ZipRecruiter

Log In

1

Auto Subrogation Jobs (NOW HIRING)

U-Haul

Subrogation Adjuster

Phoenix, AZ

$49K - $64K/yr

Repwest is hiring a Subrogation Adjuster to join their team. Individuals in this role will be ... MetLife Auto & Home Insurance * LifeLock Identity Theft Protection * Dave Ramsey's SmartDollar ...

New

next page

Showing results 1-20

All JobsFinance and Insurance JobsAuto Subrogation Jobs

Auto Subrogation information

See salary details

$39K

$68K

$99.5K

How much do auto subrogation jobs pay per year?

As of Aug 25, 2026, the average yearly pay for auto subrogation in the United States is $67,979.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $76,000.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

More about Auto Subrogation jobs

What cities are hiring for Auto Subrogation jobs?

Cities with the most Auto Subrogation job openings:

What states have the most Auto Subrogation jobs?

States with the most job openings for Auto Subrogation jobs include:

What job categories do people searching Auto Subrogation jobs look for?

The top searched job categories for Auto Subrogation jobs are:

Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $67,979 per year, or $32.7 per hour.

Auto Subrogation Specialist

Latitude Subrogation Services

Bloomfield Hills, MI • On-site

Full-time

Re-posted 3 days ago

Job description

Position Summary: Responsible for the complete subrogation process of investigation, negotiation and settlement of auto claims that have been identified to have subrogation potential.

Technical/Functional Responsibilities:

  • Subrogation Process - Navigates through our proprietary database and electronic documents to process and resolve claims with subrogation potential. Places adverse carriers on notice of our intent to subrogate. Negotiates settlements when possible or may negotiate liability based on a percentage when necessary or when liability is questionable. Evaluates the claim to decide if it should be referred to arbitration, suit or collections. Prepares any such claims for inter-company proceedings or legal forwarding. Recommends the closure of claims with no such potential.
  • Subrogation Knowledge - Ability through experience and education to appropriately handle auto subrogation files of moderate to high complexity. Demonstrates a thorough knowledge of all types of auto subrogation claims to include commercial auto, medical payments, personal injury protection and product liability. Has awareness of laws that govern insurance claims by keeping current on critical case laws, statutes and trends in the field of subrogation. Manages the application of that knowledge to maximize recovery efforts. Maintains certifications and licensures where applicable.
  • Documentation - Prioritize and appropriately document all activities for recovery. Document files to include all conversations with all parties related to the claim, in-coming and out-going correspondence, current file updates, subrogation analysis, file resolution recommendations, applicable state negligence laws and statutes. Maintain diaries to be current and sets timely and specific diaries on issues of subrogation for follow-up and correspondence.
  • Customer Service and Communication Skills - Requires accomplished communication skills with a strong phone presence in extensive communication with insurance company clients, attorneys, law enforcement agencies and insureds. Must be able to handle difficult conversations and exhibit conflict management skills. All communication must maintain a reputation of professionalism, courtesy and respect. Assists internal and external customers with the resolution of moderately complex questions with little or no assistance from management.
  • Team Focused and Goal Oriented - Ability to work within a team environment in a positive and cooperative manner. Must be production and results oriented and consistently perform at or above given goals to include recovery, file quality and resolution timeliness.

Behavioral Competencies:

  • Strong Work Ethic - Take ownership of tasks and see them through to completion. Honor commitments and fulfill promises. Be diligent and persistent to overcome difficult situations. Disciplined to focus on goals with a commitment to the outcome. The ability to make value-based decisions.
  • Attention to Detail - Responsible for the accuracy and clarity of all documents. Ability to be thorough and complete when working, processing, or providing information and documentation: tracking details and creating accurate documentation even under pressure.
  • Computer Proficiency - Ability to work in multiple computer systems efficiently and understand basic computer programs such as Outlook, Word and Excel.
  • Teamwork - Consistently work in a positive and cooperative manner with fellow Team Members.

Apply