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Ach Processor Jobs in Chicago, IL (NOW HIRING)

City of Chicago

PAYMENT RECONCILER

Chicago, IL

$51K/yr

... processing of payment transactions and the proper crediting of customer accounts; and performs related duties as required. ESSENTIAL DUTIES * Creates NSF cases for Chargebacks, ACH, and paper check ...

Bmo

Senior Service Representative-ACH

Naperville, IL · Remote

$41K - $69K/yr

Customer Shared Services Provides day-to-day delivery of critical processes, administration and servicing activities in in connection with retail and commercial deposits and payments. Supports the ...

Unique System Skills LLC

Java Architect

Chicago, IL

$65 - $87.75/hr

... processing and security across layers (OAuth2/3, encryption, SSL) Strong expertise within Payments in the Banking space including ACH, Wires, PEP+, RTP, FedNow, Zelle, Card Networks, Payment Gateway ...

Dovenmuehle

Cash Manager

Lake Zurich, IL · On-site

ACH, NSF/ACH Returns, Payoffs: * Ensure all applicable cashiering reports, tapes, lockbox submissions, etc. are calendared and/or processed timely. * ACH Drafting- Ensuring that any ACH Inquiries ...

Dovenmuehle Mortgage, Inc.

Cash Manager

Lake Zurich, IL · On-site

$85K - $105K/yr

ACH, NSF/ACH Returns, Payoffs: • Ensure all applicable cashiering reports, tapes, lockbox submissions, etc. are calendared and/or processed timely. • ACH Drafting- Ensuring that any ACH Inquiries ...

Huntington

Treasury Analyst 2

Schaumburg, IL · On-site +1

Execute approved Wire, ACH, and FX transactions in Huntington BOL (treasury banking platform) and JPMorgan Chase Access platforms. * Process customer requests to add or change banking instructions ...

Huntington

Treasury Analyst 2

Schaumburg, IL · On-site +1

Execute approved Wire, ACH, and FX transactions in Huntington BOL (treasury banking platform) and JPMorgan Chase Access platforms. Process customer requests to add or change banking instructions ...

Huntington

Treasury Analyst 2

Schaumburg, IL · On-site +1

Execute approved Wire, ACH, and FX transactions in Huntington BOL (treasury banking platform) and JPMorgan Chase Access platforms. * Process customer requests to add or change banking instructions ...

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All JobsAch Processor JobsAch Processor Jobs in Chicago, IL

Ach Processor information

See Chicago, IL salary details

$9

$17

$26

How much do ach processor jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for ach processor in Chicago, IL is $17.25, according to ZipRecruiter salary data. Most workers in this role earn between $13.85 and $19.81 per hour, depending on experience, location, and employer.

What is the difference between Ach Processor vs ACH Specialist?

AspectAch ProcessorACH Specialist
CredentialsTypically requires banking or finance certifications, knowledge of ACH systemsSimilar credentials, often with additional compliance or regulatory training
Work EnvironmentWorks within financial institutions or payment processing companiesWorks in banking, finance, or payment processing departments
Job ResponsibilitiesProcesses ACH transactions, ensures accuracy, manages transaction flowOversees ACH operations, compliance, and customer inquiries

The Ach Processor and ACH Specialist roles both involve handling ACH transactions within financial institutions. While Ach Processors focus on processing and transaction accuracy, ACH Specialists often handle oversight, compliance, and customer support. Both roles require similar credentials and work environments, but their specific responsibilities differ slightly based on their focus within ACH operations.

What are some common challenges faced by ACH Processors, and how can they be effectively managed?

ACH Processors often encounter challenges such as managing high transaction volumes, ensuring strict compliance with banking regulations, and quickly identifying and resolving transaction discrepancies. Staying organized and detail-oriented is essential, as even minor errors can lead to significant issues for clients and the financial institution. Effective communication with internal teams and external partners is also crucial to address questions and resolve issues promptly. Continuous training and staying updated on NACHA rules and fraud prevention measures can help ACH Processors excel in this fast-paced environment.

What are ACH Processors?

ACH Processors are professionals or companies responsible for handling Automated Clearing House (ACH) transactions, which are electronic payments and money transfers between banks in the United States. Their duties include processing direct deposits, bill payments, and other types of electronic fund transfers securely and efficiently. ACH Processors ensure transactions comply with regulations, resolve errors, and maintain accurate records. They play a critical role in facilitating secure and timely electronic payments for businesses and individuals.

What are the key skills and qualifications needed to thrive as an ACH Processor, and why are they important?

To thrive as an ACH Processor, you need a solid understanding of banking operations, electronic payment processing, and compliance regulations, typically supported by experience in financial services or a related field. Familiarity with ACH processing software, banking platforms, and knowledge of NACHA rules are essential, and certifications such as Accredited ACH Professional (AAP) can be advantageous. Attention to detail, strong organizational skills, and effective communication are valuable soft skills in this role. These competencies ensure accurate transaction processing, regulatory compliance, and efficient issue resolution in high-volume financial environments.
What are popular job titles related to Ach Processor jobs in Chicago, IL? For Ach Processor jobs in Chicago, IL, the most frequently searched job titles are:
What job categories do people searching Ach Processor jobs in Chicago, IL look for? The top searched job categories for Ach Processor jobs in Chicago, IL are:
Ach Processor jobs near you
Consumer Loan Processor

Consumer Loan Processor

REGIONAL Federal Credit Union

Crown Point, IN

$19/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago

Job description

About the Job
REGIONAL federal credit union a growing and leading provider of banking products and services in Northwest Indiana is seeking an experienced Consumer Loan Processorto join our growing team to be housed at either location of Hammond, Valparaiso, or Winfield offices. Qualified applicants must be dynamic, innovative, member-focused, and enjoy working in a goal-oriented, team environment. If you love helping people and want to experience the REGIONAL difference, we would love to meet with you.
Duties and Responsibilities:
Loan Processing, Verification & Pipeline Management:
  • Documentation Prep: Prepare, assemble, and verify the accuracy of loan files for consumer, home equity, and business closings (ensuring accurate terms, property vesting, legal descriptions, and signatures).
  • Product Verification: Verify and finalize applications and documents for GAP, Extended Warranty, and/or debt protection.
  • Loan Verification & Conditioning: Authenticate applicant income, employment, and assets to ensure file completeness proactively gather and review any outstanding stipulations or conditions requested by the underwriter to clear the loan for closing.
  • Pipeline Management: Proactively manage an active Consumer & Business loan pipeline, ensuring all files progress efficiently through setup, verification, approval, and closing to meet credit union Service Level Agreements (SLAs).
  • Loan Funding: Coordinate and oversee the secure disbursement of loan proceeds via checks, ACH transfers, or wires once all closing conditions are met.
Title & Collateral Management:
  • Title Processing: Process, file, and perfect liens on vehicle titles with the DMV and appropriate state agencies to secure the credit union's collateral.
  • Collateral & Payoffs: Complete loan collateral releases, including vehicle title releases, mortgage satisfactions, loan payoff requests, and UCC releases.
Member Service & Support:
  • Application Assistance: Guide members and teammates through the loan application process (in-person, over the phone, or electronically) to gather required financial data and utilize e-signature platforms.
  • Relationship Building: Cross-sell lending and other credit union products to deepen member relationships and meet individual/team goals.
  • Inbound Communication: Service incoming calls, provide real-time loan status updates, route inquiries to the correct team members, and professionally resolve member issues or complaints.
Administrative, QA & Compliance Excellence:
  • Post-Closing Duties: Perform post-closing quality assurance checks to ensure all final executed documents and trailing collateral titles are accurately imaged, archived, and audit ready
  • System Maintenance: Update loan data and collateral tracking mechanisms in credit union and third-party loan origination systems (LOS).
  • Back-Office Support: Assist with filing, processing letters, insurance claims, paid loan reports, audit preparation, and month-end tasks.
  • Compliance: Maintain a comprehensive knowledge of credit union products while ensuring all lending procedures strictly align with internal policies, state DMV guidelines, and federal regulations (including but not limited to Truth-in-Lending, USA PATRIOT Act and Red Flags Rule).
  • Operational Flexibility: Perform other duties and special projects as assigned by Management to support the evolving needs of the department and credit union.
Position Requirements:
Education & Experience:
  • Required: High school diploma or equivalent.
  • Experience: Experience in consumer, home equity, or commercial loan processing, or equivalent lending support experience highly preferred.
Preferred Qualifications:
  • Language: Bilingual in English and Spanish is a strong plus.
Key Competencies:
  • Strong attention to detail, especially regarding legal, financial, and state documentation (titles, liens, deeds).
  • Excellent time management and the ability to multitask in a fast-paced, volume-driven environment.
  • Superb verbal and written communication skills.
  • Ability to handle confidential financial information with strict integrity.

REGIONAL provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.
Physical requirements are sitting and standing for a length of time. The team member is regularly required to walk, sit, reach with hands and arms, kneel, talk, and hear/listen. The team member must occasionally lift and/or move up to fifty pounds. This position requires viewing of a computer monitor for extended lengths of time.
Starting Salary: $19.00 per hour
Competitive benefits package offered: (ex. Medical, Dental, Vision, PTO, Quarterly Incentive maximum $800, Holiday Pay, 401K, etc.)
Please email your resume to pmakarounas@regionalfcu.org.

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