ZipRecruiter

Log In

1

Auto Insurance Fraud Investigator Jobs in Tennessee

VRC Investigations

Surveillance Investigator

Nashville, TN · On-site

$20.75 - $25.50/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

VRC Investigations

Surveillance Investigator

Memphis, TN · On-site

$21 - $25.75/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

UnitedHealth Group

Senior Investigator

Nashville, TN · Remote

$60K - $107K/yr

High School Diploma/GED * 5 years of experience working in a FWA / SIU or Fraud investigations role for Tennessee location * 2 years of experience within the health insurance claims industry * 2 ...

UnitedHealth Group

Senior Investigator

Nashville, TN · On-site

$60K - $107K/yr

High School Diploma/GED * 5+ years of experience working in a FWA / SIU or Fraud investigations role for Tennessee location * 2+ years of experience within the health insurance claims industry * 2+ ...

VRC Investigations

Surveillance Investigator

Memphis, TN · On-site

$25 - $30/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

VRC Investigations

Surveillance Investigator

Nashville, TN · On-site

$27 - $32/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

Frasco Inc

Surveillance Investigator

Memphis, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco, Inc.

Surveillance Investigator

Memphis, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco Inc

Surveillance Investigator

Memphis, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco, Inc.

Surveillance Investigator

Knoxville, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco Inc

Surveillance Investigator

Knoxville, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco Inc

Surveillance Investigator

Knoxville, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco Inc

Surveillance Investigator

Nashville, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

Frasco, Inc.

Surveillance Investigator

Nashville, TN · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Minimum Auto Insurance Coverage: $100,000 per person, $300,000 per accident bodily injury, and $50 ...

next page

Showing results 1-20

All JobsAuto Insurance Fraud Investigator JobsAuto Insurance Fraud Investigator Jobs in Tennessee

Auto Insurance Fraud Investigator information

See Tennessee salary details

$14

$27

$48

How much do auto insurance fraud investigator jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for auto insurance fraud investigator in Tennessee is $27.98, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $32.07 per hour, depending on experience, location, and employer.

What does an auto insurance fraud investigator do?

An Auto Insurance Fraud Investigator is responsible for examining suspected fraudulent claims related to automobile insurance. They gather evidence, interview claimants and witnesses, analyze documents, and collaborate with law enforcement when necessary. Their goal is to identify false or exaggerated claims, help prevent financial losses for insurance companies, and ensure that legitimate claims are paid fairly. Investigators often use surveillance, background checks, and data analysis to uncover fraudulent activity.

What are the key skills and qualifications needed to thrive as an auto insurance fraud investigator?

To thrive as an Auto Insurance Fraud Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice or insurance, often supported by a bachelor's degree or relevant certification. Familiarity with claims management software, data analysis tools, and investigative databases is also important. Excellent communication, critical thinking, and discretion help you conduct interviews and build cases effectively. These skills are crucial to accurately identifying fraudulent claims, protecting company assets, and upholding legal and ethical standards in the insurance industry.

What are some common challenges auto insurance fraud investigators face when conducting investigations?

Auto Insurance Fraud Investigators often encounter challenges such as distinguishing between genuine claims and sophisticated fraudulent schemes, managing high caseloads, and staying updated on evolving fraud tactics. They frequently collaborate with law enforcement, attorneys, and claims adjusters, requiring strong communication and analytical skills. Additionally, investigators must adhere to legal and ethical guidelines while collecting evidence, which can sometimes slow down the investigative process but is crucial for building a solid case.

What is the difference between Auto Insurance Fraud Investigator vs Claims Adjuster?

AspectAuto Insurance Fraud InvestigatorClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles require certifications in insurance or fraud detectionHigh school diploma or equivalent; licensing or certifications may be required depending on state
Work EnvironmentOffice settings, field investigations, collaboration with law enforcementOffice-based, inspecting damages, interviewing claimants and witnesses
Employer & IndustryInsurance companies, law enforcement agencies, fraud detection firmsInsurance companies, adjusting claims for auto, home, or other policies
Common Search & ComparisonAuto Insurance Fraud Investigator vs Claims Adjuster

While both roles work within the insurance industry, Auto Insurance Fraud Investigators focus on detecting and preventing fraudulent claims, often involving investigations and law enforcement collaboration. Claims Adjusters handle the assessment and processing of legitimate claims, verifying damages and coverage. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are the most commonly searched types of Auto Insurance Fraud Investigator jobs in Tennessee?

The most popular types of Auto Insurance Fraud Investigator jobs in Tennessee are:

What are popular job titles related to Auto Insurance Fraud Investigator jobs in Tennessee?

For Auto Insurance Fraud Investigator jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Auto Insurance Fraud Investigator jobs in Tennessee look for?

The top searched job categories for Auto Insurance Fraud Investigator jobs in Tennessee are:

Auto Insurance Fraud Investigator jobs near you
Infographic showing various Auto Insurance Fraud Investigator job openings in Tennessee as of August 2026, with employment types broken down into 2% As Needed, 82% Full Time, and 16% Part Time. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $58,207 per year, or $28 per hour.

Licensed Covert Surveillance Investigator - Part Time - Memphis, TN

Meridian Investigative Group, Inc

Memphis, TN

$20 - $30/hr

Part-time

Re-posted 4 days ago

Job description

Description

JOB PURPOSE

Conduct covert field surveillance with an emphasis on worker's compensation fraud and insurance fraud.


DUTIES AND RESPONSIBILITIES

Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

  • Conduct covert field surveillance via both stationary and mobile surveillance.
  • Obtain professional quality video and photographic documentation of subjects.
  • Prepare and file comprehensive investigative reports using the information that was collected from surveillance investigations.
  • Upload video, photographs, audio files, and documents into the case management system.
  • Conduct scene investigations, interviews, recorded statements, etc.
  • Prepare written and recorded Statements from in-person interviews.
  • Provide legal testimony.
  • Other duties as assigned


Requirements

SKILLS AND QUALIFICATIONS

  • Minimum two years experience working as an investigator.
  • Ability to conduct covert field surveillance assignments.
  • Ability to communicate effectively, both orally and in writing.
  • Ability to gather data, compile information, and prepare reports.
  • Ability to provide legal depositions and testimony.
  • Ability to gather and organize evidence.
  • Ability to investigate and analyze information.
  • Knowledge of legal documentation procedures and requirements.

LICENSES /CERTIFICATIONS REQUIREMENTS

  • Valid state-issued driver's license.
  • Current auto insurance.
  • MUST possess a Private Investigator license in the state where work is performed.

REQUIRED EQUIPMENT

  • A reliable vehicle.
  • Smartphone with access to the app store. Android OS7 or higher, Apple iOS 11 or higher.
  • Laptop computer with Microsoft Word, Windows, and wireless Internet connection.
  • Digital video camera with upload capability and accurate time and date stamp.
  • Covert camera.

WORKING CONDITIONS

  • As an hourly, non-exempt status employee, your job may require extended work hours and significant work travel. This includes occasional overnight travel, weekend and/or evening work, and working on holidays.
  • The worker is subject to inside environmental conditions: Protection from weather conditions but not necessarily from temperature changes.
  • The worker is subject to outside environmental conditions: No effective protection from weather.
  • The worker is subject to both environmental conditions: Activities occur inside and outside.

PHYSICAL REQUIREMENTS

The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

  • While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms; and talk and hear. The employee is frequently required to stand, walk, stoop, kneel, crouch, or crawl.
  • The employee must regularly lift and/or move up to 10 pounds and frequently lift and/or move up to 50 pounds.
  • Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
  • Work involves individuals to stay seated/sedentary for long periods of time.
  • Work involves moderate exposure to unusual elements, such as extreme temperatures, exposure to the sun, and various days and hours of scheduled work.


Apply