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3Rd Party Collections Jobs (NOW HIRING)

Experience in 3rd-party collections * Encouraged to Apply: Candidates with strong backgrounds in Customer Service or Sales who are looking to transition their skills For U.S.-based hires, the pay ...

Experience in 3rd-party collections * Encouraged to Apply: Candidates with strong backgrounds in Customer Service or Sales who are looking to transition their skills $20 - $20 an hour For U.S.-based ...

Experience in 3rd-party collections * Encouraged to Apply: Candidates with strong backgrounds in Customer Service or Sales who are looking to transition their skills $20 - $20 an hour For U.S.-based ...

Collections Specialist

Uniontown, OH · On-site

$41K - $52K/yr

Recommend accounts for escalation, credit hold, or third party collections when appropriate * Ensure compliance with company procedures and applicable regulations * Build and maintain positive ...

Collections Specialist

Houston, TX · On-site

$17.75 - $23.75/hr

Submit delinquent accounts to third-party collections when appropriate and track outcomes. * Utilize Great Plains (GP), FCC, High Radius, and other systems to manage accounts receivable and ...

Collections Specialist

TX · On-site

$26 - $30/hr

Submit delinquent accounts to third-party collections when appropriate and track outcomes. * Utilize Great Plains (GP), FCC, High Radius, and other systems to manage accounts receivable and ...

Collections Lead

Houston, TX · On-site

$17.75 - $23.75/hr

... 3rd Party Collection Agency Escalate unresolved or high-risk accounts to the AR Manager in ... collections Other duties as assigned Qualifications : 5+ years of high-volume commercial ...

Collection Agent

Concord, NC · On-site

$17 - $21/hr

Are you an experienced Third-Party Collections Professional looking for a remote opportunity with strong earning potential and long-term stability? If you have experience in collections (medical ...

Collections Lead

Houston, TX · On-site

$17.75 - $23.75/hr

... 3rd Party Collection Agency Escalate unresolved or high-risk accounts to the AR Manager in ... collections Other duties as assigned Qualifications : 5+ years of high-volume commercial ...

Collections Lead

Houston, TX · On-site

$17.75 - $23.75/hr

... 3rd Party Collection Agency • Escalate unresolved or high-risk accounts to the AR Manager in ... collections reporting, including productivity and portfolio performance metrics • Maintain ...

Showing results 21-40

3Rd Party Collections information

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How much do 3rd party collections jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for 3rd party collections in the United States is $19.12, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.15 per hour, depending on experience, location, and employer.

What is 3rd party collections?

3rd party collections refer to the process where a company hires an external agency to collect debts on its behalf. These agencies, known as third-party collection agencies, contact individuals or businesses who owe money and attempt to recover the outstanding amounts. Their role is to negotiate payment plans, settle debts, and ensure compliance with legal guidelines. The original creditor pays the collection agency a fee or a percentage of the amount recovered for their services.

What are some common challenges faced by 3rd party collections agents and how can they be addressed?

3rd Party Collections agents often encounter challenges such as handling difficult or unresponsive debtors, adhering to strict regulatory requirements, and meeting collection targets. Success in this role involves strong communication skills, emotional resilience, and a solid understanding of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Many agencies provide ongoing training and support, and agents frequently collaborate with supervisors and legal teams to resolve complex cases efficiently. Building rapport and using negotiation techniques can also improve recovery rates and job satisfaction.

What are the key skills and qualifications needed to thrive as a 3rd party collections specialist, and why are they important?

To thrive as a 3rd Party Collections Specialist, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and basic office applications is essential. Excellent communication, resilience, and problem-solving abilities make someone stand out in this role. These competencies ensure effective debt recovery, compliance with regulations, and positive client and debtor interactions.
More about 3Rd Party Collections jobs

What states have the most 3Rd Party Collections jobs?

States with the most job openings for 3Rd Party Collections jobs include:

Infographic showing various 3Rd Party Collections job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 81% Full Time, 15% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $39,779 per year, or $19.1 per hour.

Collections Specialist (Third Party)

TrueML

Lenexa, KS • On-site

$20/hr

Full-time

Posted 17 days ago


Job description

Why Sentry Credit?

After 30 years in the debt resolutions space, Sentry Credit began our most exciting chapter yet by joining the TrueML family in 2025. Now, our story continues as we expand our team beyond Everett, WA and into Lenexa, KS; where we can partner more closely with TrueAccord as we revolutionize the debt resolution industry.


For over 30 years, Sentry Credit has been a staple of the Everett community. In 2025, we began our most exciting chapter yet by joining the TrueML family. Now, our story continues as we continue to revolutionize debt resolution.
 
By combining Sentry’s local legacy with TrueML’s innovative, empathy-driven approach, we’ve retired aggressive, old-school tactics in favor of a modern, helpful consumer experience. We are currently expanding our Account Collections team and looking for motivated individuals who value respect as much as results.
 
The schedule for this class will be Mon-Fri 8a-430p starting on 8/31!
What You'll Do:
  • Drive Consumer Engagement: Manage a consistent flow of inbound and outbound calls, guiding conversations to help individuals establish a path toward financial stability
  • Problem Solve: Investigate account details and work with consumers to resolve discrepancies or disputes.
  • Master Multi-System Navigation: Toggle between various software platforms and screens to provide real-time updates and efficient service
  • Maintain Accurate Records: Document all communications and account activities across multiple digital channels
  • Collaborate for Success: Contribute to a dynamic call center culture by joining a team that's constantly finding new ways to help consumers achieve financial stability
  • Hit Your Targets: Maintain a high level of activity to meet daily goals and maximize your commission potential.
Who You Are:
  • An Exceptional Communicator: You possess excellent verbal and written communication skills
  • Tech-Savvy & Multitasking Pro: You're comfortable navigating multiple systems and screens simultaneously in a fast-paced environment
  • Solution-Oriented: You look past the surface of a "no" to find a "how."
  • Results-Driven: You're a goal-oriented self-starter with a competitive mindset and a drive to succeed
  • Resilient & Composed: You remain calm under pressure, handle rejection with grace, and maintain a professional demeanor in challenging situations
  • Meticulously Organized: You have an eye for detail and the ability to manage your time and tasks efficiently
  • Positive & Adaptable: You bring a strong work ethic to the team and can pivot easily as priorities change
Why You'll Stay:
  • Work-Life Balance: Enjoy a consistent Monday–Friday schedule with no weekends required
  • Competitive Culture: Thrive in a supportive team environment that rewards your "win" while maintaining a collaborative spirit
  • Recognition & Rewards: Participate in fun monthly contests, performance-based incentives, and team-building events
  • Comprehensive Benefits: Access a full package including Medical, Dental, and Vision insurance, along with a 401(k) plan
  • Generous Time Off: Recharge with paid vacation and personal time off (PTO)
  • Career Pathing: Build a long-term career with opportunities for growth within the collections and Fintech industry
Qualifications & Experience:
  • Needed: High school diploma or GED, and a high sense of ownership, resilience, and dependability
  • Preferred: Experience in 3rd-party collections
  • Encouraged to Apply: Candidates with strong backgrounds in Customer Service or Sales who are looking to transition their skills
For U.S.-based hires, the pay rate for this role is currently set at $20 per hour. The applicable pay rate for any individual hire depends on the geographic labor market associated with the employee’s primary work location, along with other factors such as relevant skills, experience, and qualifications.
Geographic labor markets are divided into "tiers" based upon a number of factors, including cost of living. Below, you'll find a few example cities representative of each tier:
  • U.S. Geo Tier 3 (i.e. Kansas City, Jacksonville, Indianapolis) 
We encourage you to speak with your recruiter to learn more about our compensation philosophy and to discuss our benefits, total rewards, and opportunities for growth.
Perks & Benefits
  • Flexible vacation

  • Medical/dental/vision insurance

  • Traditional/Roth retirement savings options

  • Company-paid disability and life insurance

  • Flexible Spending Account & Limited FSA

  • Family-friendly parental leave, volunteer and voting time off

  • On-demand wellness platform access for you and 5 friends and family

  • PerkSpot discount program for 900+ merchants nationwide

Onsite Work & Physical Requirements

This is an onsite position based in our local office and regular,  in-person attendance is an essential function of the role. The position requires collaboration, participation in in-person meetings, access to office resources, and partnership with cross-functional teams.
This role is primarily performed in a professional office environment and involves computer-based work, including extended periods working at a computer, using standard office technology, and communicating through verbal, written, and digital channels. The role may require moving throughout the office and occasionally lifting or moving office materials up to <10 pounds. Reasonable accommodations may be made to enable qualified individuals to perform the essential functions of the role.
Such roles may require occasional flexibility outside of standard business hours to support business needs, cross-time-zone collaboration, or key meetings. Occasional local and/or international travel may also be required.


Personally Identifying Information 

We collect personal information for employment purposes. We do not sell personal information. Most of the information we have is provided to us by you and/or collected as part of the employment process. For more details on how we use, share, and delete personal information see our Privacy Policy.


Dedication to Diversity & Inclusion 

We are  an equal opportunity employer. We promote, value, and thrive with a diverse and inclusive team. Different perspectives contribute to better solutions and this makes us stronger every day. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or other protected characteristics.