A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create ... Manage the arbitration process for subrogation files. * Assist in developing and presenting ...
Senior Auto Claims Adjuster - Freelance AI Trainer
Huntsville, AL · On-site
$60/hr
Evaluate AI-generated auto insurance claims decisions for accuracy, coverage correctness, and ... Build subrogation test cases applying state-specific negligence rules (comparative vs. contributory ...
Senior Auto Claims Adjuster - Freelance AI Trainer
Huntsville, AL · On-site
$60/hr
Evaluate AI-generated auto insurance claims decisions for accuracy, coverage correctness, and ... Build subrogation test cases applying state-specific negligence rules (comparative vs. contributory ...
Handles complex 1st and 3rd party auto liability cases involving injury, including complexity ... Evaluating potential for subrogation and initiating initial notice of subrogation request. * Making ...
New
Handles complex 1st and 3rd party auto liability cases involving injury, including complexity ... Evaluating potential for subrogation and initiating initial notice of subrogation request. * Making ...
New
Investigate Commercial Auto and General Liability claims * Verify policy coverage * Communicate ... Identify subrogation opportunities * Ensure compliance with Medicare Section 111 and other ...
Investigate Commercial Auto and General Liability claims * Verify policy coverage * Communicate ... Identify subrogation opportunities * Ensure compliance with Medicare Section 111 and other ...
Resolution Specialist
Mobile, AL · On-site
Investigate Commercial Auto and General Liability claims * Verify policy coverage * Communicate ... Identify subrogation opportunities * Ensure compliance with Medicare Section 111 and other ...
Resolution Specialist
Mobile, AL · On-site
Investigate Commercial Auto and General Liability claims * Verify policy coverage * Communicate ... Identify subrogation opportunities * Ensure compliance with Medicare Section 111 and other ...
Auto Subrogation information
What is auto subrogation?
Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.
What is the difference between Auto Subrogation vs Auto Claims Adjuster?
| Aspect | Auto Subrogation | Auto Claims Adjuster |
|---|---|---|
| Primary Role | Recovering costs from third parties after an insurance payout | Assessing and settling auto insurance claims |
| Required Credentials | Insurance knowledge, claims processing experience | Insurance licensing, claims handling certification |
| Work Environment | Insurance companies, legal settings | Insurance companies, repair shops, field work |
| Industry Usage | Legal and claims recovery processes | Claims evaluation and customer service |
Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.
What are the key skills and qualifications needed to thrive as an Auto Subrogation Specialist, and why are they important?
To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.
What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?
Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Alabama? For Auto Subrogation jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Alabama look for? The top searched job categories for Auto Subrogation jobs in Alabama are:
What cities in Alabama are hiring for Auto Subrogation jobs? Cities in Alabama with the most Auto Subrogation job openings:
Full-time
Retirement, PTO
Posted 12 days ago
Job description
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated claims professional to join our team. The position requires the following, but is not limited to:
- Review and monitor open claims files.
- Provide assistance with coverage, liability and damage determinations.
- Review closed files provide feedback to claim handlers.
- Review open and closed files to ensure adherence to claim handling guidelines and state's Fair Claims Practices.
- Assist associates in identifying claims with subrogation potential.
- Manage the arbitration process for subrogation files.
- Assist in developing and presenting educational material to claim associates in classroom and remote settings.
- Work effectively with associate and customers at all levels.
Desired Skills & Experience
- Bachelor's degree or equivalent experience
- Minimum of 2 years claims handling experience
- Above-average communication skills (written and verbal)
- Ability to resolve complex issues
- Organize and interpret data
- Ability to handle multiple assignments
- Possess a valid driver's license
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.