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Farm Underwriting Jobs (NOW HIRING)

Allstate

Farm Underwriting Senior Consultant II

$68K - $104K/yr

Join our team as a Farm Underwriting Senior Consultant II and make an impact by helping shape underwriting excellence. In this dynamic role, you will leverage your technical expertise to support ...

Auto-Owners Insurance

Farm Underwriter

Lansing, MI · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting ... Background and experience in agricultural and/or farm operations strongly encouraged * Above ...

Argonaut Management Services, Inc

OR · On-site

$88K - $130K/yr

Company Farm Family Farm Family specializes in farm and ranch protection with a wide range of ... Underwriting Consultant, Field, Ag & Commercial, Farm Family At Farm Family, we invite you to ...

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All JobsFarm Underwriting Jobs

Farm Underwriting information

See salary details

$48K

$103.1K

$158.5K

How much do farm underwriting jobs pay per year?

As of Jul 27, 2026, the average yearly pay for farm underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What is farm underwriting?

Farm underwriting is the process used by insurance companies to evaluate the risks associated with insuring a farm property or operation. Underwriters assess factors such as the type of crops or livestock, farm size, location, loss history, and safety practices to determine the appropriate coverage and premium rates. The goal is to ensure that the insurance policy accurately reflects the risks involved and provides adequate protection for both the farmer and the insurer.

What is the highest paying underwriting job?

Senior or specialized underwriting roles, such as Chief Underwriter or Underwriting Director, tend to be the highest paying positions in underwriting. These roles often require extensive experience, advanced certifications, and leadership responsibilities, resulting in higher salaries compared to entry-level underwriting jobs.

What do farm underwriters do?

Farm underwriters evaluate and assess insurance applications for agricultural properties and operations. They analyze risk factors, review financial and operational information, and determine appropriate coverage and premiums, often using specialized software and industry knowledge to make informed decisions.

What are the key skills and qualifications needed to thrive as a Farm Underwriter, and why are they important?

Thriving as a Farm Underwriter requires a strong understanding of agricultural risks, insurance principles, and relevant underwriting guidelines, often supported by a degree in finance, agriculture, or a related field. Familiarity with insurance management systems, risk assessment software, and certifications such as Chartered Property Casualty Underwriter (CPCU) can be highly advantageous. Analytical thinking, attention to detail, and effective communication are essential soft skills for assessing complex farm operations and collaborating with agents and clients. These skills ensure accurate risk evaluation and policy pricing, ultimately safeguarding the insurer's portfolio and supporting client needs.

What jobs pay 500,000 a year in the US?

Farm underwriting is a specialized role in agriculture finance that can potentially pay $500,000 or more annually for senior positions or those with extensive experience and expertise. High-paying roles in finance, executive management, and certain medical specialties also reach or exceed this level, often requiring advanced skills, certifications, and significant responsibility.

What is the difference between Farm Underwriting vs Crop Insurance Underwriter?

AspectFarm UnderwritingCrop Insurance Underwriter
CredentialsTypically requires insurance licenses, underwriting certifications, and agricultural knowledgeSimilar credentials, often including insurance licenses and crop-specific knowledge
Work EnvironmentOffice-based, working with farm loans, policies, and agricultural dataOffice setting, evaluating crop insurance applications and risk assessments
Industry UsageCommon in agricultural finance and farm loan institutionsPrimarily in crop insurance companies and agencies
Comparison Search IntentHigh overlap in job functions and industry terminologyRelated but more specialized in crop insurance policies

Farm Underwriting and Crop Insurance Underwriter roles share similar credentials, work environments, and industry usage. Both evaluate agricultural risks and require specialized knowledge, but Farm Underwriting often encompasses broader farm loan and insurance assessments, while Crop Insurance Underwriters focus specifically on crop policies. Understanding these differences helps job seekers target the right roles within the agricultural insurance sector.

What are some common challenges faced by farm underwriters, and how can they be addressed?

Farm underwriters often encounter challenges such as accurately assessing diverse agricultural risks, staying updated with changing regulations, and evaluating unconventional or evolving farm operations. These challenges can be addressed by maintaining close communication with agents and farm owners, leveraging advanced data analytics tools, and participating in ongoing industry training. Collaborating with risk engineers and agricultural experts also helps ensure comprehensive risk evaluations and tailored coverage solutions.

How much do farm underwriters make?

Farm underwriters typically earn a median annual salary of around $70,000 to $85,000, depending on experience, location, and employer size. They evaluate agricultural insurance applications, analyze risk, and may require knowledge of farming practices and underwriting software.
More about Farm Underwriting jobs
What cities are hiring for Farm Underwriting jobs? Cities with the most Farm Underwriting job openings:
What states have the most Farm Underwriting jobs? States with the most job openings for Farm Underwriting jobs include:
What job categories do people searching Farm Underwriting jobs look for? The top searched job categories for Farm Underwriting jobs are:
Farm Underwriting jobs near you
Infographic showing various Farm Underwriting job openings in the United States as of July 2026, with employment types broken down into 79% Full Time, and 21% Part Time. Highlights an 100% In-person job distribution, with an average salary of $103,082 per year, or $49.6 per hour.
Farm Lines Underwriter I

Farm Lines Underwriter I

Indiana Farmers Insurance

Indianapolis, IN • On-site, Remote

$55K - $63K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago

Job description

Description

Indiana Farmers is currently looking for a Farm Lines Underwriter I to join our Underwriting team.
The right candidate will collaborate closely with both underwriters and assistant underwriters to evaluate and analyze risks. Farm underwriting experience or familiarity with the farming industry are preferred, but we could also consider someone with property/casualty insurance who is willing to work hard and learn quickly. As a Farm Lines Underwriter with Indiana Farmers Insurance, you will help drive informed decision making in support of our vision.
Indiana Farmers Insurance maintains a structured compensation program. The starting salary for this position will be determined based on job-related factors, including the candidate's skills, education, training, certifications, and relevant experience, as well as the scope and complexity of the role. The anticipated starting salary range for the Farm Lines Underwriter I position is $55,000-$63,000 and may vary based on the factors outlined above.  

Benefits for the Farm Lines Underwriter I:

  • Free Health insurance
  • Free Dental insurance
  • Free Vision insurance
  • Free Life insurance
  • Free Short-Term & Long-Term Disability insurance
  • 2% 401k Company Match
  • 11% 401k Company Contribution
  • Excellent Paid Time Off
  • Generous paid time for Parental Leave
  • Day of Service
  • We promote from within our widely-talented workforce regularly and consistently offer opportunities to learn and grow
  • Student Loan Assistance Program
  • Educational Incentive Program
  • Several committees to explore, to connect with co-workers and build relationships
  • Two robust Employee Assistance Programs for you and your family
  • Flexible Work Arrangements that include work locations in the office, hybrid schedules and fully remote. The type of arrangement available is determined by the position and business needs
  • Matching funds of up to $100 annually are available from the company for your favorite charitable organization
  • Associate recognition awards, fun gatherings, and opportunities to make friends are part of our culture
  • An on-site fitness center, as well as free and convenient parking, make life easier

Requirements

Qualifications and Responsibilities for the Farm Lines Underwriter I:

  • Two years of previous farm underwriting experience preferred, but equivalent experience in a property/casualty insurance company or the agency customer service field could also work
  • Reviewing new insurance applications, renewals, and risk acceptance according to designated premium and authority guidelines
  • Working with assigned agents to develop cooperative relationships that foster growth and profitability
  • College degree, preferred
  • Analyzing insurance information to determine the appropriate premiums, limits, retention, and coverages for approved risks
  • An insurance designation or insurance-related coursework is preferred
  • Effective problem solving and decision-making skills, required
  • Working with other territory underwriters to resolve customers' coverage and underwriting questions, and to resolve their problems
  • Providing excellent customer service - the kind we all want when we speak with an insurance company (or any company really!)

Why work for Indiana Farmers Insurance?

  • An average associate retention of 95% over the past 5 years
  • Financially stable as shown by our A- (Excellent) rating by AM Best
  • Truly customer focused
  • A strong legacy of excellent performance throughout our 149 years in business!

For more information about Indiana Farmers, please go to https://insurance.indianafarmers.com/about-us.

Indiana Farmers Insurance is an equal opportunity employer!

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