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Auto Insurance Fraud Investigator Jobs in Florida

SCCU

Fraud Investigator I

Melbourne, FL · Hybrid

$28.13 - $29.79/hr

As a Fraud Investigator I, you will help protect the credit union and its members by investigating ... Medical, dental, and vision insurance, plus an Employee Assistance Program. * Financial Perks ...

SCCU

Fraud Investigator I

Melbourne, FL · On-site

$28.13 - $29.79/hr

As a Fraud Investigator I, you will help protect the credit union and its members by investigating ... Medical, dental, and vision insurance, plus an Employee Assistance Program. * Financial Perks ...

SCCU

Fraud Investigator I

Miramar, FL · On-site

$28.13 - $29.79/hr

As a Fraud Investigator I, you will help protect the credit union and its members by investigating ... Medical, dental, and vision insurance, plus an Employee Assistance Program. * Financial Perks ...

SCCU

Fraud Investigator I

Miramar, FL · Hybrid

$28.13 - $29.79/hr

As a Fraud Investigator I, you will help protect the credit union and its members by investigating ... Medical, dental, and vision insurance, plus an Employee Assistance Program. * Financial Perks ...

Kemper

SIU Investigator

Miami, FL

The candidate must possess knowledge of the principles of casualty insurance and the auto casualty ... Fraud Claims Law Specialist (FCLS) or Fraud Claims Law Associate (FCLA) designations and Certified ...

Allied Universal

SIU Investigator - Tampa Bay Area

Tampa, FL · On-site

$21 - $27/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

Assuranceamerica

SIU Desk Investigator - Tampa

Tampa, FL

$21 - $27/hr

The Desk Investigator conducts low to moderate investigations involving suspicions of insurance fraud related to the application of insurance, auto/property, and injury claims. The Desk Investigator ...

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Auto Insurance Fraud Investigator information

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How much do auto insurance fraud investigator jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for auto insurance fraud investigator in Florida is $23.04, according to ZipRecruiter salary data. Most workers in this role earn between $16.54 and $26.39 per hour, depending on experience, location, and employer.

What does an auto insurance fraud investigator do?

An Auto Insurance Fraud Investigator is responsible for examining suspected fraudulent claims related to automobile insurance. They gather evidence, interview claimants and witnesses, analyze documents, and collaborate with law enforcement when necessary. Their goal is to identify false or exaggerated claims, help prevent financial losses for insurance companies, and ensure that legitimate claims are paid fairly. Investigators often use surveillance, background checks, and data analysis to uncover fraudulent activity.

What are the key skills and qualifications needed to thrive as an auto insurance fraud investigator?

To thrive as an Auto Insurance Fraud Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice or insurance, often supported by a bachelor's degree or relevant certification. Familiarity with claims management software, data analysis tools, and investigative databases is also important. Excellent communication, critical thinking, and discretion help you conduct interviews and build cases effectively. These skills are crucial to accurately identifying fraudulent claims, protecting company assets, and upholding legal and ethical standards in the insurance industry.

What are some common challenges auto insurance fraud investigators face when conducting investigations?

Auto Insurance Fraud Investigators often encounter challenges such as distinguishing between genuine claims and sophisticated fraudulent schemes, managing high caseloads, and staying updated on evolving fraud tactics. They frequently collaborate with law enforcement, attorneys, and claims adjusters, requiring strong communication and analytical skills. Additionally, investigators must adhere to legal and ethical guidelines while collecting evidence, which can sometimes slow down the investigative process but is crucial for building a solid case.

What is the difference between Auto Insurance Fraud Investigator vs Claims Adjuster?

AspectAuto Insurance Fraud InvestigatorClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles require certifications in insurance or fraud detectionHigh school diploma or equivalent; licensing or certifications may be required depending on state
Work EnvironmentOffice settings, field investigations, collaboration with law enforcementOffice-based, inspecting damages, interviewing claimants and witnesses
Employer & IndustryInsurance companies, law enforcement agencies, fraud detection firmsInsurance companies, adjusting claims for auto, home, or other policies
Common Search & ComparisonAuto Insurance Fraud Investigator vs Claims Adjuster

While both roles work within the insurance industry, Auto Insurance Fraud Investigators focus on detecting and preventing fraudulent claims, often involving investigations and law enforcement collaboration. Claims Adjusters handle the assessment and processing of legitimate claims, verifying damages and coverage. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are the most commonly searched types of Auto Insurance Fraud Investigator jobs in Florida?

The most popular types of Auto Insurance Fraud Investigator jobs in Florida are:

What are popular job titles related to Auto Insurance Fraud Investigator jobs in Florida?

For Auto Insurance Fraud Investigator jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Auto Insurance Fraud Investigator jobs in Florida look for?

The top searched job categories for Auto Insurance Fraud Investigator jobs in Florida are:

What cities in Florida are hiring for Auto Insurance Fraud Investigator jobs?

Cities in Florida with the most Auto Insurance Fraud Investigator job openings:

Auto Insurance Fraud Investigator jobs near you
Infographic showing various Auto Insurance Fraud Investigator job openings in Florida as of August 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 100% In-person job distribution, with an average salary of $47,925 per year, or $23 per hour.

Insurance Fraud Investigator SIU - Orlando Florida

United Automobile Insurance Company

Orlando, FL • On-site

$20.75 - $26.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

COMPANY OVERVIEW:
Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for Insurance Fraud Investigator (SIU) to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.
Remote position, and must be located in the Orlando, Florida area
SCOPE:
As a Insurance Fraud Investigator I(SIU) for UAIC, you will be responsible for conducting field as well as desk investigations to detect fraud on high complexity claims involving staged auto accidents, fraud rings, and questionable medical treatment. You will provide investigative expertise to limit exposure and protect company assets. These investigations involve auto liability private passenger and commercial auto lines for non-standard policies. Investigations may include database searches, Examinations Under Oath, and scene canvasses. Focusing on thoroughness, quality, timeliness, and cost control. Our special investigator II will prepare and submit SIU investigative reports covering all phases of the investigation in each case for approval. You will maintain continued contact during investigations with supervision, internal legal professionals, external medical professionals, government/regulatory agencies, NICB, Law Enforcement, and outsourced vendors. The Investigator will also be responsible for effectively carrying out investigations of alleged Fraud, Waste, and Abuse by medical providers, body shops, and others.
DUTIES:
  • Conduct clinic inspections and examinations under oath.
  • Conduct in-depth research and review of suspected fraudulent or abusive patterns to develop sufficient evidence to conclusively establish facts involving insureds, claimants, medical and auto body shop providers, or other entities.
  • Collect, utilize, and interpret data from a variety of computer-generated reports and other sources; thereby identifying and documenting questionable patterns related to medical modalities, procedures, and other practices which merit further investigation.
  • Maintains assigned investigation files, documents evidence, and prepares comprehensive investigation reports at the completion of each investigation.
  • Assist in conducting comprehensive interviews: medical and other providers aforementioned, insureds/claimants in the presence of their attorneys where applicable, and witnesses to obtain statements and information admissible under accepted rules of evidence in civil and criminal court proceedings.
  • Conducts special projects initiatives/investigations referred by the House Counsel.
  • Establishes and maintains liaison with NICB, Law Enforcement officers, and others to obtain assistance in conducting, facilitating, and enhancing investigations.
  • Knowledgeable about all applicable insurance regulations, especially PIP regulations to ensure duties and assignments are carried out within the requirements of applicable law and office expectations.
  • Mentor and teach less experienced investigators, promoting teamwork and collaboration among the department. Encourage sharing of insights, experiences, and best practices within the SIU team.

EDUCATION:
  • Associate or bachelor's degree in a related field preferred and/or 5 years of related work experience.
SKILLS & EXPERIENCE:
  • Bilingual (English & Spanish)
  • Knowledge of current procedural terminology.
  • Strong critical thinking and analytical skills with the ability to interpret data and trends.
  • In-depth knowledge of applicable fraud statutes, regulations, and industry best practices.
  • High degree of integrity as demonstrated by appropriate treatment of confidential information, and adherence to policies, rules, and regulations.
  • Effective communication and interpersonal skills, with the ability to build and maintain relationships with internal and external stakeholders.
  • Excellent organizational and project management abilities, with a keen eye for detail.
  • Expert knowledge of medical claims processing and investigations, a strong plus.
  • Experience in CPT codes and medical terminology is highly preferred.
  • Detail-oriented investigator with strong organizational and time management abilities
  • Analytical and interview skills: ability to make deductions; logical and sequential thinker.
  • Computer literate; database and Internet proficient. Has knowledge of available resources (internal and external) to assist in investigations.
  • Ability to work with others in a team environment.

BENEFITS:
  • 401(k) Retirement Savings Plan with employer match.
  • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
  • Paid Time Off, Holidays, and Leave programs.
  • Flexible spending accounts
  • Basic Life Insurance and Voluntary Life/ADD
  • Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
Compensation Notice: Compensation ranges and estimates displayed by third-party job platforms may be automatically generated and may not reflect United Auto Insurance's established compensation range for this position. Where required by applicable law, United Auto Insurance will provide the applicable pay range and other required compensation information. For questions regarding compensation for this position, please contact our Recruiting Team.

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