Automated Clearing House Jobs (NOW HIRING)

The Sr. Wire Transfer/ACH Coordinator receives and processes incoming and outgoing wire transfer instructions and processes outgoing Automated Clearing House instructions with extreme accuracy. This position will monitor the Bank's reserve position to ensure no daylight overdrafts occur and furnish information to the Investment Officer for daily investments. Set up security and ensure proper measures are followed. Receive and disseminate balance information from Fedline to appropriate parties.

PRINCIPAL RESPONSIBILITIES AND DUTIES:

• Initiates domestic and international outbound wire transfers and receives inbound wire transfers in excess of $200,000,000 daily. Coordinates verification of outbound wire transfers to ensure wires are sent timely. Verifies and posts customer balances to the customer’s account prior to sending any outbound wires. Verifies security codes to insure proper authority for wire transfer instructions. Process outgoing wires which are received via the Internet Banking System.
• Determines and responds to customer timing requirements in processing the wire transfers. Uses judgement to determine when account officer authorization is necessary.
• Monitors account balance at Federal Reserve Bank in order to make decisions on when wire transfers can be sent. Ensures a positive account balance and notifies the Investment Officer when additional funds are needed.
• Processes Automated Clearing House activity including data entry, verifying Federal Reserve Bank information, and processing 3rd party payroll.
• Has extensive telephone contact with customers, Federal Reserve Bank personnel, Payroll Processors, and Cass Information Services Inc. Reports customer activity as required.
• Balances wire transfer, automated clearing house, and departmental transactions daily, balances prior day’s activity to Federal Reserve Bank balances utilizing reports from all Cass companies.
• Provides backup on account balance information, lockbox deposit totals, and controlled disbursement figures to customers on a daily basis via e-mail. Information must be reported timely and accurately in order for customers to make investment decisions.
• Accumulates activity charges for wire transfers and Automated Clearing House transactions and forward activity to the account analysis clerk.
• Enters stop payment information, keys inter-account transfers contacting Account Officers for approval of any non-standard activity, keeps special instruction files for customer exceptions and additional related activities as required.
• Distributes electronic bulletins from Fedline to proper departments on a timely basis.
• Orders foreign currency and foreign drafts upon request through Bank of America.
• Processes customer electronic data interchange (EDI) information to distribute Notification of Change reports accordingly.
• Researches wire transfers and automated clearinghouse transactions as required by internal and external customers.
• Maintains Accredited ACH Professional status by attending seminars, conferences, and sitting on MPX work groups.
• Maintains Customer PIN Database.
• Provides backup for the bank’s Internet Banking System database and information reporting function.
• Trains backup personnel on all functions of Wire Transfer and ACH.
• Performs other duties as required or assigned.

SKILLS AND ABILITIES REQUIRED:

• Proficient with Microsoft Office Products, with intermediate experience in Excel and Word.
• Ability to communicate professionally with all levels, both orally and in writing.
• Demonstrated customer relation skills to both internal and external customers.
• Ability to work well under pressure and meet established deadlines.
• Works independently without close supervision.
• Extremely detail oriented and high level of analytical ability.
• Able to work overtime as required.
• Complete and thorough understanding of the ACH and funds functions.
• Ability to properly determine funds movement under some time constraints.

MINIMUM LEVEL OF PREPARATION AND TRAINING NORMALLY REQUIRED:

• High school diploma or equivalent required.
• 4 years of banking experience in operations/retail or accounting.
• 2 years of ACH and wire transfer experience.

APPLICATION PROCESS:

You can directly apply through Cass's website at https://www.cassinfo.com/careers. Please apply directly to this position via the “Apply” button. You will be required to create an account and provide your resume, contact information and other pertinent employment information. This process typically takes 20 minutes or less. Should we find that you meet the minimum requirement of the position, a member of our recruiting team will be in touch to start the interview process.

ABOUT OUR COMPANY:

Founded in 1906, Cass Commercial Bank is a wholly owned subsidiary of Cass Information Systems, Inc. (NASDAQ: CASS). Headquartered in St. Louis, the Bank is an FDIC-insured institution and a member of the Federal Reserve, providing commercial banking, lending, treasury management, and equipment financing solutions nationwide. For more than a century, we've built our reputation on trusted relationships, financial strength, and personalized service, helping clients succeed through practical, tailored financial solutions. At Cass Commercial Bank, people are at the center of everything we do. We're committed to creating a workplace where employees are supported, respected, and empowered to grow. Our culture is rooted in collaboration, service, integrity, and innovation. Named a 2026 St. Louis Top Workplace, Cass Commercial Bank offers associates the opportunity to do meaningful work, build lasting relationships, and contribute to an organization with a long history of stability and service. Our mission is simple: help clients succeed financially while creating a workplace where employees can thrive personally and professionally.