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3Rd Party Collections Jobs (NOW HIRING)

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Collections Trainer

Richardson, TX · On-site

$20 - $124/hr

Deliver comprehensive training sessions for employees involved in Third Party Collections, ensuring a deep understanding of relevant processes and compliance standards. l Training Material ...

We are specifically seeking candidates with recent third-party collections agency experience who thrive in a fast-paced environment and have a proven track record of recovering delinquent accounts ...

Collections Specialist

Hackensack, NJ · On-site

$20.25 - $27.25/hr

Collection Solutions is growing and is seeking FT-PT Experienced Collection Specialists with at least 2 years of proven experience in third-party collections. * You will be responsible for achieving ...

Recommend accounts for escalation, credit hold, or third party collections when appropriate * Ensure compliance with company procedures and applicable regulations * Build and maintain positive ...

Collections Specialist

Lee, NH · On-site

$18 - $20/hr

Must have 3rd party collections experience! Responsibilities: • Contact commercial and consumer customers regarding past-due balances and work toward timely resolution of outstanding accounts. • ...

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3Rd Party Collections information

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How much do 3rd party collections jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for 3rd party collections in the United States is $19.12, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.15 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a 3rd Party Collections Specialist, and why are they important?

To thrive as a 3rd Party Collections Specialist, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and basic office applications is essential. Excellent communication, resilience, and problem-solving abilities make someone stand out in this role. These competencies ensure effective debt recovery, compliance with regulations, and positive client and debtor interactions.

What are 3rd party collections?

3rd party collections refer to the process where a company hires an external agency to collect debts on its behalf. These agencies, known as third-party collection agencies, contact individuals or businesses who owe money and attempt to recover the outstanding amounts. Their role is to negotiate payment plans, settle debts, and ensure compliance with legal guidelines. The original creditor pays the collection agency a fee or a percentage of the amount recovered for their services.

What are some common challenges faced by 3rd Party Collections agents and how can they be addressed?

3rd Party Collections agents often encounter challenges such as handling difficult or unresponsive debtors, adhering to strict regulatory requirements, and meeting collection targets. Success in this role involves strong communication skills, emotional resilience, and a solid understanding of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Many agencies provide ongoing training and support, and agents frequently collaborate with supervisors and legal teams to resolve complex cases efficiently. Building rapport and using negotiation techniques can also improve recovery rates and job satisfaction.
More about 3Rd Party Collections jobs
What states have the most 3Rd Party Collections jobs? States with the most job openings for 3Rd Party Collections jobs include:
Infographic showing various 3Rd Party Collections job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 66% In-person, 17% Hybrid, and 17% Remote job distribution, with an average salary of $39,779 per year, or $19.1 per hour.
Remote 3rd Party Collections Representative

Remote 3rd Party Collections Representative

Optio Solutions, LLC.

Dallas, TX • Remote

$35K - $55K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago


Job description

Work from Home - Full-time

Hiring in these states - AZ, FL, IL, MO, OK, TX

1 Year 3rd Party Collection Experience Required.

Optio Solutions is seeking a motivated Remote Collection Representative to manage past-due accounts, communicate with consumers, and secure payments while maintaining a professional and compliant approach. Earnings potential of $35,360 - $55,000 annually (includes hourly rate and bonus opportunity).

The ideal candidate will have at least 1 year 3rd party collections experience, along with strong organization and communication skills.

Responsibilities:

  • Make and receive phone calls in compliance with FDCPA guidelines and various regulatory agencies and state and local laws
  • Negotiate and secure payment arrangements
  • Meet collection and performance goals
  • Maintain call volume and collection targets
  • Collaborate with team members and work effectively under pressure
  • Complete additional duties as assigned

Qualifications:

  • Basic math and computer skills
  • Solid verbal communication and negotiating skills
  • Ability to work in a fast paced environment, under pressure with strict deadlines
  • Professional demeanor in high-stress situations
  • Maintain confidentiality at all times
  • Able to work well independently

Benefits & Perks:

  • Comprehensive benefits package including Medical, Dental, and Vision coverage
  • 401(k) with company match to support your future
  • Tuition Reimbursement to help you grow professionally
  • Paid Time Off for work-life balance

Optio Solutions, LLC. is a company focused on improving clients’ ROI and protecting their brands through extensive financial services experience, advanced technology, certified data security, legal compliance, and professionally designated staff. Optio is a member of ACA International and the California Association of Collectors. The company is headquartered in Petaluma, California, with additional team members working remotely across the country.

Be part of a supportive, fast-paced team that celebrates hitting goals and rewards success. APPLY NOW!