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Auto Subrogation Jobs in Chicago, IL (NOW HIRING)

Brookfield

Subrogation Specialist

Chicago, IL

The position reports to the SVP, Specialty Claims located in San Antonio and is focused on adjudicating subrogation of auto and workers' compensation claims using specialized knowledge to evaluate ...

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All JobsAuto Subrogation JobsAuto Subrogation Jobs in Chicago, IL

Auto Subrogation information

See Chicago, IL salary details

$40.2K

$70K

$102.5K

How much do auto subrogation jobs pay per year?

As of Aug 4, 2026, the average yearly pay for auto subrogation in Chicago, IL is $70,028.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,700.00 and $78,300.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Chicago, IL? For Auto Subrogation jobs in Chicago, IL, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Chicago, IL look for? The top searched job categories for Auto Subrogation jobs in Chicago, IL are:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Chicago, IL as of July 2026, with employment types broken down into 100% Full Time. Highlights an 73% In-person, and 27% Hybrid job distribution, with an average salary of $70,028 per year, or $33.7 per hour.

Subrogation Specialist

American National Insurance Company

Chicago, IL • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago

American National Insurance rating

7.4

Company rating: 7.4 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

225th of 301 rated insurance

Job description

Company
Argo Group
Argo Group is an underwriter of specialty insurance products in the property and casualty market. Argo offers a full line of products and services designed to meet the unique coverage and claims-handling needs of businesses. The Argo entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
Job Description
Summary:
We are looking for a highly capable Subrogation Specialist to join our team and work from our Chicago office. Alternatively, this position can be filled in our Albany, Los Angeles, Omaha or Richmond offices. We work together in the office five days a week in order to strengthen our culture, build team connections, and drive profitability. The position reports to the SVP, Specialty Claims located in San Antonio and is focused on adjudicating subrogation of auto and workers' compensation claims using specialized knowledge to evaluate liability in order to pursue, negotiate and resolve subrogation claims.
This is a 100% in-office position. Candidates must be able to work on-site at a designated company office during standard business hours.
Essential Responsibilities:
  • Working under technical direction and within significant limits and authority, adjudicate subrogation auto and workers' compensation claims of higher technical complexity, with a direct impact on departmental results.
  • Negotiating settlements.
  • Managing subrogation claims in litigation.
  • Resolving issues that are generalized and typically not complex but require understanding of a broader set of issues.
  • Reporting to senior management and underwriters on claims trends and developments.
  • Acting as a resource for claims adjusters by answering questions regarding subrogation matters.
  • Managing diary timely and complete tasks to ensure that cases move to the best financial outcome and timely resolution.
  • Identifying, assigning, and coordinating the assignment and coordination of legal and expert resources to assist in case resolution.
  • Preparing reports for file documentation.
  • Applying creative solutions which result in the best financial outcome.
  • Having an appreciation and passion for strong claim management.

Qualifications / Experience Required:
  • Must have good business acumen (i.e. understand how an insurance company works and makes money, including how this role impacts both Argo Group and our customers' ability to be profitable).
  • A practical knowledge of adjudicating subrogation claims, as well as an exceptional customer service focus typically achieved through:
    • A minimum of two years of adjudicating auto or workers' compensation claims.
    • Bachelor's degree from an accredited university required. Four additional years of related claims experience beyond the minimum experience required above may be substituted in lieu of a degree.
  • Must work independently and demonstrate the ability to exercise sound judgment.
  • Must have excellent communication skills and the ability to build lasting relationships.
  • Excellent evaluation and analytical skills required.
  • Effective time management skills and ability to prioritize workload while handling multiple tasks and deadlines.
  • Ability to articulate the financial value of your work at multiple responsibility levels inside our clients' business which may include CEO.
  • Ability to regularly exercise discretion and independent judgment with respect to matters of significance.
  • Demonstrates inner strength. Has the courage to do the right thing and demonstrates it on a daily basis.
  • A strong focus on execution in getting things done right. Proven ability to consistently produce and deliver expected results to all stakeholders by:
    • Finding a way to achieve success through adversity.
    • Being solution (not problem) focused
    • Thinking with a global mindset first.
  • Successful traits (flexibility, ability to thrive in change, being resourceful on your own) necessary to work in a fast-paced environment that is evolving constantly.
  • Ability to develop and maintain productive relationships with business partners and organizational peers with a focus on timely and meaningful exchanges of information.
  • Exhibit natural and intellectual curiosity in order to consistently explore and consider all options and is not governed by conventional thinking.
  • Proficient in MS Office Suite and other business-related software(experience with URS Reinsurance Accounting System a plus).
  • Polished and professional written and verbal communication skills.
  • The ability to read and write English fluently is required.
  • Must demonstrate a desire for continued professional development through continuing education and self-development opportunities.

The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package.
  • Richmond Pay Range: $78,250 - $92,250
  • Albany & Chicago Pay Range: $86,000 - $101,500
  • Los Angeles Pay Range: $94,000 - $110,500

About Working in US Claims at Argo Group
  • Argo Group does not treat our claims or our claims professionals as a commodity. The work we offer is challenging, diverse, and impactful.
  • Our Adjusters and Managers are empowered to exercise their independent discretion and, within broad limits and authority, be creative in developing solutions and treat each case as the unique situation it is.
  • We have a very flat organizational structure, enabling our employees have more interaction with our senior management team, especially when it relates to reviewing large losses.
  • Our entire claims team works in a collaborative nature to expeditiously resolve claims. We offer a work environment that inspires innovation and is open to employee suggestions. We even offer rewards for creative and innovative ideas.
  • We believe in building an inclusive and diverse team, and we strive to make our office a welcoming space for everyone. We encourage talented people from all backgrounds to apply.

#LI-ME1
PLEASE NOTE:
Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.
If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.
Benefits and Compensation
We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.
Core Values
At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we apsire to be - guiding how we work, how we lead and how we succeed.

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