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Auto Subrogation Jobs in Chicago, IL (NOW HIRING)

Brookfield

Subrogation Specialist

Chicago, IL

The position reports to the SVP, Specialty Claims located in San Antonio and is focused on adjudicating subrogation of auto and workers' compensation claims using specialized knowledge to evaluate ...

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All JobsAuto Subrogation JobsAuto Subrogation Jobs in Chicago, IL

Auto Subrogation information

See Chicago, IL salary details

$40.2K

$70K

$102.5K

How much do auto subrogation jobs pay per year?

As of Aug 8, 2026, the average yearly pay for auto subrogation in Chicago, IL is $70,028.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,700.00 and $78,300.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Chicago, IL? For Auto Subrogation jobs in Chicago, IL, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Chicago, IL look for? The top searched job categories for Auto Subrogation jobs in Chicago, IL are:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Chicago, IL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 73% In-person, and 27% Hybrid job distribution, with an average salary of $70,028 per year, or $33.7 per hour.

Property Damage Subrogation Specialist

First Chicago Insurance Company (FCIC)

Chicago, IL • On-site

$50K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

First Chicago Insurance rating

5.7

Company rating: 5.7 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

289th of 303 rated insurance

Job description

We are seeking the ideal candidate for our Property Damage Subrogation Specialist opening for our growing insurance company!
Property Damage (PD) Subrogation Specialist
Recover What Matters. Make an Impact. Grow Your Career.
Are you an experienced auto insurance subrogation professional who enjoys investigating liability, negotiating successful recoveries, and achieving results? We're looking for a Property Damage (PD) Subrogation Specialist to join our Claims team. In this role, you'll take ownership of auto property damage subrogation files from start to finish, working with insurance carriers, attorneys, and uninsured motorists to maximize recoveries while delivering exceptional claim outcomes.
If you're a skilled negotiator with strong knowledge of auto liability and thrive in a fast-paced, collaborative environment, we'd love to hear from you.
The PD Subrogation Specialist will be responsible for the handling and resolution of all auto property damage subrogation claims. Must have the ability to determine, develop and negotiate the theory of liability with Third Party Carriers, attorneys and uninsured motorists, as well as resolve files in accordance with company objectives and applicable state regulations.
DUTIES & RESPONSIBILITIES:
  • Review evidence required supporting property damage subrogation activity on claims in accordance with policy contract, corporate claims policy and state regulations
  • Contact appropriate parties, insurance carriers, and attorneys, to negotiate settlements which are in compliance with company objectives and applicable state regulations
  • Evaluate all counter claims that present themselves and review with Claims management
  • Review settlement offers with Claims management to ensure they are in compliance with company objectives and applicable state regulations
  • Achieve/maintain company goals
  • Perform other duties as assigned

QUALIFICATIONS REQUIRED:
  • Minimum of 2-3 years of auto insurance company subrogation experience
  • Knowledge of liability law
  • Good interpersonal, organizational, and verbal/written communication skills
  • Ability to pass written examinations where required by state statutes to become a licensed claims adjuster
  • Ability to work on an on-line computer-based claims system
  • In-Office position

Preferred:
  • College degree

First Chicago Insurance Company provides a competitive benefits package to all full- time employees. Following are some of the perks First Chicago employees receive:
  • Competitive Salaries
  • Commitment to your Training & Development
  • Medical and Dental and Vision Reimbursement
  • Short Term Disability/Long Term Disability
  • Life Insurance
  • Flexible Spending Account
  • Telemedicine Benefit
  • 401k with a generous company match
  • Paid Time Off and Paid Holidays
  • Tuition Reimbursement
  • Wellness Program
  • Fun company sponsored events
  • And so much more!

Estimated Compensation Range: $50,000/year - $65,000/year*
*Published ranges are estimates

What First Chicago Insurance employees say

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Hours and flexibility

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