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$11K

$43.4K

$61K

How much do 4 40 jobs pay per year?

As of May 31, 2026, the average yearly pay for 4 40 in the United States is $43,396.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $48,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a 4 40 insurance agent, and why are they important?

To thrive as a 4-40 insurance customer representative, you need a 4-40 license (Customer Representative), knowledge of insurance products, and strong customer service skills. Familiarity with agency management systems, quoting software, and policy processing tools is typically required. Excellent communication, attention to detail, and problem-solving abilities help build trust and resolve client issues effectively. These skills are vital for ensuring client satisfaction, regulatory compliance, and smooth agency operations.

What is a 4-40 job?

A '4-40' refers to a type of insurance license in Florida, specifically the Customer Representative License. This license allows individuals to transact insurance under the supervision of a licensed general lines agent (2-20). 4-40 license holders can sell and service property and casualty insurance, such as auto or homeowner’s insurance, but cannot open their own agency or be the principal agent. It is commonly used by customer service representatives working in insurance agencies.

What is the difference between 4 40 vs 4 30?

Aspect4 404 30
CertificationsTypically requires a 4 40 license, which covers a broad range of insurance productsRequires a 4 30 license, focusing on property and casualty insurance
Work EnvironmentInsurance agencies, brokerages, and financial institutionsInsurance agencies, brokerages, and financial institutions
Industry UsageCommonly used in insurance sales and advisory rolesCommonly used in insurance sales and advisory roles

The main difference between 4 40 and 4 30 lies in their licensing scope. The 4 40 license covers a broader range of insurance products, while the 4 30 focuses specifically on property and casualty insurance. Both roles are found in similar work environments and serve similar functions in the insurance industry.

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4 40 jobs near you

4-40 Customer Service Insurance Agent

Ashford Group and Associates, Inc.

Riverview, FL • On-site

$17.50 - $22/hr

Full-time

Retirement

Posted 28 days ago

Job description

Personal and Commercial Insurance Agent

Inside Sales for incoming quotes for auto insurance, personal and commercial auto policies

Do follow ups for clients regarding renewals, payments, questions that the client may have

Fast pace Insurance Agency looking for agent that is able to work with clients and must have excellent customer service skills


Benefits

Hourly Base Salary + Bonus Opportunities

Retirement Plan

Career Growth Opportunities


Responsibilities

Responsible for selling auto policies, keeping business, must have excellent customer service



Requirements

Must have or willing to take the 4-40 Customer Service Insurance License