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Banking Software Engineer Jobs (NOW HIRING)

Zions Bank

Senior CIAM Software Engineer

Midvale, UT · On-site

$115K - $152K/yr

Come join us in transforming engineering and banking software! This Software Engineer will be responsible for maintenance as well as development of new capabilities for managing customer identities ...

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How much do banking software engineer jobs pay per year?

As of Aug 19, 2026, the average yearly pay for banking software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What is a banking software engineer?

Banking Software Engineers are specialized professionals who design, develop, and maintain software systems used in the banking and financial industry. Their work includes creating secure platforms for online banking, payment processing, fraud detection, and transaction management. They ensure that banking software complies with industry regulations and is robust against security threats. These engineers collaborate closely with business analysts and other IT professionals to deliver solutions that meet the evolving needs of banks and their customers.

What are the key skills and qualifications needed to thrive as a banking software engineer?

To thrive as a Banking Software Engineer, you need strong programming skills (such as Java, C#, or Python), a degree in computer science or a related field, and knowledge of financial systems and regulations. Familiarity with core banking platforms, databases (like Oracle or SQL Server), and experience with secure software development practices are typically required, along with relevant certifications such as Certified Information Systems Security Professional (CISSP). Analytical thinking, problem-solving abilities, and effective communication are crucial soft skills for collaborating with stakeholders and addressing complex banking requirements. These skills ensure the delivery of secure, reliable, and compliant banking solutions that support critical financial operations.

What are some common challenges faced by banking software engineers when integrating new technologies with legacy banking systems?

Banking Software Engineers often encounter challenges when integrating modern solutions with legacy banking systems, such as outdated codebases, strict security requirements, and regulatory compliance constraints. These systems can be difficult to modify without risking downtime or errors, which requires careful planning, thorough testing, and close collaboration with IT and security teams. Additionally, engineers must ensure that new technologies do not compromise data integrity or disrupt critical banking operations, making strong problem-solving skills and attention to detail essential in this role.
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Banking Software Engineer jobs near you
Infographic showing various Banking Software Engineer job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, and 20% Contract. Highlights an 100% In-person job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

FinTech Software Engineering Director (Seal Beach)

Farmers & Merchants Bank of Long Beach

Seal Beach, CA • On-site

$262K/yr

Full-time

Posted yesterday

New

Job description

Farmers & Merchants Bank of Long Beach is seeking a Director of Software Engineering to lead the design, development, and delivery of innovative digital banking products. The role reports to the CIO and owns the engineering roadmap, scale, and security across customer-facing software.

You will oversee the full SDLC, drive technical strategy, and mentor a diverse team of engineers and data professionals to deliver high-quality, scalable banking software while aligning with the bank's technology

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