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4 40 Jobs in Florida (NOW HIRING)

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Valid Florida 4-40 Customer Service Representative (CSR) License. * Bilingual in English and Spanish (spoken and written). * Previous experience in insurance sales, customer service, or a related ...

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Insurance Agent

Odessa, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

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Insurance Agent

Odessa, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

Be Seen First

Insurance Agent

Port Richey, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

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4 40 information

What is a 4 40 job?

A '4-40' refers to a type of insurance license in Florida, specifically the Customer Representative License. This license allows individuals to transact insurance under the supervision of a licensed general lines agent (2-20). 4-40 license holders can sell and service property and casualty insurance, such as auto or homeowner’s insurance, but cannot open their own agency or be the principal agent. It is commonly used by customer service representatives working in insurance agencies.

What are the key skills and qualifications needed to thrive as a 4 40 insurance agent?

To thrive as a 4-40 insurance customer representative, you need a 4-40 license (Customer Representative), knowledge of insurance products, and strong customer service skills. Familiarity with agency management systems, quoting software, and policy processing tools is typically required. Excellent communication, attention to detail, and problem-solving abilities help build trust and resolve client issues effectively. These skills are vital for ensuring client satisfaction, regulatory compliance, and smooth agency operations.

What is the difference between 4 40 vs 4 30?

Aspect4 404 30
CertificationsTypically requires a 4 40 license, which covers a broad range of insurance productsRequires a 4 30 license, focusing on property and casualty insurance
Work EnvironmentInsurance agencies, brokerages, and financial institutionsInsurance agencies, brokerages, and financial institutions
Industry UsageCommonly used in insurance sales and advisory rolesCommonly used in insurance sales and advisory roles

The main difference between 4 40 and 4 30 lies in their licensing scope. The 4 40 license covers a broader range of insurance products, while the 4 30 focuses specifically on property and casualty insurance. Both roles are found in similar work environments and serve similar functions in the insurance industry.

What cities in Florida are hiring for 4 40 jobs?

Cities in Florida with the most 4 40 job openings:

Infographic showing various 4 40 job openings in Florida as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Florida 4-40 Licensed Insurance Agent

Tax Goals Hub

Sarasota, FL • On-site

$37K - $51K/yr

Other

Posted 2 days ago

New


Job description

Customer Service Representative (CSR) – Florida 4-40 Licensed


Golden Trust Insurance Bradenton

Bradenton, Florida | Full-Time | In-Office

About Golden Trust Insurance

Golden Trust Insurance is a Florida insurance agency focused on helping individuals, families, and businesses protect what matters most. Our Bradenton office provides personalized insurance solutions across personal and commercial lines, with an emphasis on responsive customer service, competitive coverage options, and long-term client relationships.

Our team works with customers throughout Florida and represents multiple insurance markets, allowing us to help clients evaluate coverage options based on their individual needs.

About the Position

Golden Trust Insurance Bradenton is seeking a motivated and dependable Florida 4-40 Licensed Customer Service Representative to join our growing team.

The CSR will be responsible for servicing existing policyholders, assisting with policy changes and renewals, communicating with insurance carriers, and helping ensure that our clients receive timely and professional service.

We are looking for someone who is organized, comfortable communicating with customers, and capable of working in a fast-paced insurance agency environment.

Responsibilities
  • Provide professional customer service to existing and prospective clients
  • Process policy changes, endorsements, cancellations, reinstatements, and other service requests
  • Assist clients with billing and policy-related questions
  • Review renewal policies and communicate with customers regarding upcoming renewals
  • Obtain documents and information required by insurance carriers
  • Communicate with underwriters and carrier representatives
  • Follow up on pending cancellations, underwriting requirements, and outstanding documentation
  • Maintain accurate client records and documentation in the agency management system
  • Assist with certificates of insurance and other policy documents
  • Identify opportunities to cross-sell additional insurance products
  • Support producers and management with daily agency operations
  • Maintain strong communication and follow-up with clients
Qualifications
  • Active Florida 4-40 Customer Representative License required
  • Previous insurance agency experience preferred
  • Strong customer-service and communication skills
  • Professional phone and email communication
  • Strong organizational and follow-up skills
  • Comfortable working with multiple clients and priorities simultaneously
  • Basic computer and insurance-system proficiency
  • Bilingual English/Spanish required
  • Positive, professional, team-oriented attitude
What We're Looking For

We want someone who doesn't simply answer the phone and process requests. We're looking for a CSR who takes ownership of the customer relationship—someone who follows through, communicates proactively, helps retain clients, and recognizes opportunities where Golden Trust can provide additional coverage.

Job Type: Full-Time

Location: Bradenton, FL — In Office

License: Florida 4-40 Customer Representative License required

Golden Trust Insurance Bradenton

Helping our clients protect their families, businesses, vehicles, homes, and financial future.