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Auto Repossession Jobs (NOW HIRING)

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest-growing recovery companies serving Alabama and surrounding markets. We take pride in professionalism ...

Repossession AgentAbout Us We are a leader in the auto recovery industry and one of the fastest-growing recovery companies serving Alabama and surrounding markets. We take pride in professionalism ...

... auto finance, powersports finance, or secured lending. * Strong knowledge of multi-state ... repossession laws, FDCPA. SCRA and FCRA * Knowledge of collections compliance requirements such as ...

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

Harrisburg, PA

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

State College, PA

$16.75 - $22.25/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

Auto Collector

Indiana, PA

$15.50 - $20.75/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

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Auto Repossession information

See salary details

$13

$22

$40

How much do auto repossession jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for auto repossession in the United States is $22.95, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.28 per hour, depending on experience, location, and employer.

What is the difference between Auto Repossession vs Auto Loan Collector?

AspectAuto RepossessionAuto Loan Collector
Required CredentialsNone specific, often on-the-job trainingTypically requires knowledge of collections and sometimes a high school diploma
Work EnvironmentFieldwork, often outdoors, involving vehicle locationsOffice-based or fieldwork, contacting borrowers
Industry UsageUsed by repossession agencies and lendersUsed by collection agencies and financial institutions

Auto Repossession involves locating and retrieving vehicles when borrowers default, often requiring fieldwork and vehicle knowledge. Auto Loan Collectors focus on contacting borrowers to recover overdue payments, usually through calls or negotiations. While both roles are part of the auto finance industry, they differ in responsibilities, environment, and required skills.

What are the key skills and qualifications needed to thrive as an auto repossession agent, and why are they important?

To thrive as an Auto Repossession Agent, you need knowledge of repossession laws, negotiation skills, a valid driver’s license, and often a high school diploma or equivalent. Familiarity with skip tracing tools, GPS tracking systems, and repossession management software is typically required. Strong communication, conflict resolution, and stress management skills make someone stand out in this role. These abilities are essential for safely recovering vehicles, maintaining professionalism, and ensuring legal compliance in challenging and unpredictable situations.

What is auto repossession?

Auto repossession is the process by which a lender or leasing company reclaims a vehicle from a borrower who has defaulted on their loan or lease payments. When a borrower fails to make agreed payments, the lender has the legal right to repossess the vehicle, usually without needing a court order. The repossessed vehicle may then be sold at auction or through other means to recover the remaining debt. The process must comply with state laws, and borrowers are typically notified of their rights and any remaining balance after the sale. It is important for borrowers to communicate with lenders if they are having trouble making payments to avoid repossession.

What are some common challenges faced by auto repossession agents, and how can they be effectively managed?

Auto repossession agents often encounter challenges such as dealing with confrontational situations, locating vehicles that may be deliberately hidden, and working irregular hours, including nights and weekends. To manage these challenges, agents rely on strong communication and conflict de-escalation skills, advanced investigative tools like skip tracing and GPS tracking, and close coordination with their team for safety and efficiency. Building resilience and following strict legal and ethical guidelines are also crucial for long-term success in this role.
More about Auto Repossession jobs
What cities are hiring for Auto Repossession jobs? Cities with the most Auto Repossession job openings:
What states have the most Auto Repossession jobs? States with the most job openings for Auto Repossession jobs include:
Infographic showing various Auto Repossession job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $47,733 per year, or $22.9 per hour.

$68K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 20 days ago


Job description

- Serve as the named Qualifying Agent / Manager for state licensing applications (e.g., Louisiana, California, Pennsylvania, etc.).
-Maintain overall regulatory accountability for compliance with repossession-related licensing frameworks.
-Oversee compliance for activities including:
Collateral location / skip tracing
Delinquency resolution and borrower communications
Forwarding assignments to licensed repossession agencies
-Ensure strict alignment with licensing boundaries, avoiding activities that may trigger direct repossession licensing exposure.
-Act as primary contact for regulators on licensing, compliance, and consumer complaint matters.
- Support:
License applications, renewals, and filings (multi-state)
Regulatory audits/inquiries
Background and disclosure submissions
-Review operational scripts/processes to ensure no:
Suggestion of repossession authority
Instructions to surrender collateral
Misclassification as repossession operator
TCS Employee Benefits Summary:
• Discretionary Annual Incentive.
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.
Salary Range: $68,000 - $75,000 per year