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1099 Adjuster Jobs (NOW HIRING)

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1099 Field Adjuster - Minneapolis, MN

Minneapolis, MN · On-site

$67K - $90K/yr

We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster! Requirements: * Minimum 1 year first-party commercial and/or residential property ...

Ccms-

1099 Field Adjuster - Lincoln, NE

Lincoln, NE · On-site

$56K - $75K/yr

We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster! Requirements: * Minimum 1 year first-party commercial and/or residential property ...

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$37K

$75.2K

$127.5K

How much do 1099 adjuster jobs pay per year?

As of Sep 15, 2026, the average yearly pay for 1099 adjuster in the United States is $75,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $84,000.00 per year, depending on experience, location, and employer.

What is a 1099 adjuster?

A 1099 Adjuster is an independent insurance claims adjuster who works as a contractor rather than a full-time employee. They are responsible for evaluating insurance claims, inspecting property damage, and determining claim payouts on behalf of insurance companies. Since they are classified as independent contractors, they handle their own taxes and expenses. This role offers flexibility but requires self-management, industry expertise, and networking to secure assignments.

What are the typical daily responsibilities and work environment like for a 1099 adjuster?

As a 1099 Adjuster, your day-to-day work involves inspecting property damages, gathering evidence and documentation, interviewing claimants, and preparing detailed reports for insurance companies. You'll usually work independently, often traveling to inspection sites and managing your own schedule and caseload. Collaboration with policyholders, contractors, and insurance companies is frequent, requiring clear and timely communication. The workload can fluctuate, especially after major weather events, so being able to adapt and manage time effectively is key to success in this dynamic role.

What are the key skills and qualifications needed to thrive in the 1099 adjuster position, and why are they important?

A 1099 Adjuster needs solid knowledge of insurance policies, claim investigation, and loss estimation, often backed by prior experience or industry certifications such as an adjuster license. Familiarity with claim management software, estimating tools like Xactimate, and digital reporting systems is typically required. Strong organizational skills, attention to detail, self-motivation, and effective communication are crucial soft skills for this independent contracting role. Mastery of these areas ensures efficient, accurate claims processing and the ability to manage multiple assignments independently while maintaining high levels of client satisfaction.

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1099 Adjuster jobs near you
Infographic showing various 1099 Adjuster job openings in the United States as of September 2026, with employment types broken down into 96% Full Time, 3% Part Time, and 1% Contract. Highlights an 61% Physical, 15% Hybrid, and 24% Remote job distribution, with an average salary of $75,193 per year, or $36.2 per hour.

1099 Field Adjuster - Eugene, OR

Eugene, OR • On-site

CCMS and Associates
See more jobs at CCMS and Associatesexternal

$65K - $86K/yr

Contractor

Re-posted 25 days ago

Job description

Join CCMS & Associates!
We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster!
Requirements:
• Minimum 1 year first-party commercial and/or residential property adjusting experience
• Maintain own current estimating software - Xactimate preferred (Cotality a plus)
• Working computer with internet access and Microsoft Word
• Strong time management and customer service skills
• Experience in preparing Statement of Loss, Proof of Loss, and denial letters
• Oregon state adjusters license
• Valid drivers license
Responsibilities:
• Complete residential and commercial field property inspections utilizing Xactimate software
• Investigate claims by obtaining recorded statements from insureds, claimants, or witnesses and by interviewing fire, police, or other governmental officials as well as inspecting claimed damages
• Recommend claim reserves based on investigation, through well-supported reserve report
• Obtain and interpret official reports
• Review applicable coverage forms and endorsements, provide a thorough analysis of coverage and any coverage issues in a well-documented initial captioned report to the client
• Maintain acceptable product quality through compliance with established best practices
Knowledge and Skills:
• In-depth knowledge of property and liability insurance coverage and industry standards
• Ability to prepare full-captioned reports by collecting and summarizing required information
• Strong verbal and written communications skills
• Prompt, reliable, friendly, and professional
Preferred but Not Required:
• College degree
• AIC, IICRC, HAAG or other professional designations
All candidates must pass a full background check (void in states where prohibited)

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