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4 40 Jobs in Florida (NOW HIRING)

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Valid Florida 4-40 Customer Service Representative (CSR) License. * Bilingual in English and Spanish (spoken and written). * Previous experience in insurance sales, customer service, or a related ...

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Insurance Agent

Odessa, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

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Insurance Agent

Odessa, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

New

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Insurance Agent

Port Richey, FL · On-site

$20 - $23/hr

Plymouth Insurance Agency is seeking a Licensed 4-40 or 2-20 Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling commercial and personal ...

New

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4 40 information

What is a 4 40 job?

A '4-40' refers to a type of insurance license in Florida, specifically the Customer Representative License. This license allows individuals to transact insurance under the supervision of a licensed general lines agent (2-20). 4-40 license holders can sell and service property and casualty insurance, such as auto or homeowner’s insurance, but cannot open their own agency or be the principal agent. It is commonly used by customer service representatives working in insurance agencies.

What are the key skills and qualifications needed to thrive as a 4 40 insurance agent?

To thrive as a 4-40 insurance customer representative, you need a 4-40 license (Customer Representative), knowledge of insurance products, and strong customer service skills. Familiarity with agency management systems, quoting software, and policy processing tools is typically required. Excellent communication, attention to detail, and problem-solving abilities help build trust and resolve client issues effectively. These skills are vital for ensuring client satisfaction, regulatory compliance, and smooth agency operations.

What is the difference between 4 40 vs 4 30?

Aspect4 404 30
CertificationsTypically requires a 4 40 license, which covers a broad range of insurance productsRequires a 4 30 license, focusing on property and casualty insurance
Work EnvironmentInsurance agencies, brokerages, and financial institutionsInsurance agencies, brokerages, and financial institutions
Industry UsageCommonly used in insurance sales and advisory rolesCommonly used in insurance sales and advisory roles

The main difference between 4 40 and 4 30 lies in their licensing scope. The 4 40 license covers a broader range of insurance products, while the 4 30 focuses specifically on property and casualty insurance. Both roles are found in similar work environments and serve similar functions in the insurance industry.

What cities in Florida are hiring for 4 40 jobs?

Cities in Florida with the most 4 40 job openings:

Infographic showing various 4 40 job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 100% In-person job distribution.

4-40 Licensed Customer Service Representative

Choice Financial Group

Jensen Beach, FL • On-site

$2.0K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

←Back to all jobs at CHOICE FINANCIAL GROUP LLC

4-40 Licensed Customer Service Representative

CHOICE FINANCIAL GROUP LLC is an EEO Employer - M/F/Disability/Protected Veteran Status

About Jensen Beach Insurance

Jensen Beach Insurance is a trusted Florida-based
independent insurance agency with 25+ years of experience helping individuals,
families, and businesses find customized coverage solutions. Through a network
of top-rated insurance carriers, we provide personalized service, expert
guidance, and insurance options tailored to each client's unique needs and
budget. We are committed to delivering exceptional customer service and helping
our clients protect what matters most. [jensenbeachins.com]

Position Summary

Jensen Beach Insurance is seeking a customer-focused and
detail-oriented 4-40 Licensed Insurance Agent/CSR to join our team. The
ideal candidate will have at least one year of insurance experience, preferably
in an independent insurance agency environment, and be comfortable quoting
personal lines insurance with multiple carriers.

This role is responsible for providing exceptional service
to existing clients, generating quotes, processing policy changes, and
supporting agency growth through relationship-building and cross-selling
opportunities.

Compensation

$40,000 - $45,000 annually, based on experience

$2,000 - $10,0000+ Annual Retention Commission
Opportunity

$4,000 - $10,000+ Annual New Business Commission
Opportunity

Responsibilities

  • Quote
    personal lines insurance policies, including homeowners, auto, flood, and
    umbrella coverage
  • Service
    existing accounts and respond to client inquiries
  • Process
    endorsements, renewals, cancellations, and policy changes
  • Review
    coverage options and provide recommendations based on client needs
  • Follow
    up on quote opportunities and agency leads
  • Cross-sell
    and round out accounts when appropriate
  • Maintain
    accurate client records and documentation
  • Work
    with multiple insurance carriers to secure competitive coverage options
  • Deliver
    outstanding customer service while building long-term client relationships

Qualifications

Required:

  • Active
    Florida 4-40 Customer Representative License
  • Minimum
    1 year of insurance agency experience
  • Experience
    quoting personal lines insurance policies with multiple carriers
  • Strong
    communication and customer service skills
  • Proficiency
    with agency management systems and Microsoft Office
  • Excellent
    organizational and multitasking abilities

Preferred:

  • Experience
    working for an independent insurance agency
  • Experience
    quoting with multiple insurance carriers
  • Knowledge
    of personal lines insurance products

What We Offer

  • Competitive
    salary
  • Medical,
    dental, and vision coverage
  • 401(k)
    with company participation
  • Employer-paid
    group life insurance
  • Paid
    time off and holidays
  • Gym
    membership reimbursement
  • Employee
    referral bonus program
  • Supportive
    team environment
  • Opportunity
    for professional growth and development
  • Established
    agency with a strong reputation in the community

Apply Today

If you're a licensed insurance professional who enjoys
helping clients find the right coverage and building lasting client
relationships, we'd love to hear from you. Join Jensen Beach Insurance and
become part of a respected independent agency dedicated to delivering
exceptional service and protecting what matters most.

Please visit our careers page to see more job opportunities.