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Auto Repossession Jobs in Michigan (NOW HIRING)

Detailer/Lot Attendant

Sturgis, MI · On-site

$14.42 - $15/hr

... with repossession and field collections following the Company guidelines. * Transfer cars to and from other Superior Auto locations and vendor shops as directed. What You'll Bring: * High school ...

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Collections Agent

Lansing, MI · On-site

$14 - $17/hr

Initiate repossession proceedings or disconnect service * Keep records and status of customer ... Ability to prioritize and multitask Company Description RPM Auto Sales is a Buy Here Pay Here used ...

Auto Repossession information

See Michigan salary details

$12

$20

$35

How much do auto repossession jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for auto repossession in Michigan is $20.00, according to ZipRecruiter salary data. Most workers in this role earn between $15.48 and $21.15 per hour, depending on experience, location, and employer.

What is the difference between Auto Repossession vs Auto Loan Collector?

AspectAuto RepossessionAuto Loan Collector
Required CredentialsNone specific, often on-the-job trainingTypically requires knowledge of collections and sometimes a high school diploma
Work EnvironmentFieldwork, often outdoors, involving vehicle locationsOffice-based or fieldwork, contacting borrowers
Industry UsageUsed by repossession agencies and lendersUsed by collection agencies and financial institutions

Auto Repossession involves locating and retrieving vehicles when borrowers default, often requiring fieldwork and vehicle knowledge. Auto Loan Collectors focus on contacting borrowers to recover overdue payments, usually through calls or negotiations. While both roles are part of the auto finance industry, they differ in responsibilities, environment, and required skills.

What are the key skills and qualifications needed to thrive as an Auto Repossession Agent, and why are they important?

To thrive as an Auto Repossession Agent, you need knowledge of repossession laws, negotiation skills, a valid driver’s license, and often a high school diploma or equivalent. Familiarity with skip tracing tools, GPS tracking systems, and repossession management software is typically required. Strong communication, conflict resolution, and stress management skills make someone stand out in this role. These abilities are essential for safely recovering vehicles, maintaining professionalism, and ensuring legal compliance in challenging and unpredictable situations.

What is auto repossession?

Auto repossession is the process by which a lender or leasing company reclaims a vehicle from a borrower who has defaulted on their loan or lease payments. When a borrower fails to make agreed payments, the lender has the legal right to repossess the vehicle, usually without needing a court order. The repossessed vehicle may then be sold at auction or through other means to recover the remaining debt. The process must comply with state laws, and borrowers are typically notified of their rights and any remaining balance after the sale. It is important for borrowers to communicate with lenders if they are having trouble making payments to avoid repossession.

What are some common challenges faced by auto repossession agents, and how can they be effectively managed?

Auto repossession agents often encounter challenges such as dealing with confrontational situations, locating vehicles that may be deliberately hidden, and working irregular hours, including nights and weekends. To manage these challenges, agents rely on strong communication and conflict de-escalation skills, advanced investigative tools like skip tracing and GPS tracking, and close coordination with their team for safety and efficiency. Building resilience and following strict legal and ethical guidelines are also crucial for long-term success in this role.
What are popular job titles related to Auto Repossession jobs in Michigan? For Auto Repossession jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Auto Repossession jobs in Michigan look for? The top searched job categories for Auto Repossession jobs in Michigan are:
What cities in Michigan are hiring for Auto Repossession jobs? Cities in Michigan with the most Auto Repossession job openings:
Assistant Manager of Collections

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago


University Of Michigan Credit Union rating

9.1

Company rating: 9.1 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Are you looking for an exciting new opportunity? Here at UMCU we are passionate about our team members’ growth, success and contribution to our amazing company culture. Consider joining the University of Michigan Credit Union (UMCU) a pillar of the local community for 70 years.
The Solutions Assistant Manager assists the manager in leading the Solutions team and providing both an excellent team member and member experience. Coaches and provides team member development opportunities. Assists with managing and monitoring all aspects of the Collection Department, BSA compliance Department and Fraud Departments within the organization. Assist with managing the activities that include delinquent and charged-off loans and shares, NSF checks, and courtesy pay accounts that are not in compliance with program limitations. Collaborate with Solutions Manager for determination of legal action, settlement and debt workout situations and possible restriction of services related to delinquent accounts. Assist with monitoring and reporting of fraud trends, CTR, SAR, and High Risk transactions and member accounts along with are other function related to these departments.
Why Join The UMCU Team?
  • Work with a high energy and collaborative group of supportive professionals.
  • We are committed to helping you own your career and grow professionally and personally.
  • Comprehensive benefits including low cost/high coverage medical, dental, vision, leave of absence and more!
  • Very generous paid time off and a very flexible work environment to help you find just the right work-life balance.
  • Tuition reimbursement and a student loan debt repayment program
  • Our Fidelity 401k program with employer match is one of the most generous you'll find.
  • From our parental leave, to pet insurance and home office credits, our benefits package is one of the best you'll find!
What You'll Be Doing:
  • Assists Solutions manager with leadership responsibilities including but not limited to selection and promotion, retention, recognition, coaching, engagement, direction, performance management, corrective action, compensation, job responsibilities, training and development
  • Assists in planning and managing all aspects of the department. Performs the duties of any department team member when necessary
  • Creates a team environment that facilitates engagement and team member participation
  • Assists manager with training, development and performance of team members
  • Assists with conducting team meetings
  • Assist in serving as the liaison with attorneys, auto repossession agencies, collection agencies and bankruptcy courts and Foreclosure
  • Assists in working directly with third-party mortgage service providers to monitor and resolve delinquent mortgage accounts. With Solutions Manager, evaluates and approves loss mitigation options from third-party loan providers
  • Communicates with other departments of the Credit Union to enhance member service and provide assistance as needed.
  • Reviews, makes recommendations, and implements improvements in Solutions, BSA and fraud areas.
  • Assists with creating, maintaining, and implementing collection, security and fraud, and BSA related procedures and policies.
  • Monitors department performance with metrics, statistics and analysis and recommends adjustments as necessary
  • Prepares statistical and operational reports as needed
  • Maintains knowledge of laws and regulations affecting financial institutions policies and procedures
  • Volunteers in various activities sponsored by UMCU within the University of Michigan and Ann Arbor communities; representing UMCU at events, internal or external meetings/trainings, team building or UMCU events. Onboarding new team members as needed.
  • Maintains knowledge of and follows all credit union policies and procedures regarding BSA, OFAC, U.S. Patriot Act, Anti-Money Laundering, S.A.F.E Act, CFPB regulations and Customer Identification Program
  • Other duties as assigned
What You’ll Need:
  • Associate's degree or equivalent; or 2 or more years of management experience, is preferred.
  • Minimum of 2 years’ experience in a financial institution is preferred
  • Proficient in Microsoft Office – Word, Excel, PowerPoint and Outlook
  • Strong verbal and written communication skills
  • Must be a team player and possess a high energy “can do” attitude
Physical Demands/Work Environment:
  • The environment is typical of an office atmosphere. The noise level in the environment is usually moderate
  • While performing the duties of this job, the team member is frequently required to sit; use hands to finger, handle, or feel; and talk or hear. The team member is required to stand, walk, and reach with hands and arms. The team member must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision