto finance companies, banks

Car Financial Services professionals focus on providing financial products and credit solutions for vehicle purchases, often working behind the scenes. Car Loan Specialists typically work directly with customers to facilitate auto loans at dealerships. While both roles require finance knowledge, Car Financial Services roles are more finance and analysis-oriented, whereas Car Loan Specialists emphasize customer interaction and sales.

What are the key skills and qualifications needed to thrive in Car Financial Services, and why are they important?

To thrive in Car Financial Services, you need a solid understanding of automotive financing, credit analysis, and financial regulations, often supported by a degree in finance, business, or a related field. Familiarity with loan origination software, CRM systems, and financial analysis tools is typically required. Outstanding customer service, negotiation abilities, and attention to detail are essential soft skills for building trust and ensuring accurate transactions. These competencies enable professionals to deliver tailored financing solutions while maintaining regulatory compliance and customer satisfaction.
More about Car Financial Services jobs
What cities are hiring for Car Financial Services jobs? Cities with the most Car Financial Services job openings:
What states have the most Car Financial Services jobs? States with the most job openings for Car Financial Services jobs include:
What job categories do people searching Car Financial Services jobs look for? The top searched job categories for Car Financial Services jobs are:
Car Financial Services jobs near you
Infographic showing various Car Financial Services job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $95,505 per year, or $45.9 per hour.

Used Car Finance Manager

Porsche Audi Rochester

Rochester, NY • On-site

$100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 15 days ago

Job description

Job Description
Notice About This Position This position may not have an immediate opening but we are always accepting applications for future growth opportunities. x Dismiss alert
Are you ready to begin a career that rewards outstanding performance? That allows you to use your skills and talent to their full potential? Would you like to work for an award-winning dealership group that values excellent customer service as well as high employee satisfaction? Then don't look any further, because you've found just that with Garber Automotive Group.
Who are we?
We are a third-generation family-owned business with over 17 franchised dealer brands in 26 locations across six states and over 2,500 employees. Garber Automotive Group is No. 61 of the 150 largest dealer groups, according to Automotive News, and several of our Garber dealerships have earned the "Top 100 Dealers to Work For" distinction. We strive to create a dynamic work environment, where people enjoy coming to work and building their careers. We recognize that the only unique asset a business has is its people, as only the best people make exceptional customer service happen.
Job Description
We know that the key to our success is the talented individuals who comprise our team. Currently, we are looking to add an enthusiastic, dedicated go-getter to fill the role of Used Car Finance Manager. A qualified individual will be expected to:
  • Secure financing for potential used car deals
  • Discuss with customers their specific finance needs
  • Review credit applications
  • Offer alternative financing options when necessary
  • Ensure accuracy of all documents before being sent to a financial institution
  • Possess in-depth knowledge on what causes customers to be approved or denied for financing
  • Remain up-to-date on current market rates and trends
Benefits
This isn't just a job - it's a career. We take pride in promoting from within and building a strong foundation for future growth as one of the nation's most respected automotive companies. Our benefits include:
  • Competitive pay
  • Outstanding medical, dental, and vision plans, as well as life insurance
  • 401K with company match
  • Employee discounts on all vehicles and services
Job Requirements
  • 2-5 years in a prior finance role
  • Automotive sales background a plus
  • Excellent customer service, organizational, and negotiation skills
  • Self-motivated, goal-oriented, and enthusiastic presence in a team environment
  • Strong written and verbal communication skills
  • Valid driver's license required as well as clean driving record
  • Professional appearance and work ethic
Pay Range & Compensation Details
Pay is from $100,000 per year. Rate of pay for this position is dependent on relevant skills & experience.
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