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Payments Industry Jobs (NOW HIRING)

... payment card industry · Prior use of transaction monitoring or risk assessment software and reporting tools · Knowledge of G2 web monitoring systems · Proficiency with Microsoft Office ...

Develop and maintain an in-depth understanding of the payments industry, including trends, regulations, and technologies. * Act as a subject matter expert on payment products and services, providing ...

Develop and maintain an in-depth understanding of the payments industry, including trends, regulations, and technologies. * Act as a subject matter expert on payment products and services, providing ...

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Payments Industry information

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$12

$19

$25

How much do payments industry jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for payments industry in the United States is $19.79, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $21.88 per hour, depending on experience, location, and employer.

What is the payments industry?

The payments industry refers to the network of businesses, financial institutions, technologies, and regulations that enable the transfer of money between individuals and organizations. This industry encompasses everything from payment processors, card networks, and banks to fintech companies offering digital wallets and mobile payment solutions. It plays a crucial role in facilitating secure, efficient, and convenient transactions, both online and in-person. The payments industry is constantly evolving due to technological advancements, regulatory changes, and shifting consumer preferences.

What are some common challenges faced by professionals in the payments industry, and how can they be addressed?

Professionals in the payments industry often encounter challenges such as rapidly evolving technology, increasing regulatory demands, and the need to ensure security and compliance in all transactions. Staying current with digital payment innovations and adapting to new regulations can be demanding, but continuous learning and attending industry conferences can help. Building strong cross-functional relationships with compliance, IT, and customer support teams is also crucial for addressing these challenges efficiently and maintaining smooth payment operations.

What is the difference between Payments Industry vs Payment Processor?

AspectPayments IndustryPayment Processor
Required credentialsVaries; often includes finance, technology, or business degreesTechnical certifications, experience with payment systems
Work environmentFinancial institutions, fintech companies, merchantsPayment service providers, banks, fintech firms
Employer and industry usageBroad; encompasses all entities involved in electronic paymentsSpecific; companies that handle transaction processing
Common search and comparison intentUnderstanding industry roles, career pathsTechnical functions, job responsibilities

The Payments Industry is a broad sector that includes all organizations involved in electronic payment methods, from banks to fintech firms. Payment Processors are specific companies within this industry that handle the technical processing of transactions. While the Payments Industry covers a wide range of roles, Payment Processors focus on the technical and operational aspects of transaction handling.

What are the key skills and qualifications needed to thrive in the Payments Industry, and why are they important?

To thrive in the Payments Industry, professionals typically require strong analytical abilities, a solid understanding of financial regulations, and relevant experience in finance or fintech. Familiarity with payment processing platforms, compliance systems, and certifications such as Certified Payments Professional (CPP) or knowledge of PCI DSS standards is highly valued. Excellent problem-solving, communication, and adaptability help professionals collaborate across teams and respond to rapidly evolving technologies. These skills are crucial for ensuring secure, efficient transactions and staying compliant with industry regulations in a dynamic market.
More about Payments Industry jobs
What cities are hiring for Payments Industry jobs? Cities with the most Payments Industry job openings:
What states have the most Payments Industry jobs? States with the most job openings for Payments Industry jobs include:
Infographic showing various Payments Industry job openings in the United States as of July 2026, with employment types broken down into 80% Full Time, 12% Part Time, and 8% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $41,155 per year, or $19.8 per hour.
Risk Analyst - Payments Industry

Risk Analyst - Payments Industry

SignaPay

Irving, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Job description

Position: Risk / Fraud Analyst

Reports To: Director of Risk

Direct Reports: None

Description

Summary: Under general supervision, the risk analyst position is an individual contributor to a department responsible for the protection of financial losses for the company. Under general supervision, the Risk/Fraud Analyst conducts risk monitoring activities using online exception reporting tools and other investigative strategies to investigate unusual transactions processed on merchant accounts. Conducts investigations which includes holding funds on merchant deposits and communicating with agents until the investigation is completed. This department works closely with finance and is the last line of defense in mitigating financial losses to the company, merchants and partners.

Primary Responsibilities

· Review Merchant Exception Reports using an online reporting system to identify and mitigate risk and losses related to merchant credit card transactions processed daily

· When deemed appropriate, conducts investigations on merchant processing including suspending deposit until the investigation is completed.

· Collect documentation from merchants to verify information with issuing banks or other outside resources

· Conducts merchant interviews related to investigation

· Communicate with referring ISO/Agent on progress of investigations and holds affecting merchants

· Initiate or respond to e-mail communications with other MAC (Merchant Acquiring Committee) members regarding fraudulent or high-risk merchants; share information regarding merchant processing patterns where relevant to prevent further or future losses

· Daily case reporting

Skills Required

· Strong deductive reasoning skills; can infer information gathered from multiple sources

· Ability to identify patterns or recognize anomalies in a fast-paced environment

· Able to read and fully understand personal and business credit reports, bank statements in order to assess a merchant’s financial condition and wherewithal.

· Knowledge of payment processing and the various departments that connect with risk such as Underwriting, outside / inside sales

· Knowledge of ACH returns, chargebacks and how each relate to risk management

· Ability to convey difficult news compassionately in support of building long-term relationships with merchants and ISOs

· Ability to adhere to strict deadlines pertaining to financial holds and releases

· Ability to effectively communicate both written and verbal

Experience and Education

· Minimum of 3 years prior experience in a Risk Management or Credit Underwriting role, preferably within the payment card industry

· Prior use of transaction monitoring or risk assessment software and reporting tools

· Knowledge of G2 web monitoring systems

· Proficiency with Microsoft Office applications

· Payment industry knowledge

Hours required for this position are M-F 8:00 AM – 5:00 PM in office. Some holidays, weekends and overtime may be required occasionally.

Please submit salary requirements for immediate consideration

Company Description

DFW's Best & Brightest Companies to Work For (2019, 2020, 2021, 2022, 2023, 2024, 2025 Winner)
Top 10 places to work in DFW
Inc 5000 List of Fastest Growing Private Companies for 2021, 2022, 2023, 2024, 2025
Small financial services firm with an amazing team environment
Generous benefits package
401K with employer match