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Bank Chief Risk Officer Jobs (NOW HIRING)

Cross River

SVP, Chief Credit Risk Officer

Fort Lee, NJ · On-site

  • Medical

  • Retirement

Define and execute the enterprise-wide credit risk strategy aligned with the bank's growth ... Advise the Chief Risk and Compliance Officer, senior leadership, and the Board on credit risk ...

GVW Group, LLC

Chief Risk Officer (Group)

Miami, FL

The Chief Risk Officer role sits at the intersection of business decision-making, risk ownership, insurance strategy, and technology risk. It is not a traditional compliance or audit role. The focus ...

World Bank

Risk Officer

Washington, DC · On-site

The World Bank Group is a unique global partnership of five institutions driven by a bold vision to ... VPU Context The WBG Chief Risk Officer Vice Presidency (CROVP) is the core unit responsible for ...

iCapital

Chief Risk Officer - Managing Director

New York, NY

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Chief Risk Officer (CRO) is a newly created role, as we establish a formal second line of defense, bringing Regulatory & Compliance, Enterprise Risk & Governance and Safety, Resilience & Incident ...

EagleBank

Chief Compliance Officer

Bethesda, MD · Hybrid

$176K - $303K/yr

  • Medical

  • Retirement

Responsibilities Reporting to the Chief Risk Officer, the Chief Compliance Officer is a senior leadership position responsible for leading EagleBank's (the "Bank") enterprise-wide compliance program ...

Eagle Bancorp, Inc.

Chief Compliance Officer

Bethesda, MD · On-site

$176.97 - $303.37/hr

  • Medical

  • Retirement

Responsibilities Reporting to the Chief Risk Officer, the Chief Compliance Officer is a senior leadership position responsible for leading EagleBank's (the "Bank") enterprise-wide compliance program ...

EagleBank

Chief Compliance Officer

Bethesda, MD · On-site

$176K - $303K/yr

  • Medical

  • Retirement

Responsibilities Reporting to the Chief Risk Officer, the Chief Compliance Officer is a senior leadership position responsible for leading EagleBank's (the "Bank") enterprise-wide compliance program ...

iCapital

Chief Risk Officer - Managing Director

New York, NY · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Chief Risk Officer (CRO) is a newly created role, as we establish a formal second line of defense, bringing Regulatory & Compliance, Enterprise Risk & Governance and Safety, Resilience & Incident ...

Socket.dev

Sr Manager, Chief Risk Officer

San Juan, PR · On-site

$180 - $260/hr

TCPR's Chief Risk Officer (CRO) merges the business plan and strategy with the organization's consolidated risks. The person in this role has strong experience in credit and operational risk ...

Imprint

Director, Risk Strategy & Execution

New York, NY · On-site +1

$180K - $230K/yr

  • Medical

  • PTO

... bank systems. Imprint is the modern alternative: flexible, embeddable, and built for how people ... You'll serve as a strategic advisor to the Chief Risk Officer while helping the broader Risk ...

Imprint

Director, Risk Strategy & Execution

Manhattan, NY · On-site

$210 - $320/hr

  • Medical

  • PTO

... bank systems. Imprint is the modern alternative: flexible, embeddable, and built for how people ... You'll serve as a strategic advisor to the Chief Risk Officer while helping the broader Risk ...

Climate First Bank

Risk Officer

Saint Petersburg, FL · On-site +1

Reporting to the Chief Compliance, BSA and Risk Officer, this individual will identify, assess, monitor, and mitigate risks that may impact the Bank's operations, financial performance, compliance ...

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Bank Chief Risk Officer information

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$99K

$191.8K

$384K

How much do bank chief risk officer jobs pay per year?

As of Aug 16, 2026, the average yearly pay for bank chief risk officer in the United States is $191,763.00, according to ZipRecruiter salary data. Most workers in this role earn between $168,500.00 and $190,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Bank Chief Risk Officer position, and why are they important?

To thrive as a Bank Chief Risk Officer, you need an in-depth understanding of risk management, banking regulations, financial analysis, and typically a degree in finance or a related field, often supplemented by years of industry experience. Familiarity with risk assessment tools, regulatory compliance systems, and professional certifications such as FRM (Financial Risk Manager) or CFA is highly desirable. Exceptional leadership, strategic thinking, and the ability to communicate complex information clearly are key soft skills for this role. These competencies enable the effective identification, mitigation, and communication of risks, which are critical to protecting the bank’s assets and reputation.

What are the typical challenges faced by a Bank Chief Risk Officer?

A Bank Chief Risk Officer regularly faces challenges such as balancing regulatory compliance with business growth, keeping up with evolving financial risks, and navigating complex global regulations. The role often involves making critical decisions rapidly in high-pressure situations and ensuring alignment of risk management practices across multiple departments. Additionally, CROs are tasked with fostering a strong risk culture within the organization and communicating effectively with both executives and regulators. Overcoming these challenges requires a mix of technical expertise, strong leadership, and effective cross-functional collaboration.

What does a Bank Chief Risk Officer do?

A Bank Chief Risk Officer (CRO) is responsible for identifying, assessing, and mitigating risks that could impact a bank's financial stability and regulatory compliance. They develop risk management strategies, oversee risk assessment frameworks, and ensure the bank adheres to legal and regulatory requirements. The CRO works closely with executives and board members to establish risk policies and monitor emerging threats. Their role is crucial in safeguarding the bank against financial, operational, and reputational risks.

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Bank Chief Risk Officer jobs near you
Infographic showing various Bank Chief Risk Officer job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $191,763 per year, or $92.2 per hour.

SVP, Chief Credit Risk Officer

Cross River

Fort Lee, NJ • On-site

Full-time

Medical, Retirement

Re-posted 5 days ago

Job description

Who We Are
Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.
What We're Looking For
Cross River is seeking a seasoned and strategic Chief Credit Risk Officer to lead and oversee all aspects of credit risk management across the Bank including Fintech Banking, Commercial Banking, and Principal Finance Group. Reporting to the Chief Risk and Compliance Officer, this leader will be responsible for enhancing and maintaining the credit risk framework, setting risk appetite, and ensuring sound credit decision-making as we scale our lending products and partnerships.
Responsibilities:
Strategic Leadership
  • Define and execute the enterprise-wide credit risk strategy aligned with the bank's growth objectives and regulatory requirements
  • Enhance and maintain the credit risk appetite framework, policies, and governance structure
  • Advise the Chief Risk and Compliance Officer, senior leadership, and the Board on credit risk matters
  • Chair or co-chair the Management Credit Committee, Allowance Committee and participate in relevant Board committees

Credit Risk Management
  • Oversee underwriting standards, credit policies, and portfolio management across all lending verticals (e.g., payments, marketplace lending, BaaS partnerships, commercial lending (CRE, SBA, C&I), and structured finance)
  • Provide oversight for CECL, and market to market valuation reserve including reviewing model assumptions and outputs, need for overlay thereby ensuring adequate reserves
  • Establish, enhance, and maintain concentration limits, stress testing frameworks, and early warning systems
  • Provide effective challenge through review of Commercial Banking (CRE, C&I, and SBA), and Structured Finance transactions
  • Oversee settlement risk by determining limits, and reserves posed by Payment products including ACH, Acquiring, and other payment funding models
  • Lead portfolio analytics and reporting, including identifying, trends and potential areas of concern in the portfolio through single name analysis, pool level portfolio analysis, vintage analysis, and risk-adjusted return metrics

Technology & Innovation
  • Partner with technology, operations, and product teams to embed credit risk controls into automated lending platforms and APIs
  • Leverage Agentic AI technology to streamline and enhance credit processes to increase productivity and scalability
  • Ensure best in class risk identification tools which may include vendor developed, internally developed, AI/ML are developed to enhance credit processes

Regulatory & Compliance
  • Ensure compliance with all applicable regulations (OCC, FDIC, Federal Reserve, state banking laws, fair lending, etc.)
  • Support relationships with regulators and lead credit risk-related examinations and audits
  • Oversee model risk management (MRM) in accordance with SR 26-2/11-7 guidance
  • Collaborate closely with the compliance function under the Chief Risk and Compliance Officer to ensure alignment of credit and compliance objectives

Team Development
  • Build, mentor, and lead a high-performing credit risk organization
  • Foster a culture of data-driven decision-making, accountability, and continuous learning
  • Attract top talent across credit analytics, portfolio management, and risk operations

Reporting Structure:
  • Reports to: Chief Risk and Compliance Officer
  • Direct Reports: Credit Risk team leads, Portfolio Managers, Senior Credit Analysts

Qualifications:
Required
  • 15+ years of progressive experience in credit risk management within banking, fintech, or financial services
  • Deep expertise in consumer and/or commercial credit underwriting, portfolio management, and loss mitigation
  • Strong understanding of regulatory frameworks governing bank lending and risk management
  • Experience with models, and model related processes
  • Experience with CECL/Allowance processes
  • Experience with regulators (OCC/FDIC/Fed), and External Auditors/Rating Agencies
  • Proven leadership with strong communication skills across all levels of the organization
  • Bachelor's degree in Finance, Economics, Mathematics, or related field

Preferred
  • Advanced degree (MBA, Master's, or PhD) in a quantitative or business discipline
  • Prior experience at a fintech bank, digital lender, or BaaS (Banking-as-a-Service) provider
  • Familiarity with marketplace/partner lending models and embedded finance
  • Experience navigating rapid growth environments while maintaining sound risk controls
  • Professional certifications (FRM, PRM, CFA) are a plus

Competencies:
Competency
Description
Strategic Thinking
Ability to balance growth ambitions with prudent risk management
Data-Driven Leadership
Comfort with advanced analytics, AI/ML, and technology-enabled risk solutions
Regulatory Acumen
Deep understanding of the evolving regulatory landscape for fintech banks
Stakeholder Management
Effective communicator across Board, regulators, partners, and internal teams
Adaptability
Thrives in fast-paced, innovative environments with evolving product lines
What We Offer:
  • Competitive compensation package (base + bonus + equity)
  • Opportunity to shape credit risk strategy at the intersection of banking and technology
  • Collaborative, innovation-driven culture
  • Comprehensive benefits including health, retirement, and professional development

#LI-JJ1 #LI-Hybrid #LI-Onsite
Salary Range: $280,000.00 - $350,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

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