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Auto Repossession Jobs (NOW HIRING)

PSECU

Auto Collector

Harrisburg, PA

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

PSECU

Auto Collector

Indiana, PA

$15.50 - $20.75/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

PSECU

Auto Collector

State College, PA

$16.75 - $22.25/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

PSECU

Auto Collector

Harrisburg, PA · On-site

$16.75 - $22.50/hr

This position performs outreach to members with delinquent auto loans, as well as activities that support repossession and liquidation of vehicle-secured assets, including but not limited to ...

WSECU

Member Solutions Repossession Specialist

Olympia, WA · Hybrid

$27.25 - $40.88/hr

Ensuring all pre & post repossession notices are sent in accordance with local and state laws ... Disposing of repossessed collateral via auto auctions * Ensuring timely receipts of all proceeds of ...

Workway, Inc.

Bilingual Auto Collector

Mesa, AZ · On-site

$23 - $25/hr

High school diploma or equivalent. * 2 years of auto finance collection experience within a call center environment. * 2 years of auto finance skip tracing/repossession experience in a late-stage ...

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Skip Tracing Specialist

Las Vegas, NV · On-site

$17 - $21.50/hr

Education and Work Experience High school diploma or greater - Experience in Collections, Auto sales, Auto Finance & Insurance {F&I}, Repossession, Investigations, Social Media... Duties and ...

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Auto Repossession information

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How much do auto repossession jobs pay per hour?

As of Jun 22, 2026, the average hourly pay for auto repossession in the United States is $22.95, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.28 per hour, depending on experience, location, and employer.

How do you become a repo driver?

To become a repo driver, you typically need a valid driver's license, a clean driving record, and sometimes a background check. Many employers prefer candidates with prior experience in vehicle recovery or security, and some states require a repossession license or certification. Strong driving skills, knowledge of local laws, and the ability to handle potentially confrontational situations are important for success in this role.

What is the difference between Auto Repossession vs Auto Loan Collector?

AspectAuto RepossessionAuto Loan Collector
Required CredentialsNone specific, often on-the-job trainingTypically requires knowledge of collections and sometimes a high school diploma
Work EnvironmentFieldwork, often outdoors, involving vehicle locationsOffice-based or fieldwork, contacting borrowers
Industry UsageUsed by repossession agencies and lendersUsed by collection agencies and financial institutions

Auto Repossession involves locating and retrieving vehicles when borrowers default, often requiring fieldwork and vehicle knowledge. Auto Loan Collectors focus on contacting borrowers to recover overdue payments, usually through calls or negotiations. While both roles are part of the auto finance industry, they differ in responsibilities, environment, and required skills.

What are the key skills and qualifications needed to thrive as an Auto Repossession Agent, and why are they important?

To thrive as an Auto Repossession Agent, you need knowledge of repossession laws, negotiation skills, a valid driver’s license, and often a high school diploma or equivalent. Familiarity with skip tracing tools, GPS tracking systems, and repossession management software is typically required. Strong communication, conflict resolution, and stress management skills make someone stand out in this role. These abilities are essential for safely recovering vehicles, maintaining professionalism, and ensuring legal compliance in challenging and unpredictable situations.

How to get a job repossessing cars?

To work in auto repossession, you typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Employers often require knowledge of state laws, good communication skills, and may provide on-the-job training; some positions also require a repossession agent license or certification depending on the state.

What is auto repossession?

Auto repossession is the process by which a lender or leasing company reclaims a vehicle from a borrower who has defaulted on their loan or lease payments. When a borrower fails to make agreed payments, the lender has the legal right to repossess the vehicle, usually without needing a court order. The repossessed vehicle may then be sold at auction or through other means to recover the remaining debt. The process must comply with state laws, and borrowers are typically notified of their rights and any remaining balance after the sale. It is important for borrowers to communicate with lenders if they are having trouble making payments to avoid repossession.

What jobs pay 2000 a day?

Jobs related to auto repossession typically do not pay $2000 a day; they usually earn commissions or fees per repossession, which can vary widely. High-paying jobs that can reach $2000 daily include specialized roles such as certain sales positions, high-level consulting, or executive roles, often requiring significant experience, skills, or certifications. These roles are generally found in finance, sales, or management sectors and may involve commission-based pay structures or bonuses.

What are some common challenges faced by auto repossession agents, and how can they be effectively managed?

Auto repossession agents often encounter challenges such as dealing with confrontational situations, locating vehicles that may be deliberately hidden, and working irregular hours, including nights and weekends. To manage these challenges, agents rely on strong communication and conflict de-escalation skills, advanced investigative tools like skip tracing and GPS tracking, and close coordination with their team for safety and efficiency. Building resilience and following strict legal and ethical guidelines are also crucial for long-term success in this role.

Do repo guys make good money?

Auto repossession agents, or repo guys, typically earn hourly wages or commissions that can vary widely based on experience, location, and the number of vehicles recovered. While some may earn a decent income, the job often involves physical work and risk, which can impact overall earnings. Compensation is generally lower than many other automotive or recovery-related roles but can increase with experience and performance bonuses.
More about Auto Repossession jobs
What cities are hiring for Auto Repossession jobs? Cities with the most Auto Repossession job openings:
What states have the most Auto Repossession jobs? States with the most job openings for Auto Repossession jobs include:
What job categories do people searching Auto Repossession jobs look for? The top searched job categories for Auto Repossession jobs are:
Auto Repossession jobs near you
Infographic showing various Auto Repossession job openings in the United States as of June 2026, with employment types broken down into 100% As Needed. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $47,733 per year, or $22.9 per hour.
Repossession & Remarketing Manager - Las, Vegas Nevada

Repossession & Remarketing Manager - Las, Vegas Nevada

CommunityAmerica Credit Union

Las Vegas, NV • On-site

Full-time

Posted 10 days ago

CommunityAmerica Credit Union rating

8.5

Company rating: 8.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Summary
Job Summary
Oversees the end-to-end asset recovery process for defaulted loan accounts, including repossession assignment, vendor management, collateral disposition, and post-sale resolution activities. Ensures adherence to regulatory requirements and internal policies while driving performance through effective oversight of recovery strategies, reporting, and cross-functional collaboration.
Role Hours:
  • Monday - Friday from 9am PT - 6pm PT

Duties & Responsibilities
Duties and Responsibilities
  • Oversee daily loss recovery operations, including reviewing, approving, and assigning defaulted auto loans to recovery agents in accordance with credit union and state guidelines, monitor vendor progress and timelines.
  • Manage performance, priorities, and development of the repossession specialists.
  • Monitor dashboards, queues, and reports to ensure timely follow-up, balanced workloads, and performance tracking.
  • Manage relationships with repossession agents, skip tracers, auction facilities, and titling agencies; enforce vendor compliance and performance standards.
  • Resolve complex or escalated recovery cases, including member disputes, legal inquiries, redemption terms, and high-risk accounts.
  • Oversee collateral valuation, damage assessment, and disposition strategies; coordinate repairs, insurance claims, and auctions or direct sales to maximize recovery value.
  • Review loan files for inconsistencies or potential fraud; escalate concerns to Risk Management as appropriate.
  • Review post-sale accounts and authorize placement of deficiency balances with approved collection agencies or legal counsel in accordance with policy.
  • Partner with internal teams to align strategies and improve recovery results.
  • Ensure compliance with all applicable federal and state regulations, including FDCPA, SCRA, FCRA, UDAAP, BSA, OFAC, the Patriot Act, and state-specific servicemember protections (e.g., California Military and Veterans Code "CA SCRA") as well as other applicable state laws.
  • Ensure strict adherence to Right to Cure requirements in applicable states; oversee issuance of Notice of Intent to Sell and Deficiency Balance letters.
  • Train, mentor, and coach team members on recovery procedures, systems, and regulatory updates.
  • Analyze recovery performance, vendor activity, sales outcomes, and loss trends; prepare and present reports to management with recommendations.
  • Review and audit vendor invoices, sale proceeds, refunds, and dealer reconciliations for accuracy and timeliness.
  • Ensure proper documentation of recovery actions and timely issuance of required legal notices.
  • Support process improvements, enhanced recovery rates, and overall member experience.
  • Perform additional duties to support departmental goals and organizational initiatives.
  • Oversees clerical processing functions supporting Loss Recovery and Account Resolution operations, ensuring accurate and timely completion of all transactional and administrative duties. Support function responsibilities include: transactional payment processing, loan modification and extension processing, loan charge-off processing and account adjustments. Manager is also responsible to ensure accurate and timely processing of mail, tow notification, and mail returns.

Requirements
Education and Experience Requirements:
Education
  • Bachelor's degree in Business Administration, Finance, or a related field preferred. An equivalent combination of education and directly relevant work experience will be considered in lieu of a degree.
  • Professional certifications such as ACA International's CCCO (Certified Credit and Collections Officer), CACS (Certified Automotive Collections Specialist), or comparable recovery and collections credentials are a plus.

Experience
  • Minimum 7 years of progressively responsible experience in vehicle repossession, collateral recovery, and remarketing operations, with at least 3 years in a direct management or supervisory role over a repossession or recovery team.
  • Demonstrated experience managing a nationwide or large regional repossession and remarketing program - not just a local or branch-level portfolio - including coordination across multiple states, time zones, and vendor networks simultaneously.
  • Deep working knowledge of California's auto recovery market: South Bay and Central Valley auction corridors, California DMV titling processes for repossessed vehicles, CA Auctioneers Commission requirements, and CA-specific right-to-cure and notice of sale requirements under state law.
  • Hands-on experience managing repossession and remarketing activity in Texas, including familiarity with the Texas Certificate of Title Act, Texas Finance Code Chapter 348 self-help repossession rules, and Texas auction market dynamics.
  • Working knowledge of Nevada repossession standards, including NV Chapter 97 breach-of-peace rules, NV right-to-cure requirements, and the Las Vegas wholesale vehicle auction market.
  • Proven experience managing post-charge-off recovery programs for auto loan deficiency balances: agency placement strategy, third-party collector oversight, deficiency notice compliance, and legal collections referral.
  • Solid understanding of wholesale vehicle remarketing: auction platform mechanics, MMR/Black Book valuation methodology, condition grading, repair cost analysis, and net recovery optimization.
  • Background in auto loan default servicing at a credit union, bank, captive auto finance company, or large indirect lending operation. Experience with non-prime or nationwide indirect loan portfolios is strongly preferred.
  • Strong working knowledge of SCRA servicemember protections in the repossession context, including court-order requirements, interest rate reduction processes, and identification procedures; prior experience with SCRA-related audits or regulatory examinations is a plus.
  • Experience managing licensed repossession agent networks at scale, including agent selection, performance scorecarding, compliance auditing, and contract enforcement.
  • Proficiency with recovery and collections management systems; familiarity with skip and locate platforms (DRN, MVTRAC, CVOS, or comparable tools) and mainstream loan/collections systems is strongly preferred.
  • Prior experience managing through a core system conversion, merger integration, or large-scale portfolio transfer affecting repossession and post-charge-off recovery operations is a significant plus.

Required Knowledge, Skills and Abilities:
  • General knowledge of collection practices and default servicing processes
  • Experience with installment, credit card, and real estate loan collections
  • Knowledge of credit union or financial institution products and services
  • Must be able to appropriately resolve conflicts, escalated issues, and complex member situations
  • Must be PC literate; proficient in Microsoft Office and applicable loan/collection systems
  • Ability to conform to new policies, procedures, and regulatory initiatives
  • Must be organized, detail oriented, and able to manage multiple priorities
  • Ability to function and thrive in a high-volume, production-driven environment with strict deadlines
  • Ability to work effectively both independently and within a team environment
  • Strong interpersonal skills with the ability to resolve conflict and miscommunication
  • Strong written and verbal communication skills
  • Ability to maintain a high level of confidentiality when handling sensitive member and financial information
  • Knowledge of repossession and collateral recovery processes, including vendor management and asset disposition practices
  • Understanding of applicable federal and state regulations, including FDCPA, SCRA, FCRA, UDAAP, BSA, OFAC, the Patriot Act, and state-specific laws (e.g., California Military and Veterans Code protections)

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