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Auto Insurance Fraud Investigator Jobs (NOW HIRING)

Zurich Insurance Group

Claims Fraud Investigator

CA · Remote

Conduct investigations into suspected insurance fraud within assigned territories or Lines of Business, including complex, layered, or organized schemes. * Evaluate all aspects of referred claims ...

Zurich Insurance Group

Claims Fraud Investigator

UT · Remote

Conduct investigations into suspected insurance fraud within assigned territories or Lines of Business, including complex, layered, or organized schemes. * Evaluate all aspects of referred claims ...

Zurich Insurance Company Ltd.

Claims Fraud Investigator

AZ · Remote

$65K - $107K/yr

Conduct investigations into suspected insurance fraud within assigned territories or Lines of Business, including complex, layered, or organized schemes. * Evaluate all aspects of referred claims ...

Zurich Insurance Group

Claims Fraud Investigator

NV · Remote

Conduct investigations into suspected insurance fraud within assigned territories or Lines of Business, including complex, layered, or organized schemes. * Evaluate all aspects of referred claims ...

Zurich Insurance Group

Claims Fraud Investigator

AZ · Remote

Conduct investigations into suspected insurance fraud within assigned territories or Lines of Business, including complex, layered, or organized schemes. * Evaluate all aspects of referred claims ...

3M

Fraud Investigator

Maplewood, MN

$145K - $178K/yr

Fraud Investigator Collaborate with Innovative 3Mers Around the World Choosing where to start and ... Benefits, Life Insurance, Voluntary Benefits, Paid Absences and Retirement Benefits, etc.

3M

Fraud Investigator

Maplewood, MN · On-site

$145K - $178K/yr

Fraud Investigator Collaborate with Innovative 3Mers Around the World Choosing where to start and ... Benefits, Life Insurance, Voluntary Benefits, Paid Absences and Retirement Benefits, etc.

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Auto Insurance Fraud Investigator information

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How much do auto insurance fraud investigator jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for auto insurance fraud investigator in the United States is $30.83, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $35.34 per hour, depending on experience, location, and employer.

What is the difference between Auto Insurance Fraud Investigator vs Claims Adjuster?

AspectAuto Insurance Fraud InvestigatorClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles require certifications in insurance or fraud detectionHigh school diploma or equivalent; licensing or certifications may be required depending on state
Work EnvironmentOffice settings, field investigations, collaboration with law enforcementOffice-based, inspecting damages, interviewing claimants and witnesses
Employer & IndustryInsurance companies, law enforcement agencies, fraud detection firmsInsurance companies, adjusting claims for auto, home, or other policies
Common Search & ComparisonAuto Insurance Fraud Investigator vs Claims Adjuster

While both roles work within the insurance industry, Auto Insurance Fraud Investigators focus on detecting and preventing fraudulent claims, often involving investigations and law enforcement collaboration. Claims Adjusters handle the assessment and processing of legitimate claims, verifying damages and coverage. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are some common challenges Auto Insurance Fraud Investigators face when conducting investigations?

Auto Insurance Fraud Investigators often encounter challenges such as distinguishing between genuine claims and sophisticated fraudulent schemes, managing high caseloads, and staying updated on evolving fraud tactics. They frequently collaborate with law enforcement, attorneys, and claims adjusters, requiring strong communication and analytical skills. Additionally, investigators must adhere to legal and ethical guidelines while collecting evidence, which can sometimes slow down the investigative process but is crucial for building a solid case.

What is the highest salary for a fraud investigator?

Auto insurance fraud investigators can earn salaries ranging from $50,000 to over $100,000 annually, with top earners in senior or specialized roles making higher wages. Factors such as experience, certifications, and geographic location influence salary levels in this field.

What are the key skills and qualifications needed to thrive as an Auto Insurance Fraud Investigator, and why are they important?

To thrive as an Auto Insurance Fraud Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice or insurance, often supported by a bachelor's degree or relevant certification. Familiarity with claims management software, data analysis tools, and investigative databases is also important. Excellent communication, critical thinking, and discretion help you conduct interviews and build cases effectively. These skills are crucial to accurately identifying fraudulent claims, protecting company assets, and upholding legal and ethical standards in the insurance industry.

What does an Auto Insurance Fraud Investigator do?

An Auto Insurance Fraud Investigator is responsible for examining suspected fraudulent claims related to automobile insurance. They gather evidence, interview claimants and witnesses, analyze documents, and collaborate with law enforcement when necessary. Their goal is to identify false or exaggerated claims, help prevent financial losses for insurance companies, and ensure that legitimate claims are paid fairly. Investigators often use surveillance, background checks, and data analysis to uncover fraudulent activity.
More about Auto Insurance Fraud Investigator jobs
What cities are hiring for Auto Insurance Fraud Investigator jobs? Cities with the most Auto Insurance Fraud Investigator job openings:
What are the most commonly searched types of Auto Insurance Fraud Investigator jobs? The most popular types of Auto Insurance Fraud Investigator jobs are:
What states have the most Auto Insurance Fraud Investigator jobs? States with the most job openings for Auto Insurance Fraud Investigator jobs include:
What job categories do people searching Auto Insurance Fraud Investigator jobs look for? The top searched job categories for Auto Insurance Fraud Investigator jobs are:
Auto Insurance Fraud Investigator jobs near you
Infographic showing various Auto Insurance Fraud Investigator job openings in the United States as of June 2026, with employment types broken down into 5% Locum Tenens, 18% As Needed, 9% Full Time, 63% Part Time, and 5% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $64,132 per year, or $30.8 per hour.
SIU Claims Fraud Investigator - Auto Insurance - Virginia

SIU Claims Fraud Investigator - Auto Insurance - Virginia

GAINSCO

Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Are You Driven?® We Are.
We are a company of driven, enthusiastic, and determined people. We celebrate achievement and success. We foster innovation, determination, and recognition. Because of that, our employees feel recognized and rewarded for the contributions they make on a daily basis. At GAINSCO, it is our people that set us apart.
If you are looking for a place where you can make a difference, perceive how your work impacts the company, and be recognized for your efforts and passion, then GAINSCO is the company for you.
Why Join GAINSCO?
GAINSCO's work environment rewards engaged individuals who have a desire to contribute and succeed. That's because our culture encourages individuals to grow their skills as they build their careers. Come join us and become a champion with GAINSCO.
We are seeking a skilled and detail-oriented SIU Claims Fraud Investigator to join our team. As a SIU Claims Fraud Investigator, you will work in the field and will play a crucial role in identifying and preventing fraudulent claims by applying your technical knowledge and human relations skills. If you have a background in claims and investigative experience and are dedicated to maintaining the highest standards of integrity, we invite you to apply for this exciting opportunity.
What does a SIU CLAIMS FRAUD INVESTIGATOR do?
  • Conduct thorough investigations of suspicious claims, including background checks, public record searches, and field interviews.
  • Personally inspect vehicles, medical clinics, and accident scenes; collect evidence and take recorded statements.
  • Perform Examinations Under Oath (EUO) and canvass neighborhoods for additional information.
  • Use antifraud technology and investigative strategies to proactively identify questionable claims and initiate SIU referrals.
  • Work closely with adjusters and internal departments to share findings and coordinate investigative efforts.
  • Communicate with law enforcement, the National Insurance Crime Bureau (NICB), and regulatory agencies.
  • Provide training and guidance to claims staff on fraud indicators and investigative best practices.
  • Deliver timely updates and maintain detailed documentation in compliance with company and regulatory standards.
  • Work closely with adjusters and internal departments to share findings and coordinate investigative efforts.
  • Communicate with law enforcement, the National Insurance Crime Bureau (NICB), and regulatory agencies.
  • Provide training and guidance to claims staff on fraud indicators and investigative best practices.
  • Deliver timely updates and maintain detailed documentation in compliance with company and regulatory standards.
  • Ensure investigations are conducted within legal and regulatory timelines.
  • Stay current on industry trends, fraud schemes, and state-specific regulations.
  • Report systemic issues or process gaps that impact the customer experience or claim outcomes.

What is required?
Education:
  • High School Diploma or Equivalent.

Certifications:
  • To perform the essential functions of this job an active Texas or Florida Adjuster License will be preferred to comply with state and GAINSCO requirements.

    • Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
    • All licenses must be maintained in accordance with state requirements.

  • CFE (Certified Fraud Examiner) or CIFI (Certified Insurance Fraud Investigator) certification is a plus.

Experience:
  • Minimum of 4 years of auto insurance claims experience required.
  • Minimum 3 years of investigative experience required.
  • Preferred insurance handling experience for the states of: VA, MD, PA, NJ, OH, IL, FL, TX, UT, AL.

Other skills and abilities:
  • Excellent verbal and written communications skills
  • Ability to manage your own time while prioritizing multiple tasks
  • Ability to remain calm when dealing with difficult customers
  • Effective negotiating skills
  • Ability to gather and analyze information in order to evaluate results and choose the best solution to the problem
  • Bilingual (English/Spanish) preferred
  • Occasional weekend work may be required

What else do you need to know?
  • Field-based role with travel required. Required candidate location is Virginia to be considered for the position.
  • Excellent benefits package: medical & dental, vision insurance, life insurance, short term and long term disability insurance.
  • Parental Leave Policy.
  • 401K + Company Match.
  • PTO + Paid Company determined Holidays.

**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**
All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.
GAINSCO is an Equal Employment Opportunity Employer
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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