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Auto Subrogation Jobs in Houston, TX (NOW HIRING)

This position will serve as a technical resource for inside auto claim staff and will provide ... Subrogation, SIU, etc.). Effectively manages work assignments and referrals. In order to perform ...

New

This position will serve as a technical resource for inside auto claim staff and will provide ... Subrogation, SIU, etc.). Effectively manages work assignments and referrals. In order to perform ...

New

Claims Representative, Auto

Houston, TX · On-site

$50K - $55K/yr

Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ... Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates ...

Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ... Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates ...

Auto Claims Representative

Houston, TX · On-site

$45K - $50K/yr

Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ... Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates ...

Three (3) years' experience handling auto claims, subrogation, and bodily injury. Licensure: * Texas Department of Insurance Adjusters license. Knowledge, Skills, and Abilities: * Excellent written ...

Three (3) years' experience handling auto claims, subrogation, and bodily injury. Licensure: Texas Department of Insurance Adjusters license Knowledge, Skills, and Abilities: Excellent written and ...

Three (3) years' experience handling auto claims, subrogation, and bodily injury. Licensure: Texas Department of Insurance Adjusters license Knowledge, Skills, and Abilities: Excellent written and ...

Be Seen First

Confirm all lien and subrogation obligations are accounted for prior to settlement/disbursement ... Prepare and send Personal Injury Protection (PIP) demands to the client's auto insurer for ...

Claims Major Case Director

Houston, TX · On-site +1

$92K - $130K/yr

... well as auto and trucking claims on a national basis with value in excess of $250,000 ... Identifies and addresses subrogation/contribution/SIU opportunities. * Sets accurate/timely loss ...

... salvage, subrogation, and rehabilitation. Essential Functions Claims Management: * Workers ... Assesses and administers the organization's auto collision and property damage claims. Coordinate ...

Claims Manager

Houston, TX · On-site

$65 - $95/hr

... as salvage, subrogation, and rehabilitation. Essential Functions * Workers Compensation ... Assesses and administers the organization's auto collision and property damage claims, coordinates ...

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Auto Subrogation information

See Houston, TX salary details

$37.2K

$64.9K

$95K

How much do auto subrogation jobs pay per year?

As of Aug 23, 2026, the average yearly pay for auto subrogation in Houston, TX is $64,918.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $72,600.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What cities near Houston, TX are hiring for Auto Subrogation jobs?

Cities near Houston, TX with the most Auto Subrogation job openings:

Infographic showing various Auto Subrogation job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $64,918 per year, or $31.2 per hour.

Commercial Auto & Liability Claims Examiner

TEEMA

Houston, TX • Remote

$44 - $46/hr

Full-time

Re-posted 7 days ago


Job description

Commercial Auto, PIP & General Liability Claims Examiner III

Location: 100% Remote

Position Overview

We are seeking an experienced Claims Examiner to independently manage Commercial Auto, New York No-Fault/PIP, and General Liability claims from initial review through final resolution. This fully remote contract opportunity is ideal for a skilled claims professional who enjoys analyzing complex exposures, developing effective resolution strategies, and taking ownership of their files.

You will collaborate with legal counsel, investigators, vendors, and other stakeholders to achieve fair, efficient, and timely claim outcomes.

Key Responsibilities
  • Investigate, evaluate, and resolve Commercial Auto, PIP/No-Fault, and General Liability claims

  • Review policy language and determine coverage, liability, damages, and exposure

  • Establish and maintain appropriate claim reserves

  • Develop settlement and litigation strategies

  • Negotiate settlements within assigned authority

  • Coordinate with outside counsel, investigators, experts, and vendors

  • Maintain accurate file documentation, activity notes, and claim diaries

  • Prepare detailed reports addressing coverage, liability, damages, and recommendations

  • Identify subrogation, contribution, and risk-transfer opportunities

  • Deliver responsive, professional service to internal and external stakeholders

Required Qualifications
  • 3–5 years of Commercial Auto, PIP/No-Fault, and General Liability claims experience

  • Must live in Texas

  • Must have a New York License

  • Strong knowledge of coverage analysis, liability evaluation, reserving, negotiation, and litigation management

  • Excellent written and verbal communication skills

  • Strong organizational skills with the ability to manage multiple claims and deadlines

  • Proficiency with claims-management systems and standard computer applications

  • Ability to work independently in a fast-paced remote environment

A bachelor’s degree, multi-jurisdictional claims experience, and experience handling complex or litigated claims are preferred.


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About Teema

Sourced by ZipRecruiter

TEEMA is an award-winning, industry-leading recruitment agency dedicated to building meaningful relationships across North America. We achieve this time after time by consistently sourcing, screening, managing and securing top talent tailored to employers’ specific needs. The team that makes this happen consists of hundreds of experienced professional recruiters backed by exceptional, tenured leadership and back-office support. No matter how unique or challenging your hiring needs may be or how misunderstood or undervalued your in-demand skills may be in your current role, we have you covered. Our primary objective is to provide an exceptional recruitment experience for our clients and candidates and an ecosystem that empowers our team to thrive.

Industry

Recruiting and staffing services

Company size

201 - 500 Employees

Headquarters location

Litchfield Park, AZ, US

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