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Auto Subrogation Jobs in Arizona (NOW HIRING)

Farmers Insurance

Commercial Auto - Weekday

Phoenix, AZ · Hybrid

Coordinates auto physical damage estimate through proper internal method of inspection and arranges ... Recognizes subrogation potential and makes referrals to Subrogation department when appropriate.

New

Distro

Senior Auto Adjuster - Non-Injury

Phoenix, AZ

$54K - $92K/yr

What You'll Do Take full ownership of complex non-injury auto claims, including coverage analysis ... Exposure to arbitration, subrogation, and advanced coverage interpretation. Why Join Us? Work on ...

Distro

Senior Auto Adjuster - Non-Injury

Phoenix, AZ · On-site

$54K - $92K/yr

At least 2+ years managing non-injury auto liability claims (low to moderately complex). Active ... Exposure to arbitration, subrogation, and advanced coverage interpretation. \uD83D\uDCA1 Why Join ...

Distro

Senior Auto Adjuster - Non-Injury

Phoenix, AZ · On-site

$54K - $92K/yr

What You'll Do Take full ownership of complex non-injury auto claims, including coverage analysis ... Exposure to arbitration, subrogation, and advanced coverage interpretation. Why Join Us? Work on ...

AlphaStaffHCM

Senior Auto Claims Adjuster

Phoenix, AZ · Hybrid

$54K - $92K/yr

As a dedicated Senior Auto Adjuster, you will adjust highly complex auto insurance claims presented ... Arbitration/Subrogation knowledge * US military experience through military service or a military ...

Corvel

Senior Claims Specialist

Phoenix, AZ · On-site

$61K - $98K/yr

This role works closely with case managers and attorneys, manages subrogation, and negotiates ... auto, health and disability management industries. CorVel was founded in 1987 and has been publicly ...

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All JobsAuto Subrogation JobsAuto Subrogation Jobs in Arizona

Auto Subrogation information

See Arizona salary details

$36.3K

$63.3K

$92.7K

How much do auto subrogation jobs pay per year?

As of Jul 14, 2026, the average yearly pay for auto subrogation in Arizona is $63,349.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,100.00 and $70,800.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an Auto Subrogation Specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Arizona? For Auto Subrogation jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Arizona look for? The top searched job categories for Auto Subrogation jobs in Arizona are:
What cities in Arizona are hiring for Auto Subrogation jobs? Cities in Arizona with the most Auto Subrogation job openings:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Arizona as of July 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 75% In-person, 6% Hybrid, and 19% Remote job distribution, with an average salary of $63,349 per year, or $30.5 per hour.

Claims Examiner - Subrogation Claims

Auto Owners Insurance Company

Mesa, AZ • On-site

Full-time

Retirement, PTO

Re-posted 27 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated claims professional to join our team. The position requires the following, but is not limited to:

  • Review and monitor open claims files.
  • Provide assistance with coverage, liability and damage determinations.
  • Review closed files provide feedback to claim handlers.
  • Review open and closed files to ensure adherence to claim handling guidelines and state's Fair Claims Practices.
  • Assist associates in identifying claims with subrogation potential.
  • Manage the arbitration process for subrogation files.
  • Assist in developing and presenting educational material to claim associates in classroom and remote settings.
  • Work effectively with associate and customers at all levels.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • Minimum of 2 years claims handling experience
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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