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Remote Auto Insurance Fraud Investigator Jobs (NOW HIRING)

Fulton Bank

Fraud Risk Management Investigator

PA · Remote

Overview This is a full-time career opportunity that can be remote. This position is responsible ... insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off ...

Humana

Fraud and Waste Investigator

Travel: While this is a remote position, occasional travel to Humana's offices for training or ... Through our Humana insurance services and our CenterWell healthcare services, we make it easier for ...

Humana

Fraud and Waste Investigator

Travel: While this is a remote position, occasional travel to Humana's offices for training or ... Through our Humana insurance services and our CenterWell healthcare services, we make it easier for ...

Humana

Fraud and Waste Investigator

Travel: While this is a remote position, occasional travel to Humana's offices for training or ... Through our Humana insurance services and our CenterWell healthcare services, we make it easier for ...

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Remote Auto Insurance Fraud Investigator information

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$15

$30

$53

How much do remote auto insurance fraud investigator jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for remote auto insurance fraud investigator in the United States is $30.83, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $35.34 per hour, depending on experience, location, and employer.

What is the difference between Remote Auto Insurance Fraud Investigator vs Remote Auto Claims Adjuster?

AspectRemote Auto Insurance Fraud InvestigatorRemote Auto Claims Adjuster
Primary RoleDetects and investigates insurance fraud casesEvaluates and processes auto insurance claims
Required CredentialsInsurance or fraud investigation certifications often preferredAdjuster license and claims handling certifications
Work EnvironmentRemote, investigative setting, often with law enforcement or legal teamsRemote, customer service and claims processing environment
Industry UsageInsurance companies, fraud detection agenciesInsurance companies, third-party claims organizations

While both roles work within the auto insurance industry and may require similar certifications, the Remote Auto Insurance Fraud Investigator focuses on uncovering fraud, whereas the Remote Auto Claims Adjuster handles the assessment and settlement of claims. Understanding these differences helps job seekers target the right position based on their skills and interests.

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What are the most commonly searched types of Auto Insurance Fraud Investigator jobs?

The most popular types of Auto Insurance Fraud Investigator jobs are:

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States with the most job openings for Remote Auto Insurance Fraud Investigator jobs include:

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For Remote Auto Insurance Fraud Investigator jobs, the most frequently searched job titles are:

Remote Auto Insurance Fraud Investigator jobs near you
Infographic showing various Remote Auto Insurance Fraud Investigator job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $64,132 per year, or $30.8 per hour.

Senior Investigator - Special Investigations Unit( Illinois, Indiana, and Michigan )

Remote

West Bend Insurance Company
Insurance Services • 1 - 5K employees
Learn more about West Bend Insurance Companyexternal

$77K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

West Bend Insurance rating

9.5

Company rating: 9.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

Job description

Company Overview
Recognized as a Milwaukee Journal Sentinel Top Workplace for 14 consecutive years, including three years of being honored as number one! Join us at West Bend, where we believe that our associates are our greatest asset. We hire talented individuals who are conscientious, dedicated, customer focused, and able to build lasting relationships. We create and maintain an environment where you feel a sense of belonging and appreciation. Your diversity of thought, experience, and knowledge are valued. We're committed to fostering a welcoming culture, offering you opportunities for meaningful work and professional growth. More than a workplace, we celebrate our successes and take pride in serving our communities.
Job Summary
Investigate suspected insurance fraud involving auto, property, casualty, workers' compensation, and other personal, commercial, and specialty lines of business.
Work Location
This is a fully remote/work from home role where you will spend at least 50% of your time in the field, servicing the Illinois, Indiana, and Michigan territory. On occasion you may be asked to travel to an office location for in-person engagement activities such as team meetings, training and corporate events.
Responsibilities & Qualifications
Summary of Responsibilities
Investigate suspected insurance fraud involving auto, property, casualty, workers' compensation, and other personal, commercial, and specialty lines of business. Work independently and collaboratively with internal stakeholders and external partners to evaluate and investigate suspicious insurance transactions (claims, underwriting, policy, etc.), collect evidence, support fraud detection programs, and communicate investigative findings to internal and external partners, regulators, and law enforcement.
Key Responsibilities
  • Support fraud detection and investigation by identifying red flags, gathering facts, and documenting evidence in compliance with company policy and legal requirements.
  • Review claim files for basic red flags (inconsistencies, late reporting, coverage anomalies, questionable damages, medical billing issues). Apply checklists, referral criteria, and scoring tools to determine whether further investigation is warranted.
  • Conduct and lead thorough investigations of suspect, high exposure, and complex insurance claims and underwriting/policy concerns, including personal, commercial, and specialty lines of business - including property, auto, workers compensation, and other coverage types.
  • Meticulous attention to detail to ensure accuracy and thoroughness in investigations and ensure efficient and effective investigations are completed using the most appropriate method of investigation through either field, desktop, or combination thereof.
  • Conduct and lead advanced comprehensive investigations into organized fraud schemes, developing major cases and potential criminal fraud prosecutions working with internal and external legal, fraud bureaus, and law enforcement agencies.
  • Evaluate, coordinate, and recommend investigative action plans in collaboration with claims, underwriting, and legal partners.
  • Coordinate and manage outside vendor activity related to assigned SIU investigations.
  • Prepare detailed investigative reports for internal decision-making; support referrals to law enforcement or legal action when necessary, and where applicable to state fraud bureaus.
  • Stay informed on regulations and statutes as well as internal protocols and procedures.
  • Maintain thorough documentation of investigative actions and work product in accordance with accepted SIU operating standards and best practices.
  • Serve as a subject matter expert for claims and/or Underwriting Department training on the detection, deterrence, and prevention of fraud, as well as high exposure and complex investigations.
  • Serve as mentor and peer trainer for the SIU team, consulting on investigative strategy and methodology.

Preferred Experience and Skills
  • 8-10 years of fraud investigation, claims investigation, SIU support, or related research/analyst experience or equivalent combination of education and experience.
  • Advanced insurance fraud investigative skills including evidence gathering and interviewing with demonstrated ability to follow investigative processes and best practices are essential
  • Clear written and verbal communication skills, including the ability to summarize complex findings; collaborative mindset and commitment to continuous learning as tools, regulations, and fraud tactics evolve.
  • Proficient in investigative databases and standard office software.
  • Ability to proficiently use computers and software for data entry, digital tools for research, and investigative analysis; digital photo/video documentation of loss scenes and evidence.
  • Ability to work effectively with AI-enabled investigative tools (e.g., fraud scoring)

#LI-BW1
Salary Statement
The salary range for this position is $77,000-$97,000.
The actual base pay offered to the successful candidate will be based on multiple factors, including but not limited to job-related knowledge/skills, experience, business needs, geographical location, and internal equity. Compensation decisions are made by West Bend and are dependent upon the facts and circumstances of each position and candidate.
Benefits
West Bend offers a comprehensive benefit plan including but not limited to:
  • Medical & Prescription Insurance
  • Health Savings Account
  • Dental Insurance
  • Vision Insurance
  • Short and Long Term Disability
  • Flexible Spending Accounts
  • Life and Accidental Death & Disability
  • Accident and Critical Illness Insurance
  • Employee Assistance Program
  • 401(k) Plan with Company Match
  • Pet Insurance
  • Paid Time Off. Standard first year PTO is 17 days, pro-rated based on month of hire. Enhanced PTO may be available for experienced candidates
  • Bonus eligible based on performance
  • West Bend will comply with any applicable state and local laws regarding employee leave benefits, including, but not limited to providing time off pursuant to the Colorado Healthy Families and Workplaces Act for Colorado employees, in accordance with its plans and policies.

EEO
West Bend provides equal employment opportunities to all associates and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, and promotion.

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