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1099 Adjuster Jobs (NOW HIRING)

We are currently accepting applications for independent (1099) property adjusters in the locations below. Other locations may be considered. PIttsburgh, PA Albany, NY This is a contract (1099 ...

We are currently accepting applications for independent (1099) property adjusters in the locations below. Other locations may be considered. PIttsburgh, PA Albany, NY This is a contract (1099 ...

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1099 Adjuster information

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$37K

$75.2K

$127.5K

How much do 1099 adjuster jobs pay per year?

As of Jul 12, 2026, the average yearly pay for 1099 adjuster in the United States is $75,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $84,000.00 per year, depending on experience, location, and employer.

Is claim adjusting a dying field?

Claim adjusting, including roles like 1099 adjuster, remains a vital part of the insurance industry, especially as claims continue to grow with new risks and technologies. While automation and AI are increasingly used for initial assessments, human adjusters are still essential for complex claims, negotiations, and customer interactions, ensuring the field remains relevant and in demand.

What are the key skills and qualifications needed to thrive in the 1099 Adjuster position, and why are they important?

A 1099 Adjuster needs solid knowledge of insurance policies, claim investigation, and loss estimation, often backed by prior experience or industry certifications such as an adjuster license. Familiarity with claim management software, estimating tools like Xactimate, and digital reporting systems is typically required. Strong organizational skills, attention to detail, self-motivation, and effective communication are crucial soft skills for this independent contracting role. Mastery of these areas ensures efficient, accurate claims processing and the ability to manage multiple assignments independently while maintaining high levels of client satisfaction.

What is a 1099 adjuster?

A 1099 adjuster is an independent insurance claims adjuster who works on a contract basis and receives 1099 tax forms for income reporting. They evaluate insurance claims, often working remotely or on-site, and may need relevant licensing or certifications depending on the state or insurance type.

How to get work as an independent adjuster?

To work as an independent adjuster, obtain relevant licensing and certifications required in your state, such as the Property and Casualty Adjuster license. Gain experience through internships or entry-level positions, build a network with insurance companies and adjusting firms, and consider joining professional associations to access job leads and training resources.

What is a 1099 Adjuster job?

A 1099 Adjuster is an independent insurance claims adjuster who works as a contractor rather than a full-time employee. They are responsible for evaluating insurance claims, inspecting property damage, and determining claim payouts on behalf of insurance companies. Since they are classified as independent contractors, they handle their own taxes and expenses. This role offers flexibility but requires self-management, industry expertise, and networking to secure assignments.

What type of adjuster makes the most money?

In the adjuster profession, independent or independent catastrophe adjusters tend to earn the highest income due to their ability to handle large claims and work on a contract basis. They often require specialized skills, certifications, and the flexibility to work in high-demand environments, which can lead to higher pay compared to staff or staff-level adjusters.

What are the typical daily responsibilities and work environment like for a 1099 Adjuster?

As a 1099 Adjuster, your day-to-day work involves inspecting property damages, gathering evidence and documentation, interviewing claimants, and preparing detailed reports for insurance companies. You'll usually work independently, often traveling to inspection sites and managing your own schedule and caseload. Collaboration with policyholders, contractors, and insurance companies is frequent, requiring clear and timely communication. The workload can fluctuate, especially after major weather events, so being able to adapt and manage time effectively is key to success in this dynamic role.

More about 1099 Adjuster jobs
What cities are hiring for 1099 Adjuster jobs? Cities with the most 1099 Adjuster job openings:
What are the most commonly searched types of 1099 Adjuster jobs? The most popular types of 1099 Adjuster jobs are:
What states have the most 1099 Adjuster jobs? States with the most job openings for 1099 Adjuster jobs include:
Infographic showing various 1099 Adjuster job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $75,193 per year, or $36.2 per hour.
1099 Adjuster Apply Here!

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Re-posted 7 days ago


Job description

Description

Capstone ISG is one of the nation's fastest growing Independent Adjustment firms. As we continue to grow our business, we look for people who offer inspiration and innovation, as well as have an internal drive for results. Our team members are focused on customer service and are dedicated to making Capstone a fun and rewarding place to work. We are currently accepting applications for independent (1099) property adjusters in the locations below.  Other locations may be considered.


PIttsburgh, PAAlbany, NY 



This is a contract (1099) position. 


Conducts prompt, thorough and fair investigations by obtaining relevant facts to determine coverage, origin, and extent of loss.

Documents damage and prepares written estimates using Xactimate software.

Keeps the client and the insured informed about the claim status with clear, timely and accurate written/oral communication.

Requirements

  • 2+ years handling property insurance claims required
  • Candidate must have an active Xactimate account
  • Can handle partial and full assignments
  • Commercial and personal lines experience preferred
  • A qualified candidate must have their own      transportation, equipment and software
  • Good writing and technology skills